Welsh Gazette and West Wales Advertiser

Prudential Assuranee. BONUS TO ORDINARY BRANCH POLICY- HOLDERS INCREASED TO 34s. The annual general meeting of the Pru- dential Assurance Company, Limited, was held on Thursday, at the chief office, -HoU- born-bars, E.C., Mr. H. A. Harben (the chairman) presiding. Mr. D. W. Stable (one of the joint secre- taries) read the notice convening the meet- ing and the report of the auditors. The Chairman said: The progress of the Prudential during the past year has been highly satisfactory. (Hear, hear). In the ordinary branch the new premium income is R415,015--a very considerable amount, though it is slightly less than the new pre- mium income of the preceding year. The increase in the premiums received in this branch is L93,770, which is a smaller in- crease than we have had for some years past. But this was almost inevitable. As I pointed out at the last meeting, the num- ber of endowment assurance policies which mature each year is constanty on the in- crease, and We therefore require every year a larger amount of new business in order^to keep the increase of premiums received at the same level; and when I tell you that the premium income of the matured endowments paid during the year 1909 exceeded E100,000 per annum, you will see that the increase for die year is eminently satisfactory. (Hear, hear). In this branch We have been in the habit of charging an extra 5s. per oent. on female lives. After careful investigation of our mortality experience we find that this charge can be safely dispensed with. We have therefore, decided not only to forgo i the 5s. per cent. on all new business, but to release all existing policy-holders from pay- ing it in future. (Hear, hear). The num- ber of existing policy-holders affected is 132,394, and the annual premium income remitted in this way is no less than £ 26,738. in the industrial branch the increase in pre- miums received is E246,015, which is con- siderably above the average of recent years. This increase is in no small degree attri- butable to our monthly tables, which have proved very attractive, and evidently supply a want, being adapted to a class of policy- holder intermediate between those in the ordinary branch and thos2 hitherto in the habit of paying weekly premiums. W Q are able to declare very substantial profits in both branches. Three years ago we increased the reversionary bonus to the ordinary branch policy-holders from 30s. to 32s. per cent. on the original sums assured, and the bonus has since been maintained at this amount. We are now happy to be able to increase it by another 2s., raising it to 34s. per cent. (Applause). This is, as you know, a very good rate of bonus, and one which no doubt. will very materially aid us in ob- taining a large accession of new business. You ma) rest assured that We have not de- clared this increased bonus without careful consideration, and in our opinion We shall be easily able to maintain it.* In the industrial branch, as you will re- member, we instituted two years ago a profit-sharing scheme, whereby we engaged that all future profits, after setting aside a fixed dividend for shareholders upon the basis of previous year, should be divided into six parts, of which one only should go to the shareholders, one to the outdoor staff of the company, and four to the policy-holders in the industrial branch. For reasons which were explained at the time, we considered that the policy-holders' bonus should be given by way of addition to the sums assured on policies of a certain duration becoming claims dur- ing the year. In the year 1908 we accord- ingly declared an audition of 5 per cent, on all policies of over five years' duration be- coming claims during the then current year whether by death or by maturity of endow- ment. Last year we added to this bonus by increasing the rate to 10 per cent, on all policies on which ten years' premiums had been paid and to 12t per cent. on all those on which twenty years' pronilums àaà been paid. This year increase it siM further, for, in addition to the 5 per cent, on policies of over five years' duration and 10 per cent. on policies of ten years' dura- tion, we give a bonus of 15 per cent, on all policies of fifteen years' duration. (Hear, hear). In other words, those policies which become claims after having been in exist- ence for five or ten years will receive a bonus at the same rate as before. The bonus on policies of fifteen years' duration will be increased from 10 per cent. to 15 per cent. and the bonus on policies of twenty years' duration and upwards from 12t per cent. to 15 per cent. We have thus, as you see, ad- hered to the method of increasing the bonus to policies of considerable duration, and we have done this in pursuance of the object We always have in view of affording every encouragement -to policy-holders to keep their policies in force. That the bonus to

n- i| SPRING .g^ljjgg t RASHEs rem o ved hl .7 lr irllV,IIII, it to be wondered at that rough P/ t ness, redn ess, pimples, rashes, or |ii when so many of us, unknowingly perhaps, Ul-use ^&& pp our skins? The soap we wash with day by day more gP often than not contains free alkali," that robs the skin £ 0 of its softness and elasticity. Then toilet creams (which ||p contain animal fat) clog the pores. Even without these things, the skin at this season has a bard |P enough task keeping itself free from the body's impurities, for it is ||p chiefly the accumulation of this bad waste in the tissues round the ||p nose, or the chin and neck, and often in the arms, that gives a start 00 lip to what we call "Spring" skin troubles. Now, Zam-Buk, by reason of its pare herbal origin and its ingenious refinement, ytv/s has a wonderful power in cleansing tbe tiny pores of the skin, and in effectually removing pimples, blackheads, and all manner of sores. In addition, Zam-Buk (used daily in con- junction with Zam-Buk Medicinal Soap) imparts a freshness, flexibility and lasting clear- ness which is the opposite to what the skin will secure from fatty toilet creams and cheap, coarse salves. Zam-Buk has solved the secret of perfect skin health. at a

