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ABERYSTWYTH,

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ABERYSTWYTH, (Continued, from page 2.) Onr representative in Aberystwyth is Mr. J. ÐEXLEY SPENCER, 32, High Street, to whom notice should be given of all events required to be reported in the rv TIMES. GOOD FRIDAY T! UIDDFOD.—As will be seen by an advertisement..<> oureolllmns, a grand Eisteddfod will be held at the Pier Pavilion on Good Friday. Up to the present prizes, amounting to £150 have been decided upon The competitions will include band, mixod voice choirs, mule voice choirs, ladies choirs, {flees, solos, etc., arid a full and complete, Jist wi!! be ready in a few days. Mr F. Bennett, electric works, Hill street, Aberystwyth will give all the necessary particulars to intending competitors. CYCLIST BALL.—The following was the pro- gramme of th, dance3 at this annual gathering, a repn i, of which will be found on page 2 ;-Polka, "Jolly dance;" Schottische, "Trilby:" quadrille, "Biarritz;" waltz, "Mimosa;" lancers, "Early birds;" Circassian circle, "Arabian Nights;" quadrille, Grand Duke;" barn dance, "Biaritz;" lancers, "Gay Parisiennebarn dance, "Trilby;" waltz, "New barmaid;" quadrille, "Arabian Nights;" waltz, "Spirit of the stars;" lancers, "Geisha;" mazurka," Czarina;" schottische,Her golden hair:" barn dance, "Artist's model;" waltz Florinda;" qUlldrille, "Ruddigore;" waltz, "When the fiimm "omes again lancers," Punchinello;" schottische, "Circus girl;" Circassian circle, "Over- stone." TOWN COUNCIL. WORKING MEN'S DWELLINGS. A special meeting of the council was held on Wednesday, when the chair was taken by Alder- man Peter Jones, there also being present Alder- man Doughton, Councillors C. M. Williams, D. C. Roberts W. Thomas, R J. Jones, J. Hopkins, E. 8. James, John Watkin", E. P. Wynne, Thomas Griffiths, witn Mr C. Massey, deputy clerk, and Mr Rees Jones, surveyor. The meeting was called to consider schemes proposed for carrying out the erection of working men's dwellings. — It was de- cided that the proposers should put their schemes before the meeting and Councillor R. J. Joues pointed out that if they borrowed £5000 and used £3000 of this sum in the erection of 20 houses at a cost of £150, those houses could be let for £10 and a rental of £200 a year would follow. Out of this they would pay JE153 Is 3d, being the principal and interest, and they would have a balance in hand of £46 18s 9d. They would have to consider what ground rent they would charge, and he thought that special facilities should be given to the workinp class in Aber- ystwyth and that the terms should be made as reasonable as possible. If they only charged Is per foot frontage this would take £20 per annum, repairs would take another £20, insurance J62 5s, which would after all leave a balance of £4 1389d. -Councillor Williams: Where are your rates?—. Councillor Jones said he had not gone into the whole of the details, but he would like to see the occupiers of the houses becoming the owners.—The Chairman said they had no power to borrow money for the purpose of erecting houses which would become the property of the occupiers.—Councillor Jones Cannot we arrange as a Corporation to do so ?—The Chairman No; it is practically dealing in hooses and according to the existing law you cannot do it.—Councillor Jones Then the Corpora- tion should not charge rates.—Councillor Roberts You caa sell them out and out for a good sum.— The Chairman: Perhaps you can.—Councillor Williams said the Act was clearly against the whole thing.—Councillor Jones: But there is nothing in the Act.—Councillor Williams I am afraid Coun- cillor Jones has not gone thoroughly into the case. The question of rates will have to be considered. If the tenants have to pay rates on a £10 house it will become a very dear house.-—Councillor Jones The question of details I leave in the hands of the Council. If we adopt the principle-Councillor Williams We have adopted the principle.—Coun- cillor Jones For building houses ?—Councillor Williams: By adopting the Act.—Councillor Jones: That is a simple matter. Powers are vested in us already. I feel very strongly upon the question, because there is a great need of houses in the town. If we want to help-Councillor Thomas There are no two questions about that..—Councillor Jones taid that he was quite right to propose that they should apply for a loan of £ 5,000,—The Chairman Well let us hear what the others have to say.