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I édlsJ" 1  ™ ^'iP#! ?'?????????%???????  ?????? YOU WTO A.BE T ? S?i JKtUILf?.i?'? ?I?'; ?????? I .?  ? with the marvellous value of Two Special Stocks  we hold. £ ^5 BOYS' TWEED SAILOR SUITS at 1/11,2/6,2/11 pfeh-|g MEN'S BLUE SERGE TROUSERS at 411. I VV^^SPI' (FOR WORKING WEAR). .?  ?'' .'• '<?S???,.? ,ta All the above garments are precisely ?? .?  before-the-war-prices and the best value >Vi{8i- we have ever offered. JSwi £ &*>: £ »" COME SCOW FOR THE STQCK WILL YANISH LIKE SNOW. $0/ -HMTERThe li. ??fw?"*—"<??-? ? y •IS ?.. ? w 41 flos  XSS?? ?j. ?  x.. ''?t.t???MC's  ??..tt.t.?ar  ??:   Pearl Assurance Company, Ltd. HIGH HOLBOEN, W.O. Summary of ANNUAL REPORT for the Year ending December 31st, 1915. The Directors, in presenting their Report and Statement of Accounts for the past year, have to refer to the abnormal state of things which has been created owing to the continuance of the war. In common with all similar institutions, the Directors have considered it their duty to the Nation to shoulder obligations of an exceptional character; such as the voluntary payment of Six thousand five hundred and four war claims, amounting to L76,089 16s. 6d. during the year, making a total of £ 90,890 so paid since the outbreak of the war, also by rendering finanQÎal assistance to those members of the staff (over five thousand seven hundred) who have joined the colours. There are also the additional burdens imposed by legislation, such as the Courts (Emergency Powers) Act, 1914, as well as the increases in the Income Tax and Postal Rates. The ratio of claims for the year under review is uuprecedented in the history of the Company, the amount paid being £ 240,000 in Oxcess of that of the previous year-an abnormal excess which is due partly to war claims, and claims under the Courts (Emergency Powers) Act. A valuation of the Company's business has been made by the Consulting Actuary, R. M. Moore, Esq., who reports a surplus of S198, 110, after providing for all liabilities under the Company's contracts. INCOME. The Total Premium Income for the year amounted to S3,295,080 2s. 6d. an increase of 1159,503 19s. 2d. over that of the previous year. In the Ordinary Branch, the Premium Income amounted to £ 635,164 19s. lOd. which is S44,873 Is. 7d. greater than that of the previous year. The number of Policies issued during the year in this Branch was 25,740, assuring the sum of £1,871,132 10s. Od, and producing a New Annual Premium Income of £ 85,440 8s. Od. Three thousand four hundred and forty Personal Accident and Employers' Liability Policies were granted during the year, representing S8,431 Is. Od. New Annual Premium Income; the Premiums received in this Branch amounted to E31,361 15s. lid. The Total Income for the year amounted to £ 3,627,051 3s. 8d. being an increase of X160,154 9s. 5d. over that of the previous year. CLAIMS.-The Life Claims, Grants, Matured Endowments, Accident and Employers' Liability v Claims numbered 186.902 during the year, amounting, with Bonuses and outstanding Claims, to zEl,591,186 2s. 3d., which added to the sums previously paid, make a total of £17,977,926 Os. 9d. FUNDS.—The Assurance Funds now amount to £ 9,788,082 17s. 6d., which shows an increase of 1677,452 10s. 9d. for the year, making the total funds, with capital paid up, L10,559,910 ls. lOd. By Order, JAMES ROLL, Chairman Wanted, additional representatives in all districts. To good business men liberal terms and rertain success.