PRICKING THE SHERIFFS. SELECTION OF T-OCAJL GENTLEMEN. The King held a Privy Council at Buck- ingham Palace on Saturday, the principal business of which was the appointment of sheriffs for the ensuing year by pricking the names of selected candidates on the list sub- mitted to his Majesty. The following are the local selections:- Carmarthenshire: Mr. Alfred Robert Or- ton, of Ringston Court, Ferryside. Cardiganshire: Mr. John Thomas, of Vrondola, New Quay. Montgomeryshire: Loul Herbert Lionel Vane-Tempest, of Plas Machynlleth, Machvn- 1 Ileth. Pembrokeshire: Mr. John Har-coiirt Powell, of 13, Sussex-place, Regent's Park, < London, N.W., and Williamston, Carew, Pembroke. [

WELSH HACKNEY SUCCESSES. Ak the London Hackney Horse Show last week the following were the local successes. Pony mare or gelding, not over six years. —Third, Cardigan Lass, exhibitor, Tom J. Mathias, Llynyfelin, Cardigan, breeder, Ed- ward Davies Ffosyrhendy, Beulah, Cardigan. Pony mares, two years old, not exceeding 13.2 6th, Tanyrallilt Merry Madge," Mr. D R. Thomas, Tanyrallt Stud, Taiybont; h.c., "Tanyrallt Lady Kitchener," Mr. D. R. Thomas. Brood mares (barren), not exceeding 14.0: —2nd, "Cardigan Lass," Mr. Tom J. Math- ias, Llynyfelin, Cardigan. Pony mares, four years old and over, over 13.0 and not exceeding 14.0.-Ist, 'Lynd- hurst Paula," Mr. D. R. Thomas, Tanyrallt Stud, Tallybont; 3rd, "Tissington Gimlet, Mr. D. R. Thomas; 4th, "Lyii(Ilitirst Fire- girl," Mr. D. R. Thomas. Special for best pony mare.—"Lyndhurst Paula," Mr. D. R. Thomas, Taiybont. Two year old Pony Stallion, 2nd, "Tany- rallt Fireboy," Mr. D. R. Thomas. Mr. D. R. Thomas' horses were in charge* of Mr. Peet, who is to be congratulated! upon having won so many prizes.

'F ABERYSTWYTH ¡ Rural District Council. The monthly meeting of the Council was held on Monday, when there were present Mi. Wm. Mason (chairman), Messrs. E. J. Williams, Ceulanymaesmawr; John Roberts, Uchayndre; Lewis Richards; LI. J. Lewis, Cwmrheidol; Rd. Thomas, Tirymynach; Sinnett Jones, Llanrhystyd; Isaac Jones, Llanilar; Dd. James, Penrhyncoch; W. T. Lewis, Borth; John James, Llanbadarn Upper; with Messrs. Hugh Hughes (clerk). H. Griffiths (assistant dlerk), James Hughes {inspector), and the surveyors. Rights of Way Rill. Mr. Vaughan Davies, M.P., had written acknowledging the resolution of the Council in regard to the Public Rights of Way Bill, and stating he would be able to eomply with the wishes of the Council. Borth Sewerage. The Borth Parochial Committee asked for power to engage an engineer te draw a plan of the sewerage scheme. — Mr W. T. Lewis proposed that power be given the committee, as the expense would be borne by the in- habitants of Borth.—This was agreed to.— An alteration suggested by the parochial committee to be made in the draft lease in regard to the water supply was agreed to. A Bridge. r The Surveyor (Mr. David Davies) in his report stated there was a need of a bridge at Cefncoed near Goginan, over the river Melindwr.—It was agreed on the motion of Mr. D. James, that a committee should visit the spot and report. Inspector's Report. The Inspector reported that the draining and channelling at Pwllhoby, had been finished, and a good job had been made of it. The drain in front of Westey-terrace, Taliesin was choked, and in all probability would have to be opened its entire length. wanted to know who was responsible for maintaining it in good order. The drainage of Goginan had been extended. On the Clerk's advice, he had not taken proceed- ings against Joseph Jones, Mill-street, Trerddol, as the Clerk thought it better to proceed under the Housing and Town Plan- ning Act in this case. Two cases of diph- theria had been notified at Llanfihangel-y- Creuddyn, and one of them proved fatal. In company with Mr. LI. J. Lewis, he had visited, at the request of the Parish Council, the well at Ystumtuen, and they decided to have the well closed in, and a tap fixed. —The report was adopted. I

