Prudential Assurance Company, Ltd. I Chief Officc-HOLBORN BARS, LONDON. Summary of the Report presented at the Sixtieth Annua! Meeting, held on 4th March, 1909. ORDINARY BRANOH.-Tlhe number of policdes issued during the year was 80,379, assuring the sum of £ 7,614,898, and producing a new annual premium income of £ 440,376. The premiums received during the year were £ 4,616,337, being an incirease of P,135,960 over the year 1907. The claims of the year amount- ed to £ 2,812,962. The number of deaths was 8,389, and 15,322 endowment assurances matured. The number of policies in force at the end of the year was 866,797. INDUSTRIAL BRANCH, The, premiums re- ceived during the year were 96,925,755, being an increase of £ 264,124. The claims of the year amounted to, eC2,670,345, including C72,696, the propoirtion of bonus paid since the date of the last Annual Meeting. The number of claims and surrenders, including 4,355 endowment assurances matured, was 310,722. The number of free policies granted during the year to tnos-3 policy holders of five years' standing and upwards who desired to discontinue their pay- meats, was 145,261, the number in force being 1,395,929. The number of free policies whiiclh became -claims1 during tihe j^ear was 40,094. The total number of policies in force' at the became cladTn,s during tihe year was 40,094. The total number of policies in force' at the ■end of the year was 17,963,127: their average duration exceeds eleven and a quarter years. The assets of the company, in both branches, ( as shewn in the balance sheet, are P,71,958,859, > being an increase of zP,3,952,575 over those of 1907. In the Ordinary Branch a reversionary bonus at the rate of £1 12s. per cent, on the original sums assured has again been added to all classes of participating policies issued since the year 1876. The Directors are pleased to announce an increase in the Industrial Branch bonus, All policies of over five years' duration which be- come claims either by death or maturity of endowment from the 5th of Maseeh, 1909, to the 3rd of March., 1910, both dates inclusive, will participate. This bonus will be paid by way of addition to the sums assured of:- £ 5 per cent. on all policies becoming claims upon which at least five but less than ten years' premiums have been paid, £ 10 per cent, on all policies becoming claims upon which at least ten but less than twenty P, 1 — years' premiums have been paid, and £ 1Z 10s. per cent on all policies becoming claims upon which at least twenty years' premiums have been paid. General Balance Sheet f the the Summary of both Branches, on the ;;ist December, 1908. LIABILITIES. Shareholders' capital 1,000,000 0 0 Reserve funds 2,850,000 0 0 Life assurance funds 67,894,765 0 4 Claims under life policies ad- mitted 146,790 18 10 Bonus under life policies re- served for distribution 67,303 4 11 £ 71,958,859 4 1 ASSETS. British Government securities 3,416,799 17 6 Indian and Colonial- govern- ment securities 6,282,786 12 11 Railway and other debentures and debenture stocks, and | gold and sterling bonds 10,119,247 2 1 Loans on County Council, Municipal, and other rates 15,036,040 5 5 Freehold ground rents, and Scotch feu duties 4,82,0,107 8 7 Freehold and leasehold property 3,729,237 18 11 Mortagages on property within the United Kingdom 8,997,567 2 6 Railway, Gas and Water stocks 7,60302 16 2 Suez Canal shares 161,192 13 5 Telegraph and other shares 96,984 18 0 Leasehold ground; rents 8,207 13 0 Metropolitan and London County Consolidated stocks, and Cdty of London bonds. 248,406 8 9 Metropolitan Water Board stocks 435,263 10 7 Bank of England stock 202,754 7 10 Indian, Colonial and Foreign corporation stocks 2,268,696 4 2 Foreign government securities. 2,438,547 8 4 Reversions and Life Interests. 1,339,794 19 6 Loans on the company's policies 2,80(1,987 16 2 Rent charges 249,736 11 8 Outstanding premiums and agents' balances 563,622 3 0 Outstanding interest and rents. 587,149 17 7 Cash—In hands of superinten- dents 34,951 2 0 accounts, and in hand 451,774 6 0 £ 71,958,859 4 1 FKEDK- SCHOOLING,} Joint D. W. STABLE, Joint A.C.THOMPSON, i Managers J. SMART, I Secretaries. H. A HAEBEN, Chairman- THUS- 0. DEWEY, n-fnT. W. LANCASTER, directors. We report that with the assistance of the Chartered Accountants as stated below we have examined the foregoing accounts and have obtained all the information and explanations that we have required and in our opinion such accounts are correct and the foregoing Balance Sheet is properly drawn up so as to exhibit a true and correct view of the state of the Company's affairs according to the best of our information and the explanations given to us and as shewn by the books of the Company. PHILIP SECRETAN l W. H. NICHOLLS, J AuaUors- We have examined the Cash transactions (receipts and payments) affecting the accounts of the Assets and Investments for the year ended December 31st, 1908, and we find the same in good order and properly vouched. We have also examined the Deeds and Securities, Certificates, &c., representing the Aesets and Investments set out in the above account, and we certify that they were in posession and safe custody as on December 31st, 1908. 15th February, 1909. DELOITTE, PLENDER, GRIFFITHS, & Co., Chartered Accountants. The Company's New Prospectus, Annual Report and Balance Sheet and any in- formation may be had from MR W. EVANS, Assistant Superintendent, 5, Newboro Terrace, Conway, or any of the local agents, or from W. THOMPSON, Superintendent, 'Clivedale" Colwyn Bay.