—Apply to the District Superintendent, Mr Owen Evans, Gower House, Brecon or Assistant Superintendent J. H. Jones, 5. Ddole Road, Llandrindod Wells or Assistant Superintendent T. L. Davies, Cartref, Irfon Road, Builth Wells. br556 THE KINO, Castle Street, Builthm. Wells. GEO. M. HAND. 3 Mights Each Week, at o'clock, Tuesday, Thursday and Saturday. TUESDAY. THE BROKEN COIN THURSDAY. EXPLOITS of ELAINE Cambrian Railways Announcements. BRITISH INDUSTRIES AND THE WAR. MANUFACTURERS AND INVESTORS contemplating the Establishment of New Industries as a result of the War, are invited to communicate with The Cambrian Railways Co., -.7ho have a large number of convenient and suitable Sites to offer with an abundant supply of v/atei for generating motive power, admirably adapted for the erection of works factories, warehouses, and other Industrial Undertakin. The Company are prepared to assist in the establishment of such works by entering into arrangements for siding connections to be made with the railway, and will be pleased to obtain and furnish information as to suitable sites, siding facilities, rates for convtyance, etc. Applications should be made to :— S. WILLIAMSON, Oswestry, January 1916. GENERAL MANAGES. M h 00 Spiral -5AVE YOURI US r m plra S GOLD« COAL Mushroom Spirals are the simplest Coal Savers on the market, but they are THE BEST, because of their scientific design. Made of a material used for lining Glass Furnaces. Stands a temperature of 3000°. Fits in the grate (see illus- tration). Size o inches x 4! inches. Will fit any range or grate. 1/6 Each. By Post 1/11. FROM W. J. POWELL & SONS Ironmongers, Llandrindod Wells The Brecon & District CO-Opepative Society, Ltd. j 11, SHIP STREET, BRECON. I Does our Society charge more for goods than outside traders ? QualityTor I Quality-emphatically NO. Every trader must sell one or two commodities cheaper than our Co-Opera- tive Stores, but these are Lines," and are generally well advertised. • We have no lines. NOTE and consider carefully these tundamental differences :— ij (a) The private tradesman is in business to make profit, the more profit he makes, the more successful is he considered as a business man. Our Society is in business to supply the needs of its members, and whatever profit is made, dees not go into the pockets of the individual but is divided among the purchasing members. (b) You never know what profit is made by the private trader. We publish a balance sheet every quarter, duly audited and signed:by a • Public Auditor. (c) You have no control whatsoever over the profits or the quality or purity of goods supplied by the private trader. If a member with us you have absolute control over the whole business of the • Society through a Management Committee democratically elected and responsible to you as shareholder and purchaser. For terms of membership cpply to Manager or Secretary. t" Tel.: P.O. 16. I TAILOR-MADEl I COSTUMES. I 0 ] m CD ] ] '3 "4 I p i .4 C+ j e3 /??E3??? /F ?- f  ? /F f/ | I E? +> en Only Expert Workmen Kept. WRITE OR CALL FOR PATTERNS & PRICES. MORGAN & LEWIS, Tailors, BRECON. Dale, Forty & Co. FAMOUS MODELS IN PIANOS, GURANTEED FOR- High Musical Quality. Perfection of Touch. Artistic Case Designs. Finish and Durability. Good Value for Money. Our Catalogue shows- Lowest Cash Prices, Low Scale of Gradual Payments. Dale, Forty & Co. LIMITED. High Street and"Castle Arcade, CARDIFF. Telephone, 1103. br858 CHICKEN FOODS Buy the Best for Rearing from W. PRICE & Co., Ltd., The Stores, BUILTH WELLS. NEW STOCK JUST IN. EVERYTHING FOR THE FARMER. POULTRY