— Councillor Thomas thought the town authorities ought not to give the tenants of Corporation houses a great advantage over the tenants of houses owned by private individuals. Unless all working men in the town were Corporation tenants, it would be wrong to do so. He also thought the Act waa in- tended to enable corporations to build when private individuals failed to supply the want. If, he said, the Corporation provided sites on fair terms there were plenty of people who would tackle the matter for themselves. That very day he heard several working men of the best Class boxing the compass for sites for houses for themselves, and a con- tractor told him he would at once build workmen's dwellings if he could find a suitable site. If the Corporation provided sites, and specified elevations for those sites, there would be a dozen houses in Course of erection in less than three months. Houses for working men should not be grouped in a colony but scattered about the town.— Councillor Williams said that the matter had been referred to the Finance Committee time after time during the past eighteen months, but nothing had been done; but he was glad to see that Mr Jones had come round to his own way of thinking. It was not for men who could not command means to build a house for themselves that the Corporation should provide houses, but for men who had large families and were respectable and thrifty, but could not command any considerable sum of money or pay a high rent for a house. If a house with healthy surroundings at £10 could be provided for that class, it would be a great advantage. His scheme was to borrow £2,000, erect 15 houses, and let them at a reasonable rent. At present, if a builder secured a site he would demand as high a rent as the necessities of the occupier enabled him to obtain.—Councillor Griffiths said that he was ready and willing to build five workmen's houses if they would let him have the ground rent for Is per foot. —Councillor Williams We should want more.— Councillor Griffiths: I am asking for myself and others. I believe with Mr Thomas that the work- ing men should not be herded together, and if the Corporation can see their way to let the frontage at Is or Is 3d per yard, I will undertake as I said before to build five houses.—Councillor Williams And give working men the advantage ?—Councillor Griffiths I will get as much rent as I possibly can (laughter).—Councillor Hopkins did not see that any of the schemes were to benefit the working man. If they wanted to help him fair and straight why not help him to get a house for himself some- day.—The Chairman pointed out that they had no legal power to do anything in that way.— Councillor James thonght that both schemes could be taken up and worked out.—Councillor Thomas said that he did not mean to say that the working men had already got the money, but they were willing to make a trial.—Councillor Watkin was in favour of offering sites to the working men before the Council took it up.—Councillor Williams said that the decreased ground rent would be to the ad- vantage of the landlord and not to the tenant. It was the same with public improvement, for when the Corporation paved the footpaths and improved the street at the cost of the ratepayers, the < landlord at once raised the rent and reaped the advantage though he had not spent a penny on the improvements. He did not see how the working man could be guaranteed a secure home at a reasonable rent unless the Corpora- tion provided working men's dwellings. — Councillor D. C. Roberts aid he felt a deep interest in that matter. Personally, he had made no attempt to meet what he felt to be a grievance in the way of working men's dwellings. Nor had others who like himself bad undertaken buildings:made the attempt. He therefore could see no alternative but for the Corporation to take the matter up and carry it out somewhat on the lines of Mr Williams' I scheme. He agreed with Mr Thomas that the houses should not all benilt in the same place. He would take the matter up gradually and begin with four or five houses only and go on quietly as long as the need existed and the venture was suc- cessful. In doing that the Corporation wonld show others what kind of houses was wanted and private individuals would follow. As to ground rent, he did not see how more than JE1 could reasonably be charged on a house rented at £10. There was a grievance in the town and private enterprise had not and did not touch it.—Councillor Wynne said he was in favour of Councillor Thomas's scheme.