4. CARNARVON GUARDIANS. DEFYING THE LOCAL GOVERN- MENT) BOARD. The Oarnarvon Board of Guardians have (been at variance for some time with the Local Government Board in reference to the refusal of the former to provide means of escape in case of fire at the Workhouse. This refusal was due to the expense and the contention of the Guar- dians that no provision such as suggested was necessary. At Saturday's meeting of the Guardians, however, there was a re- commendation submitted by the Visiting Committee, to the effect that the Board's recommendation be carried, it being the Oommittee's opinion that it could be done much under the estimate formed some months back. It had been made clear to the Committee that unless they did the work of their own accord they would be compelled to do it by the Local Govern- ment Board. An amendment, proposed by Mr Job Owen, that the work be not done was car- ried by a majority. Mr Job Owen called attentifon to a state- ment which the Local Government Board inspector had made, that the fare in the Workhouse was too liberal, and better than many stuggling ratepayers could pos- sibly get. He moved that the Visiting Committee be instructed to inquire into the matter.—Mr J. R. Hughes seconded the proposal.—It was resolved to let. mat- ters remain as they are.
THE DOMEISiTrO RlEMEiDY. At Bet'tws-y-Cioed on Saturday, before Colonel Johnstone and Mr Petit, a lad named Frances Jones, Tre Alan, Trefriw, was charged with the larceny of 11s. 6d. in money and three golf balds valued at 6s. from thei Trefriw golfhouse. Evidence having been given, the Chairman said to the prisoner: What you want is a good hiding, and I am sorry we can't accom- modate you. Is your father in court?— T'he prisoner1: No, sir. The Chairman He must, attend. We adjourn the case to the next meeting, when the prisoner's father must attend. The prisoner was bound over to appear at the next court.