Workers' Educational Association. On Wednesday in last week, Mr. Alfred Mansbridge, secretary of the Workers' Edu- cational Association, delivered an address at the Examination Hall of the College on "Adult workpeople and education." The chair was taken by Principal Roberts. The speaker, in the course of his remarks, said that the function of education was to teach people to think, as distinct from the acquiring of a large mass of facts. He proceeded to show what was being done to impart this education to men and women who had not many opportunities in early life, and described the schools which had bean formed for adult workpeople in con- nection with various universities, and the methods adopted in establishing them. Firstly, a meeting was called of representa- tives of the various organisatons—churches, and chapels, trades unions and friendly societies—in the town where it was in- tended to carry on the work, to elicit their opinions on the matter. The pervading idea of the scheme was that workpeople themselves should decide what course of in- struction was to be given They could choose their own subjects, and efficient teachers would be found to give instruction. The speaker went on to say that some of the favourite subjects were history and economic history. At some centres, the work produced was of a very high degree of excellence, and one professor who feflt in- clined to doubt, the veracity of what he heard about the quality of the work done at a particular centre, was so pleased with the attainments of the pupils that he volun- teered to take a class himself. Correspond- ence classes were also formed, and Mr. Mansbridge instanced a case where a tutor in one of the older universities taught Greek to a platelayer. The meeting had a two-fold; purpose; f firstly, to start, if possible, a branch in connection with the University, and second- ly, to interest each individual student, so that when he left his College, he would be prepared to take his part in the work, either by taking a class or teaching through correspondence, as the case might be. On the proposition of the Chairman, seconded by Prof. Jenkin Jones, and sup- ported by Miss Voysey and Mr. Carter, a vote of thanks was passed to Mr. Mans- bridge. Included in the vote of thanks, was a sug- gestion. that the Central Social Committee which runs the Workmen's Instute and the Trefechan Recreation room, and under whose auspices this meeting was held, should consider the advisability of starting a branch at Aberystwyth.

KOKTH Death of Mr Frank Feilden. DROWNED 'WHILE DUCK SHOOTING. Deep regret is felt at Borth at the death of Mr. Frank Thurstane Feilden, brother of Colonel Robert Feilden, of 1, Cambrian- terrace. Deceased went out on Tuesday morning, March 1st., the last day for duck shooting, in his punt in the estuary of the Dovey. He was last seen about two o'clock. No anxiety was felt as to his non-appear- ance at Borth on Tuesday night, it being thought he had put up at a friend's house Ynyslas. When he did not appear on Wednesday morning grave fears were enter- tained, and Colonel Feilden instituted a search. The same day Mr. Feilden's punt was picked up at Aberdovey, and the fears that he had met an untoward death became only too well grounded. His body was picked up near the entrance to the Clettwr river on Monday morning. It is surmised that in attempting to bring the punt round to Ynyslas in the rough sea which prevailed on March 1st, he fell into the water, and was drowned. Mr. Feilden was 62 years of age. He was the youngest son of the Rev. H. J. Feilden, who was for 64 years rector of Kirk Langley, Derbyshire. For the last twenty- four years he had lived a: Borth, where he was hold in high esteem by the inhabitants generally. He lived a quiet, unostentatious tife, but was a keen sportsman. He was much interested in the Cass groyne system I at Borth, and had it ,not been for the atten- tion which he. together with Colonel Feilden and Mis. Feilden, gave to this system of sea defence, the groynes would have gone long -ago. Other brothers of the diseased are Oapt. H. Feilden. of the Scotch Fusiliers, and the Rev. R. Feilden, rector of Muggin- ton, Derbyshire, while he also leaves a sister. Mrs. Askew, widow of the ijte. Canon Askew, of Greystoke, Penrith. Much sym- pathy is felt at Borth and throughout North Cardiganshire with the bereaved family. THE INQUEST. An inquest touching the death was con- ducted on Tuesday morning at the Assembly Roams Borth ,by Mr. John Evans, coroner, before a jury consisting of the following:— Rev. J. Llewellyn, Messrs. Jenkin Jones, Carog House; John Beynon, Efelwen W rr;. Roberts, 4, Terrace; Richard Hughes, York House; Archibald Rees, Clifton; John Dav- ies, Ystwyrh Cottage; Richard Roberts, 9, Terrace; Hugh Jones, Manchester House: Je-sse, Matthews, butcher: W. D. Jones, Bradford House; and Evan Davies, Mona .House. Colon-eft Robert Feilden, 1, Cambrian- terrace, gave evidence of identification. He caid the body viewed by the jury was that nf his brother, aged 62 years, who had lived with him at Cambrian-terrace. He last saw him alive about nine o'clock on the morning of March 1st. He was then in his usual health, and said he was going down the Dovey tlmt day in his punt shooting. The ■punt on March 1st was in the Clettwr river. It was the last day for wild duck shooting. j Deceased did not tell him he intended bring, ing the punt round to Ynysilas that day. The punt was found at Aberdovey on Wed- nesday, the 2nd inst. The two guns and punt pole produced he identified as the property of his brother. Deceased was not subject to sudden illnesses. He was remark- ably free from illness. Many years ago he was seized with illness while bathing, and when he was got home the doctor pronounced him to be suffering from nettle rash. He waited up till one o'dlock on the Tuesday night expecting his brother home. Finding that he did not come he concluded that he had stayed at a friend's house at. Ynyslas. When he did not appear the following morn- ing he instituted a search. The weather was rather rough on the Tuesday. Deceased had two punts, and the one he took out on March 1st was the smaller and less manage- hale of the two. .J,,11ia Ann Woosnam, living at the Rail- way Cottage, about a, mile-and-a-quarter from Ynyslas station, said the Clettwr river where the punt was, was about half-a-mile beyond her house. She last saw deceased about 11.30 a.m. on March 1st at her cot-, tage. He always kept his guns and other shooting tackle at her house. He came that day for the big gun only, and said he was going to take the punt round to Ynyslas with the tide. It was very rough that after- noon, with a strong southerly wind. She '■aw him afterwards in a punt on the Dovey river about half-a-mile from Clettwr bridge. That was the last she saw of him. He did not appear to be in any difficulty at that time, though the water was very rough. He had two punts, and had intended com- ing back for the other afterwards. Thomas William Jones, 16, Penhelig-ter- race, Aberdovey, and coxswain of the Aber- dovey lifeboat, said the punt was 9ft. Tin. The weather on the 1st March was, for a punt, very rough, and he considered it dangerous to have gone out in it. He had seen deceased shooting several times, but he generally kept dose in shore. Of course, when he had shot a bird he would probably get out into deeper water. Witness des- cribed the steps taken to recover the body. They commenced dragging on Saturday evening, when they found the punt hook. On Sunday they found the two guns and a bag of cartridges. They discovered the body on Monday morning near the mouth of the river Clettwr. There were no marks of violence on the body. When found, the pole was sticking upright in the mud. The water at the place the body was found was not deep. Colonel Feilden, recalled, said deceased was a remarkably gooa swimmer as a young man, but had not bathed for some years. Deceased could, he thought, have easily swum ashore from the spot where the body was found. Thomas W. Jones said when the sands in the estuary were covered with water they remained quite solid. He did not believe deceased could have swum ashore fully dressed as he was. in the rough state of the water on March 1st. The Coroner, addressing the jury, said that although no one actually saw the occur, rence, yet there was reasonable inference that he met his death on March 1st. As to the cause of death they had the evidence of Thomas W. Jones that the punt was suc h as it would make it dangerous to have gone into the river Dovey with it in the state the water was at the time. The jury returned a verdict that deceased was accidentally drowned. The Coroner, on behalf of the jury ahd himself, expressed their sympathy with Colonel Feilden and his family in their be- reavement. The funeral took place on Wednesday, the interment being made at the Borth Parish Churchyard.