SPICE IN 6d. TINS to help the hens lay. Will pay to buy now. MANUEL'S SCHOOL OF COMMERCE (The only Commercial School in Mid-Wales). RE-OPENS JANUARY 9th, 1916. I- Boys 12 years and upwards specially trained for Business by a Business Man. Shorthand, Typewriting, Book-Keeping, Office Routine, and Business Correspondence, etc. 12 Pitman's Certificates last term. Languages also tangbt:-Latin, French, Welsh and English Grammar and Composition. Apply, J. H. MANUEL, r333 Llanidloes Wanted, smart boys, in Brecon, to sell the "Express," on Wednesday evenings-jmmedi&te- ly after school.—Apply, Manager, "Express," Brecon. TENDERS & CONTRACTS. Brecknock Union. TENDERS FOR PROVISIONS, CLOTHING, NECESSARIES, Etc. pBHSOKS. desirous of CONTRACTING for the supply of any of the following Articles from 1st April to 30th September, 1916, are re- quested to send SEALED TENDERS on the authorised Form to me at or before 10 o'clock a.IIi., on FRIDAY, the 24th day of MAROH, 1916, namely :— Meat Fish Coal Garden Manure Bread Clothing Firewood Prints Flour Drapery Oil Printing Groceries. Boots Coffins Milk Drugs Ironmongery The above Articles must be delivered at the Workhouse, Brecon (excepting such as shall be supplied to the Out-door Paupers upon orders from the Relieving Officers), free of expense, at such times and in such quantities as the Board directs. The Contractors to give security if required, Payments made at the end of each quarter. The Board do not pledge themselves to accept the lowest or any Tender. Patterns and samples (of such as can be sent) to her produced at the BOARD ROOM, LION STREET, BRECON, at .the above-mentioned time. No Tender will be considered unless made on the authorised Form, and duly signed by the Persons tendering, and witnessed. Forms of Tender may be obtained at my office. By Order, E. J. HILL, Deputy Clerk to the Guardians. 19. Castle Street, Brecon, 6th March, 1916. bl66 Builth Union, CONTRACTS FOR PROVISIONS, CLOTHING, Etc. JpERSONS desirous of Contracting with the Board of Guardians of this Union for the supply of all or any of the undermentioned Ar- ticles, to be delivered at the Workhouse or else- where, at such times and in such quantities as the Guardians may order or direct, commencing 1st April next, are requested to send in Sealed Tenders, marked "Tender for —————" and ad- dressed to me at No. 2, Broad Street, Builth Wells, by TEN a.m. on MONDAY, the 13th inst., and samples of all Articles admitting thereof to be delivered at the Workhouse at the same day and time, viz. :— For Six Months commencing 1st April. Clothing, &c., Men's and Boy's Clothing, Brushes and Oil, Boots and Shoes, Motor Cars for Conveyance of Patients from any Place within the Area of the Builth Union to Talgarth Asylum, at per mile. For three months commencing 1st April. Grocery, Spirits, Meat, Bread and Flour, Meal. The Lowest or any Tender will not necessarily be accepted. No Tender will be received by the Guardians but on the printed form provided by the Guardians, to be obtained at the Clerk's Office. By order of the Board. W. W. LENNARD, Union Offices, Builth Wells, Deputy Clerk. 1st March, 1916. b557 PUBLIC APPOINTMENTS. SENNYBBlDGE AID DEFYNOCK SEWERAGE AND WATER WORKS. THE Rural District Council of Brecknock -L require a CARETAKER for the above Works, including Collection of Water Rates as from 25th March, 1916, and in accordance with a Schedule of Duties which may be inspected at the Office of Mr B. L. Pritchard, Surveyor and Inspector to the Council, at 21, Castle Street, Brecon. Salary 920 per annum, pay- able half-yearly. Applications stating qualifications and accom- panied by three Testimonials to be sent to the undersigned not later than Thursday, the 23rd day of March, 1916. E. J. HILL, Deputy Clerk to the Council. 