J. W. WILLIAMS, Baker, Grocer, and Provision Dealer. MOSTYN STREET, Next donr to the Newsroom and Library LLANDUDNO. flOlE. IAl)E BREAD rn ESH DAILY- I WHEN OUT OF SORTS I H the wisest course is undoubtedly to take Beecham's Pills. By so doing you call to your B ¥ aid one of the most reliable curative agents known, and ensure a speedy and natural p > recovery. The out of sorts condition being almost always due to a derangement of f the digestive organs, it is obvious that what is required is a medicine that can V > successfully deal with all disorders of the Stomach, Liver, and Bowels. If you S TAKE B Beecham's Pills you lay the foundation of good sound robust health and Incidentally ■ ■ remove the out of sorts condition. The immediate effect of these pills is to put the ■ B digestion thoroughly in order and when once this is achieved perrect health cannot R B fail to follow. Unlike the merely temporary effects of stimulants, a permanent ■ ■ exhilaration that springs from steady nerve force results from taking ■ I BEECHAM'S PILLS, B Beecham's Pills are specially suitable tor Females of all ages. H B Sold everywhere in boxes, price 1/1 h (56 pills) 81 2/9 (168 pills). B
LLANDUDNO AS IT WAS. A BRIEF REVIEW OF THE HISTORY OF LLANDUDNO, (By Mr. John Roberts, Bryn Celyn). The old and new copper mines are situated on the- Great Orme, a, short dis- tance to the left, from t.he first station of the Orme tlram. Tb prove tha-t the Or me, copper industry wa,s a valuable one, it may be mentioned that from 1835 to 1848 ooipper ore to the value ;6240,0,00 was raised from these mines. The new mine was really an extension of the old. Under the able superintendence of the late Mr Thomas Jones, Froncleg (who was the father of Mrs Woodcock) great improve- 1 9 ments were brought about in the workings in order to ease the pressure of water. and to facilitate the output a, level cutting was made from the workings through the mountain for about three-quarters of a, mile, having an opening at Conway Shore, to the north of the artificial lake. It is the water from this level that, supplies the lake. The level was opened on the 14th of October, 1842. During 12 years ore to the valuei of £ 93,000 was raised from this mine. A short time after this level was opened gamekeepers found one of the miners poaching on the Warren, West 'Shore. The poacher finding that he was under observation ran for his dear life and soon got out of slight into the level to hide. The keepers who were not so knowing as their quarry watched the level entrance for hours. Not dreaming that, the poacher had gone up through the mine and was enjoying his tea on the top of the Orme long before they left off watching. The Tygwyn mine was situated close to the commencement of Tygwyn Road, off Church Walks. This mine was greatly troubled with too much water; in order to obviate this, two very powerful pump- ing engines were, used; one stood near Mir F'. Edge's residence, while the other was behind Gay Terrace, Tygwyn Road. In order to obtain an outlet for the water a level was cut tihrough which had an opening just where the main entrance to the Pier is now. But all these devices were of no avail, the water in the mine continued to rise, although in plenty of copper the miners were at last compelled to abandon the, workings hurriedly, leav- ing their tools and implements behind, among them being the late Mr Richard Hughes, 15, Madoei Street. These mines offer a glorious opportunity for persons of speculative proclivities to' exercise their talent. Plenty of copper, but too much water. During the mining period at Llandudno, the men often practised many tricks and pranks on each other. At one certain a number of miners congregated together in a kind of a cabin every evening to play cards. This pro-ceding raised the ire of all the good old folk and many predicted some awful forebodements would come to pass. A copper heaving bucket upside down was set in the c-abin to form a card- table. One day a waig placed a quantity of blasting powder under the bucket, at- tached to which was a, fuse with the otheT end outside the cabin. When evening came and the card playing was at its height the fuse was lit; off went the powder, sending the card-table bucket clean through the roof of the cabin. The players in great terror fled for their lives. This ended the card playing. Before Llandudno developed into- a town several farms occupied the land. One of these was named Pwll-y-gwichiaid, and stood where Nos. 6 and 7 South Parade are built; near this fatrm was Llyn-yr-hafn, Pool of the Creek. Pwll-y-gwichiaid means Periwinkle's pool. Is it probable that at some remote period a, Creek existed here with the sea flowing in? Robert Jones and family held this farm for many years. One of the sons was a Baptist minister, and