ABERAYRON Personal.—Mr. T. Harold Evans, B.A., has had a teaching appointment near Ruabon, in North Wales. Hockey.—The County School's Hockey team journeyed last Saturday to Aberyst- wyth to play the girls of that School. The game was a well-contested on,e and ended in a draw of one goal each. The County School.—The authorities of the County School have received a free con- tribution of Record Office and other publi- cations from H. M. Stationery Office. They have not only been obtained by this school, but also by all the other Intermediate Schools in Wales through the kind interven- tion of Mr. John Rowland, private secretary to the Chancellor of the Exchequer. Success. — Mr. J. Caleb Hughes, M.A., has been successful in gaining the much- coveted degree of Ph.D. We wish to ex- tend to Dr. Hughes our heartiest congratu- lations on his recent success. His career has been a most brilliant one, and his future will be watched with interest by his friends at Aberayron. Dr. Hughes is the second son of Mr. C. J. Hughes, headmaster of the County School. Anniversary Services.—The annual ser- vices held in connection with the Wesleyans took place last Sunday, when the Rev. R. Jones, Aberdovey, officiated. The morning service was held at Salem (W.), and the afternoon and evening services at the Taber. nacle (C.M.), and Peniel (1.), respectively. On Monday night, the rev. gentleman de- livered a lecture on "Bywyd ar ei oreu," at Salem, when Mr. E. O. James, B.A., County School, took the chair. Railway.—No local news nowadays is complete without some mention being made of the progress of the railway. Rails have been set permanently as far as Ystrad, whilst the temporary narrow ones have nearly reached the terminus. The most pessimistic of men have now to admit that ere many months will have elapsed, the Lampeter-Aberayron Railway will beVa fact, and not a. misty dream. Soon the whistles of the engine will re-echo from hill-top to hill-top, and the "puff" will re-sound in the silent valley Cymdeithas Lenyddol Peniel.—Nos Iau diweddaf cyfaifu'r gymdeithas uchod i wrando papur gan y Parch. D. James, Rhydybont, Llanybyther. Daeth tyrfa luosog ynghyd a chafwyd papur rhagorol ar "Dyledswydd yr Eglwys tuag at ei phlant." Cafwyd araeth ragorol a. chynwysfawr ar y testyn amserol a phwysig yma, gan un ag oedd wedi sylweddoli y ddvledswydd, ac yn ymdrechu ei chyflawni. Da genym ddeall fod Mr. James mor llwyddianus yn nghylch ei weinidogaeth. Siaradwyd ar werth y papur, a chafwyd adgofion melus o ddydd- iau'r ysgol gan amryw o'r cyfeillion. Peniel Debating Society.—The weekly meeting of this society was held on Thurs- day evening last, when three young ladies read papers, as follows;—Miss H. M. Mor- gans, Minfor, on Ieuan Miss L. Llewelyn, on "Daniel Rowlands, Llan- geitlio" and Miss Minah Lloyd Lewis, on "The duties of young women towards Christ and his Church." Mrs. Hughes, Mr. J. Jones, Nanternis; Mr. D. A. Lloyd, and Mr. C. J. Hughes, also spoke. A vote of thanks was afterwards accorded the three young ladies. The chair was occupied by Mr. E. T. Rees, the vice-president. Law Case.—The case of Davies and the Premium Trading Stamp Company was heard on Monday in the King's Bench Division by Mr. Justic Bray and a common jury. On this case Mr. Hughes Davies, dairy and pro- vision merchant, 315, Roman-road, Bow, was plaintiff, and he sued the defendants for an alleged breach of agreement.—The de- fendant company denied any breach. Evi- dence having been 'heard on both sides for two days, the jury foud for the plaintiff with t17,) damages* and judgment was given accordingly with costs.—This is the second action Mr. Davies has won against this sime company. A Hint.—A great number of eisteudfodau are held annually in this locality, but when one thinks of it—how few of them are Chair Eisteddfods! Perchance in; the different ones as now carried on the competitions in the various sections are up to the standard of Chair Eisteddfods, yet the "chair" does not grace the platfcrm. The attraction in this national festival is largely lost through the absence of this one ornament which was I numbered as an absolute necessity in the eisteddfod of brgone days. The hint given to local eisteddfod committees is this—make your next a Chair Eisteddfod, and so pre- serve the ancient rite of "chairing." Town Debating Society.—This Society met on Friday, when the subject for discussion was, "Is law-breaking ever justifiable" ? The affirmative was led by Mr. C'orrie, seconded by Mr. D. 0. Evans, while Miss Thomas, supported by Miss Nesta Howell, spoke on the negative. The syllabus for the past session has been a splendid one, but it must be said that the attendance has not been up to expectation. Further it can be stated that the townspeople do not lend the support they ought to towards the maintenance of this institution. The secre- taries, Messrs. Jenkins and Jones, have spared neither time nor toil to make the society a thorough success. Dangerous.