19, Castle Street, Brecon. 25th February, 1916. bo70 Herefordshire Agricultural Education Sub-Committee. SITTINGS OF PURE BRED EGGS FOR COTTAGERS AND SMALL HOLDERS. THE Board of Agriculture has approved of MR. JOHN WILLIAMS, POUND COTTAGE, CLIFFORD, for the purpose of supplying pure bred White Wyaiidottes-e ',as of special laying strain to cot- tagers and bona-fide Small Holders residing in the County at the very low price of 2/- per dozen. INT" You Should not Miss this Chance. ~w§ Orders should be sent direct to Mr Williams. Only stamped eggs should be accepted. JOHN PORTER, Shirehall, Organiser of Agricultural Hereford. Education. b570 ALL KINDS OF INSURANCES EFFECTED. U" CLAIMS PROMPTLY SETTLED. AGBNT for several FIBST CLASS COMPANIES. W. WILLIAMS, Acconntant, Insurance, and General Agent, SENNYBRIDGE, & 5, BULWARK, BRECON. b724 CHEAP AND GOOD! HANDLERS Pure Farmhouse Flour Only 49/- per 2801b. Carriage Paid. May be Dearer Next Week. SEED WHEAT, OATS, BARLEY in Variety. CLOVER and GRASS SEEDS Tested by Experts. Certificates can be seen. To use our Seed is NO experiment. Quality —Second to None. Why pay fancy prices when you can get Maximum Quality at Minimum Price at home. A. Handley & Sons MILLERS & CORN MERCHANTS, Builth Wells, Rhayader & Erwood. 288 EGGS From One Bird in 12 Months. What the Owner Says about LIVERINE THE ORIGINAL FISH MEAL I consider Liverine the Best Fish Meal on the market. As an Egg Producer it is unequalled." HENRY SUTTON, Hoole, Nr. Preston. 7-lb. Packets, 1/41 1/6 Garden Seeds 1/6 NEW, GENUINE, and TESTED. ON receipt of Postal Order for 1/6 or 20 stamps, we will send, post free, loz. each of Hollow Crown Parsnip, and selected Carrot, ioz. each of White Spanish Onion, Wheeler's Imperial Cab- bage, Savoy, Radish, Early Turnip, and 2 Facets of Broccoli (early and late); 1 Packet each of Let- tuce, Marrow, Cucumber; 6 Packets Choice Flower Seeds. Also for 1/- extra-1 Packet each Mustard, Cress, Beet, Pickling Cabbage, Brussels Sprouts, Leek, Cauliflower, Golden Ball Turnip; and with every 2/6 parcel we will send two grand novelties —A Packet of Quite Content Peas, an extraordin- ary variety producing pods 7in. in length, and a Packet of Red Giant Runner Beans-a magnificent variety, some pods attaining to 15 or 16 inches in length. THE ABOVE PARCELS OF FINEST QUALITY SEEDS FOR P.O. 2/6 OR 32 STAMPS. GROVES & SONS, SEED MERCHANTS, Piddletrenthide, Dorchester. 261p 2 fiil CARDER SEEDS 2 fiUdU s.. Cottagers' Collection S. UU The BEST VALUE and most RELIABLE SEEDS in the TRADE. 21 SORTS. Larger Collections 3/6, 5/ 7/6, and 10/6. PRIZE WINNER MANGOLDS, SWEDES, and TURNIPS. All Selected Stocks. Lane's LEVIATHAN Swede took FIRST PRIZE against a 1st Prize Winner last Season. Acknowledged by Growers to be the BEST SWEDE and Heaviest Cxopper in Cultivation. TRY IT I CLOVERS, GRASSES, AND LAY DOWNS. Good Yearling Cowgrass 7d; good Yearly Red 6Jd. Samples and cash with order. LANE, UniYersal Provider, PETERCHURCH. 415 MEMORIALS FOR M HEROES & OTHERS. T. A. KING, Sc Victoria Marble I Works, HEREFORD, t U having purchased a large quantity of l i Marble and Stone before the great rise in Prices, his customers will share the advantage. Illustrated catalogues with prices sent free. 3l9p 1

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