was well-known for many years as Rev. Hugh Jones, Ruthin. He was a man of fine physique, and was also a splendid swimmer. Being at home in summer from College, one Sunday morn- ing he proceeded on horse-back to a cer- tain place to preach. One way to Conway in those days was along the Conway Shore sands. After reaching opposite the sand- bank he observed a man on the bank in great dianger from thei incoming tide. Withourb a moment's hesitation he rade, on his horse across the rapid stream to where the man was, then gave the horse to the man to go ashore,, and swam back him- self. Thus was the poor fellow saved from a watery grave by a preachetr on a Sunday morning. It is also to be noted, that- the last, to tenant, this farm was late Mr Edward Owen, of Ei. Owen and Sons, Mostyn Street. Another farm was situated where Mr Edge's Studio is now built upon, which was named Tynypwll. Mr Robert Roberts and. family, the occupiers of this farm were passionately fond of pets; often they possessed a tame fox, a seagull, a goat, monkey, and a pet lamb. Here hangs a tale. It was a, custom in those- days for the •Oalvinistic Methodists (whose chapel was at hand) to have ser- mons on week dalYs; it, was a summer's day and the atmosphere heavy; the door of the chapel was open a man was sitting on a bench situated on the floor of the edifice. He had fallen asleep. When in this state, he was continually nodding his head. The pet la,iiib, looked in, and believed the man was nodding at, him. Not able to withhold longer the lamb rushed into the chapel and butted the sleeper with such force that he fetTl on h: s back with his legs in the air, to the great disc-omforture of the worshippers. Yet another farm was Tydraw, the ruins of which are easily discerned on the side of the O-rme, the western side of E)'th',no-g, Abbey R-oad. It was tenanted by the late Mr David Jones, ft ( her of Mr W. H. Joneis, our present, chairman of the Urban District Council, and Mr Et chard Jones, Erskine House.1 The leans of Tydraw were employed in carting materials for the mines and copper orø down from the O-rme ready for ship- ) ment. iter -);1
Day9 Use NHN HttmM ,<' Nt BN t SAUCE without which, no DinnerTable is complete. I
CiOWLIYD WATER BOARD. A meeting of the Conway and Colwyn Bay Water Board was held on Friday at Conway. Mr J. Dicken presided. It was reported to Mr T. El. Parrythat the Act of Parliament last year cost £ 3.000, and it was decided to apply for a loan for that amount, repayable in 15 years. The rainfall at the lake for the, months of January and February amounted to 8.68 inches, being a decrease of 5.12 inches. The Engineer (Mr T. B. Farrington) re- ported that with good weather conditions the laying of the, duplicate line of 15in. mains under the river Conway has been completed, the connections being made be- tween the lines on March 1st. On March 4th these mains were tested to the full head from the pressure reducing tank above, Dolgarrog Woods, and this pressure has been maintained since. Testing is now proceeding from the river works to Sarn Mynach under the Dolgarrog pres- sure, and very shortly the water may be turned on to the district.—(Applause.) It was decided to turn on the water into the new main formally at a. ceremony to' take place above Dolgarrog Woods in the, afternoon of March 24th.
CONWAY COTTAGE; HOMES. At a special meeting of the Conway Board of Guardians, Mr P. H. M'Clement presiding, four candidates were- interview- ed for the positions of foster mothers at the new cottage homes, which are to be. ( opened in May for the reception of work- house children. Miss Kate Owen, assistant matron at the Conway Workhouse, was appointed foster mother at the boys' home and Miss Mary Davies, assistant, matron at th Llanrwst Workhouse, for, the girls' home.. The, cottages acquired are on the Gyffin Rio ad.
TRY THIS TO-DAY. A Simple Cure for All. Forms of Nerve and Bodily Weakness. COSTS A FEW PENCE,. The following are amongst the many thousands of well-known and influential people all over the country who are daily testifying to the unique merits of Dr. Classell's Tablets as a cure for weakness, loss of flesh, and nerve, stomach and kid- ney troubles. Dr. Ramsay Cblles, J.P., LL.D., 48, Princes Sq., Bayswater, writes, "a safe and reliable remedy for nerve and bodily weakness." Major- Gen. Sir John Campbell, CLB., 4, Park Place, London, says "remarkably effec- tive." Madame CHara Novello- Davies. 143, Sutherland Avenue, London, the famous Welsh prima-donna, writes "safe, pleasant and effective for nerve and digestive- troubles." Dr. Botwood, Ph.D., 74, Micklegate, York, says, "a trustworthy household remedy." Dr. Cassell's Tablets, the family doctor now in the thousands of British homes, can be obtained for 10d., Is. 1-Ld., and 2 2s. 9d., of all chemists.