—The continuation of the wall under Vulcan-place, has for some reasons been abandoneu. The natural result of this is, that, the road which leads to the south beach is mosc dangerous to the public. The sea has eaten away hugh portions of it, thus making it highly probable that an ac- cident will take p ae any time. Surely the matter ought to have careful considera- tiion from the Urban Council. It is not for us to ask the above body to continue the unfinished wall, but surely they ought to cc-mpel the Monachdy Estate to see to it. Why should the public be so endangered? Ought not the Monachdy Estate properly and adequately defend its own property ? Urban Council Election.—"It never rains but it pours." After the din of the General Election hast subsided, after the turmoil of the County Council contest lo and behold, I the Urban Council Election will soon come. It is freely circulated that a few of the pre- sent members will not seek re-election. It is to be hoped that the ratepayers will be aroused to the necessity of having worthy men to control iloc-al affairs. Could not some responsible townsmen be induced to offer themselves as candidates at the forthcoming election ? Hitherto the town has taken this election as a gQod practical joke. Things of this nature ought to be taken more seriously now, as the town will soon possess a railway, and this means that. the place must be improved and made inviting to pleaure-seekers and holiday-makers. Education Committee.—The Aberayron District Education Committee held a meet- ing on Wednesday, March 2nd, when there were present Mr. E. Lima Jones (in the chair), Mr. Morgan Evans, Oakford; Mr. It. E. Bevan, Mr. Walter Davies, Pont- marchog, and the two Attendance Officers for the district.—Mr. Tom Jones submitted his monthly report attendance for Llandys- silio district, which showed a percentage of 86.2, or an increase of 1.2 on the corres- ponding month last year.—Mr. E. T. Rees reported the attendance for his district was 87.6, an increase of 1.4 on the correspond- I ing month last year.—Several cases of ir- regular attendance#were reported and pro- secutions were ordered if the attendance did Iot improve in the near future.—The attendance officers, in conjunction with Mr R. E. Bevan, were appointed to consider suggestions from the Director of Education, and to report on same to the next meeting. —The Clerk was instructed to write to H.M. Inspector of Schools asking him to examine three boys, who 'were desirous of leaving school. Obituary.—A, reported in our last issue, the death tooK place on Friday morning February 2oth, at Stratford-road, KensIng- ton, London, of Miss Margaret Parrv, daughter of Mr. and Mrs. Parry, Albert- stieet. Deceased, who was 31 years of age, was in business in London, and had been aiding of some time, though the end was not anticipated so soon. She belonged to a family which is well known and highly re- spected in Welsh, circles in the Metropolis. This was attested to by the large concourse people that awaited the arrival of the body at Paddington, where the favourite Welsh funeral hymn was most impressively sung before the departure for Aberayron. The funeral took place on Wednesday, the interment being at Henfynyw Churchyard. The lvxjv. E. Williams, M.A., St. Michael's Church, Aberystwyth (relative), officiated at the house, assisted by the Rev. E. Evans, vicar of Aberayron, at Henfynyw Church. The chief mourners were:—Mr. and Mrs. Parry (father and mother); Mr. Evan and J. L. Parry (brothers) Mrs. Williams, Miss Parry, and Miss Nance Parry (sisters)-, Mr. G. Flack, Fulham. Handsome floral tributes were sent by the following:—Father and Mother; Brothers and Sisters; Miss Wil- liams, Hampstead: Mr. and Mrs. Williams, Fulham; Rev. E. Williams, Aberystwyth; Mr. and Mrs. Davies, Portland-road, Aber- ystwyth Mr. and Mrs. Evans, Chingford; Mr. Flack, Fulham; Mr. and Mrs. Parry, Elgin Avenue; Mr. and Mrs. Morris, Bris- tol Gardens; Mr. and Mrs. Pierce, Hamp- stead; lr. Lloyd and Miss Pierce; Mr and Mrs. Lloyd, Kilburn; Mr. and Mrs. Roberts, Acton Mr. and Mrs. J. Thomas, Barnes; Misses Sawle, Fulham; Mrs. Thompson, Chelsea; Mrs. -Xhom,%s and Miss Evans, Kilburn; Mr. and Mr. Abel Davies, Earl's Court; Nurse Jones, Putney; Mrs. Lewis, and Mr. and Mrs. Pierce, Paddington Mr. and Mrs. Schmae. Kensington; Rev. and Mrs. Smi:h, St. David's Church; Mr and Mrs. Jones, Clarendon-road Miss Lloyd and Mr Jones, Bayswater Church; Misses Jones, Tottenham Miss Jones, Ritz Hotel; Mr R. H. and Miss Morris, Harrow-road; Mr. Col- lins and family, Stratford-road; Mrs. and Mr. D. Flack, fulham; Mr. and Mrs. Moore and Dorothy, Stratford-road; Mr. and Mrs. Davies, Regent's Park; Mrs. Gray- don, Futham Mrs. Evans, and Mrs. Taylor. • Stroud Green; Mrs. Spooner, and Mrs. Linev, Stratford-road; Mr. and Mrs. Dav- ies, Stratford-road; Miss Joan Davies, Ful- ham; Mr. and Mrs. Williams, Chelsea; Mr and Mrs. Evans, Fulham: Mr and Mrs. Jackson, Fulham; Mr. and Mrs. Hill, Ed- monton; Mr. and Mrs. Jenkins, Sheldon- street; Mr and Mrs H Flack, Fulham; Mrs E\ ans, Glendower Miss Lewis, Aberayron Miss Hetty Jones and Misses Jones, Ripon House; Miss Griffiths, Riversdale; Miss Williams, Regent-street; Miss Davies, V ictoria-street; Mrs. Morris and family, Cynwyd.