— The Chairman pointed out that the Corporation would not borrow more money until a Provisional Order was obtained dealing with past loans. The Corporation, therefore, could not borrow money for a year. The Corporation had sites available, and Councillor Thomas' scheme could be put into opera- tion at once. If, afterwards, it was found that the demand for houses was acute and continuous, the Corporation could step in and build. After stating that some few years back there were over 150 vacant houses in the town, the Chairman added that there was an ebb and flow in the demand for houses. There was no permanent industrial popu- lation in the town and no factories. There was a flow in the demand for hooses at present because of the building which was now going on. When, how- ever. that building ceased the people would have to go etsewhere, and in a few years there would be many houses to let. He preferred encouraging a movement to build houses similar to those at Pen- parke, and thought the Corporation should make sites available.—Councillor R. J. Jones said the new elevation required for Thespian street necessitated expenditure requiring a rent of £15 at least. When Thespian strset and Poplar row were rebuilt, where were the people who now paid a low rent to go ?— Councillor Thomas proposed, and Councillor Evan Hugh James seconded, that the matter of sites only should be referred to the Finance Committee, and Councillor R. J. Jones proposed, and Councillor C. M. Willams seconded, that the whole question should be referred. For sites only there vo.ed — Councillors John Watkins, E. H James, William Thomas, Thomas Grffiths, and E. P. Wynne—5. For whole question—Councillors C. M. Williams, R. J. Jones, issac Hopkins, D. C. Rnberts, and Capt. Doughton.—The Chairman said his sympathies were certainly with Councillor Thomas, and gave his casting vote in favour of sites only.—A recom- mendation of the Harbour Committee provisionally approving of the Yale of Rheidol Bill was un- animously agreed to, and the Council rose. BANKRUPTCY COURT.—YESTERDAY. Re TUDOR.—In the case of the adjourned exami- nation of Tudor, of Penlan, Mr John Rowlands, Machynlleth, said that he was of opinion that they should hear what the old man had to say. They had heard what Tudor the younger bad said, and before he examined the younger he would like io have a point or two cleared up by the old man Mr W. P. Owen said that he had taken the feeling of one or two and they were of the same opinion as Mr Rowlands that the old man should be exam- ined at Machynlleth or Esgairgeilog.—It was decided to hold the examination at Aberystwyth on F-jbruary 23 at 2.30.—One of the creditors said that the old man was in such a date that he had to be looked up.—Mr Davies Williams, the trustee, said that he was quite capable of being examined. fhe Registrar said that they would have to get a medical certificate to show that he was unfit to attend. Re S. GLITIIEROE.—This case was next gone into. The statement showed that there were 54 un- secured creditors at £886, one creditor fully secured at £260, value of securities £500. The total liabilities were £1,256. The assets were put down as follows: Stock-in-trade, £225; trade fixtures, £15 furniture, £50; horses, harness, and carriages, £47; surplus from securities in the hands of I creditors fully secured, £240. In answer to Mr Thomas the debtor SPM that be came to the town in 1891 and had JE120 in ready cash, and th" total value of his property was from JE800 up to £1,000. and now all was lost. He lost a good deal in 1892 by expending upon the property about JE150. He had a lease upon the property, and these were now in the hands of Mr Thomas Hughes Jones, who held the deeds. He lost a good deal in the sale of mushrooms, and in 1896 he lost on the visit of the Prince of Wales.—Mr Thomas Ob, you couple the mushrooms with His Royal Highness now (laugh- ter). You say you came here with £1,000 and you cannot account for £ 400.—The Debtor: I male out my worth at £1,000 by the value of furniture, Ship Canal shares £160, at that time worth abont £ 16.—Mr Thomas Now you have put us all wrong, and you withdraw your answer and say you had only JE700. You have only accounted for JE300, what about the remainder ?—The Debtor: I have lost £50 in the car business, and I have had to pay a man for looking after the horses. I have paid JE120 for labour, which brought me in nothing, and there are outstanding debts. I carried on the mushroom business, although at a loss, trusting there would be an improvement in the market. I have been told that I am too kind hearted to be a publican (laughter). I kept too big a stock.—Mr Thomas Why did you do so ? The Debtor Be- cause I was a fool (laughter). They sent me stuff that I did not require, and they would not take it back.—Mr Thomas Well, I call that neglect of business.—The Debtor said that he was paying interest at the rate of six per cent. to Mr Thomas Hughes Jones on the mortgage.—Mr Thomas: Why did you pay six per cent ?—Because I did not know anyone to go to.—The Debtor said that he would make an offer of 7s 6d in the

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