THE! CHARLESWORTH CASE. AN INTERPLEADER ACTION. At Rhyl County Court on Friday Mr Scott, on behalf of Mr Hill (an execution creditor for L200, against Miss Violet Charlesworth), applied for the adjourn- ment of an interpleader case in which the creditors of Mrs Charlesworth were the claimants. Mr Joseph Lloyd (for the trustee under a deed of assignment executed by Mrs Charlesworth) said it was a, dispute be- tween the -creditors of Miss Charlesworth and those- of her mothe;r, both parties claiming the goods seized and sold by the Sheriff. He believed that the case, which prom:" sed to be a, big one, could now be settled before the- next c,ourt; bn,. he ap- pi'je-d that the Sheriff be directed to pay into court all the money he had in hand in accordance with the order of the- High Court. Judge Moss said that the proceeds of the sale up to ;C200 should be paid into court, less the possession fees. Mr Scott- said lie- did not think that the articles he claimed as belonging to Miss .h Charles worth would come to that amount. His Honour made an order for the mor.ey to be pa d into couu"t. Woods' Great Peppermint Cure for Coughs and Colds never fails. 1/1, 2/9,; 2
PLANS AND STRUCTURAL ALTERATIONS. The following plans have been consider- ed by the Llandudno Works Committee, namely Roads and Sewers off Carmen Svlva Road, for Mr H. Hill, approved as to the Upper Road only. Allt,erations to six houses, Prospect Ter- race, for Mr R. H. Brown, deferred. Stable and Coach-house, rear of 8, Tudno Street, for Mr H. Higginbottom, ap- proved. Additional Bedroom, Llys MeTion, De- ganwy Street, for Mrs Griffith, approved. Additions, Islwyn, Maelgwyn Road, for Mr W. Maurice- Jones, approved. Porch and Staircase Extensions2- St. Seiriols, Craigydon, for Mr E, Emery, ap- proved. Larder, rear of Albany Chambers, Lloyd Street, for Mr Burnsall, disapproved. Four Villas, off Carmen Sylva Road, for Mr A. Hill, approved, subject to the road in front of the Villas being for its whole length -of the proper width of 36 feet. Additions, Welcome Temperance- Hotel, Vaughan Street, for Mr John Fildes, ap- proved.
LLANDUDNO v. DISTANT TOWNS. It is only natural that, here in Llan- dudno, a few earnest words from Llan- dudno have- far more weight with us than volumes from strangers living ins distant towns. This cordial Llandudno statement teems with interest and encouragement for us all. It is made by Mrs A. J. Nurse, who re- sides at R-ock View, Tygwyn Road, Llan- dudno. She says:—"For two years I suffered with pains in my back, I could neither sit, stand or lie down in comfort. I also suffered from headaches and diz- ziness. I tried all sorts of so-called remedies in order to find relief, but it was all to no purpose. j "At length I saw an announcement of Doan's backache kidney pills and decided to give them a trial,. I had not finished using one box of them before I found re-- lief; the pains gradually disappeared and my general health improved, I persevered with the medicine, and eventually I was 7 cured. I cannot praise Doan's backache kidney pills too highly, and shall never be without a box of them in. the house. (Signed) Annie Jane Nurse." Doan's backache kidney pills are, two shillings and ninepence per box, or six boxes for thirteen shillings and ninepence. Of all chemists and stores, or post free direct from the Foster-McClellan Co., 8, Wells-street, Oxford-street, London, W. Be sure you get the same kind of pills as Mrs Nurse had.
THE FREE TRADE ISSUE. A meeting was held at Rhos-on-Sea, Colwyn Bay, on Friday night, under the auspices of the Colwyn Bay Liberal Asso- ciation, for the purpose of discussing the Free Trade question. The chair was occu- pied by Mr T. E. Purdy, and the discus- sion was opened by Councillor T. Robin- son, of Stretford, Manchester, who spoke mainly of the aspect of the question as it appeals to the cotton manufacturer. He showed that Free Trade was essential to the prosperity of the Lancashire industry. The capital required, he said, for setting up a thousand looms in New York was 75 per cent more than a, similar number of looms would cost in Lancashire, and the working expenses would be in stmiiar pro- portion. It was therefore impossible for the American cotton manufacturers to compete with Lancashire, and that was solely due to Free Trade. A resolution was propo-sed by Mr J. Crompton thank- ing the Prime Minister for his speech the other day at the Free Trade Union meet- ing, and pledging the meeting to support the principle of Free Trade. Mr M'Kie, seconded the motion, which was support- ed by other speakers and carried.