ST. DAVID'S REPRESENTATIVES TO THE HOUSE OF LAYMEN. At a Consistory Court held at St. Peter's Church, Carmarthen, on Thursday, the Bishop of St. David's declared the following gentlemen elected to the House of Laymen for the Diocese of St. David's, viz. :—Earl Oawdor, Sir John T. D. Llewelyn, Messrs. W. S. de Winton (Llandaff), T. 'W. Barker (Carmarthen), David Morgan James (Llan- rhystyd), and Sir Charles E. G. Philipps.

How To Destroy the Dandruff Germ. BY A SPECIALIST. That the dandruff germ is responsible for nearly all the diseases to which the scalp is heir, as well as for baldness and premature grey hair, is a well-known fact, but when we realise that it is also indirectly responsible for many of the wors-, cases of catarrh and consumption, we appreciate the importance of any agent that will destroy its power. We are therefore particularly pleased to give herewith the prescription which an eminent scientist and specialist states he has found, after repeated tests, to completely destroy the dandruff germ in from one to three applications. This prescription can be made up at home, or any chemist wlbl put it up for you: 3 ounces Bay Rum, 1 ounce Lavona de composee, t dram Menthol Crystals. Mix thoroughly, and after stand- ing half an hour it is ready for use. Apply night and morning, rubbing into the scalp with finger-tips. If you wish it perfumed, add half teaspoonful of French Fon Fleur perfume, which unites perfectly with the other ingredients. This preparation is not a dye, but is unequalled for promoting a growth of new hair, and for restoring grey hair to its original colour.

Death or Archdeacon Euans. A VENERABLE CHURCHMAN. We regret to announce the death, which took place on Tuesday evening week, at Llan- dudno, of the Ven. David Evans, Archdeacon of St. Asaph. Archdeacon Evans was a native of Cardi- tfanshire. having been born in at Goitre, Llanrhystyd. He was educated at Ystrad Meurig School and afterwards at St. Bees' College, and was ordained by the then Bishop of St. Asaph in 1856, when he be- came curate of Nantglyn, near Denbigh. In the following year, after being raised to the priesthood, he went as curate to Llan- rhaiadr vn Mochnant. Between 1858 and 1859 he held the perpetual curacy of St. Mark's, Frongoch, Bala, and in the Hatter year was appointed vicar of Pont Bleiddyn in Flintshire, where he remained for eight years. From 1867 to 1876 he was rector of Bala, and from 1876 to 1897 vicar of Aber. gele. His first Cathedral office was an hon- onary canonry, to which he was appointed in 1895, and two years later he was preferred to the archdeaconry of St. Asaphr a dignity which has attached to it the prebend known I as Llanfair I. According to the ancient order of precedence in the Cathedral body the Archdeacon of St. Asaph comes next to the dean. Archdeacon Evans was in re- sidence at St. Asaph in April, May, and June in each year, and during the remain- der of the year lived on the border of the diocese at Llandudno. He held office for five years as proctor in Convocation for the clergy of St. Asaph. Archdeacon Evans was a good preacher in English and Welsh, a ready platform speaker and as long as his health and strength per- mitted worKed hard and devoted»y. A W 1101e: hearted defender of the Establishment, he frequently did propaganda work on its be- hail, and lost no opportunity in his charges I at arclideaconal courts, and on other occa- sions of vigorously criticising the Disestab- lishment policy. A Conservative in politics, he was broad-minded, and his feelipgs and sympathies were always with the democracy As a. thorough Welshman he laboured in season and out of season for the revival of Welsh services in parishes where they had been dropped, and strongly championed the policy of appointing a man able to speak fluently in the Welsh language to every in- cumbency and curacy in the country, main- taining that, owing to the neglect of lingu- istic qualifications in the past, the mother Church had lost much of her influence with the Welsh people. His aim was to bring his Church into close and sympathetic touok with the peopie and to restore her spiritual &nd national power in the land. In that policy he helped to bring about a consider- able measure of success Mr. Evans' acquaintances with Welsh li- terature, and especially Welsh poetry, was extensive, and though not distinguished as a poet he was a noted composer of "triawd- au," or triplets. In the National Eisteddfod he took great interest, and he was the chaplain of the Gorsedd of the late Archdruid 100wydfardd at the Eiateddfod held in Lon- don in 1887. Clwydfardd and himself were particularly good friends, and in a book of reminiscences written by the Archdeacon he said that Clwydfardd was a good friend to the Welsh Church and to Churchmen, and a most pious man. While he was at Aber- gele Mr. Evans had the ancient church re- stored and n. new church built at Pensarn, then a fashionable (little wateringplace noted for its tennis courts. One of the Archdeacon's daughters, Miss B. Walton Evans, while resident at Aber- geJle took a great interest in Poor-law mat- ters, and was elected one of the first lady pnardians in North Wales. Subsequently she was appointed an inspector of boarded- out children by the Local Government Board, a position which she stild holds. In recent years the Archdeacon and Mrs Wal- ton Evans took part in the women's suffrage movement. Archdeacon Evans married Miss Walton, oc Pontbleiddyn, and had four sons and six daughters. One of the daugh- ters is the wife of the Rev. Mr. Griffith, vicar of Bagiffl. who held a colonial appoint- ment as archdeacon for some years. The funeral took place at St. Asaph on Friday afternoon.

CARiTTG VN Local WiL- lr. William Jones, of Llwyn- ywydd, Moyigrove, Pembrokeshire, farmer, who died on the 24th January last, left estate of the gross value of 7s. 7d., with net personalty £269 16s. 9d, and pro- bate of his will, dated 20i:h October, 19Q.(), has been granted to his brother, Mr. Daniel Jones, of lihydlewis, farmer, and Mr. John Griffiths, of Nevern, schoolmaster. Mr. Thomas Jones, the other executor, has re- nounced probate. The testator left the Llwynywydd estate upon trust for his wife for life, with remainder to his sons Den, Pugh, and Keri, and the residue of his estate he Heft to his wife and children in equal shares. I Education Committee.—This committee I met at the Police Station on Tuesday after- noon week. The members present were the Hev. John Williams (in the Chair), Col. Howell, Dr. Stephens, Messrs. O. Beynon Evans, and James Stephens, with Mr. B. L. Davies (assistant clerk).—Dr. Stephens, referring to a case of a gird kept. at home to assist her mother, said they should impress upon par- ents that they could not keep children home from school for such a purpose.—The Chair- man remarked that these half-holidays af- fected the whole attendance, and they were losing between jMOO and £1,000 a year in grants.—A communication from the Direc-