A doctor once prescribed whisky to a patient, who objected that he could not take it, as his wife was an impassioned teetotaler. "Oh," said the doctor, "surely you can manage that. Take it in your shaving water." A week or two later he saw the patient's wife, and asked whether her husband was better. "Weil," was the reply, "he's better in some ways, but I am afraid his brain is touched. He has taken to shaving eight or nine times a day." It's football that works up the muscle And gives a man plenty of dash, It's kick, it's scrum, and it's bustle, And a general looking for lash. In the good old hunt for the leather, If a cold you should have to endure, You will soon pull yourself all together, With Woods' Great Peppermint Cure. Sarah Nicol Memorial Hospital. Trimr* Street. Hon. secretary. Miss Feltou
[HIGH CLASS GROCERY, IPROViSIONS & BAKERY ESTABLISHMENTS. H. & J. OWEN, The Up-to-Date Grocers, LLANDUDNO, DEGANWY & TENRHYNSIDE. -:0:- COME ONCE- that's all we ask. The Quality of tht. Groceries you buy will draw you back again. Telephones 21, Llandudno. 16, Conway. jSL J. Fleet, Music Warehouse. Penrhyn Road, COLWYN SA" Instruments by the best makers on sale or for Hire. First Class Tuners & Repairers ORGANS, PIANOFORTES. AMERICAN ORGANS, HARMONIUMS. Tuner to Pier Pavilion, Llandudno, and Victoria Pavilion, Colwyn Bay. THE CHEAPEST GUIDE TO LLANDUDNO. VISITORS TO LLANDUDNO SHOULD BUY WILLIAM'S Illustrated Sixpenny Guide to Llaqdudno AND NEIGHBOURHOOD. Containing a history and description Of Conway Castle, the Vale of Conway, Lianrwst. Bettws-y-Coed, Capel Curig, Swallow Waterfalls, and other places of interest in the Snowdonian District; Colwyn Bay, Penmaenmawr. Llanfairfechan, Aber, &ci, with directions how to see them at the least possible ex- pense and loss of time. Crown 8VOm 100 pages, containing map of district and numerous illustrations, per post Sd. OPINIONS OF THE PRESS- "Cheap convenient, and intelligent guide.CHRis- TIAN WORD. "Has some interesting things to say about the Great Orme's Head, and the mountains of which access from Llandudno is so easy." — MANCHESTER GUARDIAN "Will be found as u-eful as it is cheap/'—LIVERPOOL DAILY POST. "The book is full of a mass of really useful and practical information. There are directions to the tourist where to go and how to go at the least possible expense and loss of time."—LIVERPOOL COURIER. The above to be (had by post (' -kd,,) of the publisher, EVAN WILLIAMS, Market Place, Bangor and of all Booksellers Established 50 Years. 11 "Really |J ~»V!ho*c3ome Confectionery** LAICET. A sweetmeat for all. and may be nivea !—LANCET. JX with confidence to the voung-est child. J In paper packets and tin boxes— |BkSy various sizes. jm^j^sManQfactory; London, w.c APARTMENTS REQUIRED.—Thou- sands of Londoners from the S.E. district are now preparing to spend their summer holidays at Llandudno and district. If you wish to Let your Apartments adver- tise them in the "Kentish Independent," whose chief office is at Wellington Street, Woolwich. Sixteen words, 6d.; three weeks, Is. Specimen paper sent free on toplication. THE BEAUTIFUL VALE OF LLAN- GOLLEN.—One of the Healthiest of Inland Resorts, with Dlenty of Fresh Mountain Air, and a never-ending Charm jf Scenery. For Apartments, advertise ii "Llangollen Advertiser," 24 words, 9d. List of visitors during season. AP AHTMENTS.-To all having Apart- ments to Let-Do not lose pounds by hav- ug your Apartments empty when for Is. (or three weeks 2s.) you can have a 30 word advertisement in six London Sub- urban newspapers circulating in London Suburban districts which each year send thousands of visitors to Llandudno and jther Watering Places on the Coast. Name of papers—Leyton, Leytonstone, West Ham, Wanstead, Woodford, Forest Gate, Manor Park and Ilford Express and Inde- pendent. Address, Publisher, Indepen- dent Office, Leytonstone.
A small farm formerly stood in Old I Road, a short distance hr.g-her up than the- King's Head., on the left; it was called j Tyn-yr-Wylfa; the house was situated just where the, tree that grows out of the wall is now seen; it was also a tavern. Mr John and Grace Davies lived here for many years, much respected by the pub- lic they were- the parents of Miss Davies, Bangor House. (To be Continued).