OLD MOTHER I OWL says:— I Washing-day now is a very I different affair to what it I used to be. I t used to take I all day, and the worry and I flurry were really awful. I But with OMO everything I is finished off in the morning, I 1 and there's no trouble at all. I Just haif-an-hour*s boiling in V—5I OMO and water and half-an- M hour's further soaking completes \vj) Vi/ ■? m the wash. /Vw'A I f Cl,'?* U l It's the modern h \j I washer for all vVfil |[ I White things/' 1 OMO IS MADE BY I HUDSON'S—A NAME | FAMOUS IN EVERY I HOME. IT REPRE- I SENTS ALL THE I SKILL AND EXPERI- I ENCE OF YEARS OF I SOAP-MAKING, AND I IS SOLD IN Id. & 3d. OO I j PACKETS. I 0.5. 17 "MAKES Now CYCLING is the time to order a Sturmey-Archer 3-Speed | I Gear to be fitted to your bicycle. This popular E A S Y. and reliable gear make* cycling easy and fascinat- A log, and adds 59 per cent. to the pleasure of the paatirae. Hill-climbing requires less exertion, while a fine turn of speed can be made on-the level. The genuine and original Sturmey-Archer 3-Speed and "Tricoaster.r Send for descriptive booklet, post free. STURMEY-ARCHER GEARS, LTD., NOTTINGHAM. (

Disfiguring Scurf "My daughter had a kind of scurf on her head last October. Then she had large patches over her face and neck which dis- figured her and irritated very much. As I was afraid of it spreading all over her body, I took her to a physician at a hospital. He ■told me it was eczema. She was under the doctor for two months and in that time she did not improve in the least. I happened to learn of the wonders that Cuticura did and got a tin of Cuticura Ointment. By the time I used the first lot her face was beautiful and clear and since then she has not had the complaint return in the least. I can safety recommend Cuticura to anyone. M" •. AY. Grover, 463, Lower Cokeham, Som- tin jr. nr. Worthing, Sussex, England, July 21 190,9."

PURITAN SOAP WRAPPERS. Our readers are warned against giving up Puritan Soap wrappers to any individuals who call at the house representing them- WJIO call at the house representing them- selves as coming from Messrs. Christr. Thomas and Bros., Ltd., Puritan Soap Manufacturers, of Bristol. The only way to secure the presents offered in return for wrappers is to post them direct to the firm all Bristol. No persons aie authorised to call and collect these wrappers. The firm have recently found it necessary to prose- cute a young man and young woman who have been carrying on this fraudulent prac- tice in Merthyr Tydvil, with the result that the man was convicted and sentenced to 14 days imprisonment, the young woman being bound over for 12 months. In order to further protect the interests of purchasers of Puritan Soap, the firm announce they will pay a substantial reward to any person giv- ing such information as will ffead to the aon- viction of fraudulent wrapper collectors.

—— Cardies were much in evidence at the St. David's Festival in connection with "Cym- rodorion Aberdar" held on Friday last. The president for the present year, who also pre- sided at the Banquet is Mr. D. M. Rich- ards (Myfyr Dar) Wenallt Aberdare, a native of Cross Inn, near Nebo, while the. vice president, Rev. J. R. D"U i Williams, the curate of the Welsh Church of St. Mary, Aberdare, is also a Cardi from the neigh- bourhood of Tregaron. Both of them are members of the Cardiganshire Antiquarian Society, Mr. Richards being present at the- firsfc meeting of the Society at LaTrpeter., The ex-president of the Cymrodorion at Aberdare who also spoke at the meeting on Friday night is the Rev. John Morgan Minister of Brvn Sion Calvinistic Methodist Church, Trecynon, a native of Owmystwvth. and his predecessor, the first president who- was present, and spoke, is the Rev. R. J. Jones, M.A., of the Hendycwrdd "Unitarian Church, Aberdare, the son of Rev. John Jones, a former member of the Church, and a nephew of Ammon, the author of "Crwth Dyffryn Clettwr." Mr. Jones baroly cscTped being born in Cardiganshire owing to his father coming to Aberdare before lie was born. Other Cardies who took part in the proceedings were Mr. R. Edwards James, the deputy clerk to the magistrates for Merthyr, ihe son of Mr. David James, J.P., Aberystwyth, and Mr. A. T. James, solicitor, GUyndwr Villa, Richmond Road. Mountain Ash, the son of Llwynon. near Llanarth*. rhis is a goodily record for on" county.

policy-holders and agents is of a really sub- stantial character will be evident when I tell you that the sum set aside out of the profits in respect of the industrial branch, policies was £140,000 In 1908, 200,OOO in 15>09, and willl be £2,OOO for this year, and that while the superintendents and agents received in the first year £3;3,000, in the second year they received £50,000, and this year they will receive £6.5,000. (Applause). There seems no reason why the very sub- stantial bonus now reached should not be maintained in the future, though further development at the rate of the past three years cannot be expected. Our policy has been to distribute profits in such a prudent manner as to avoid the danger of disap- pointment at any time by a reduction of the bonus declared in previous years, and it is mainly owing to this that we are able, not- withstanding the depreciated condition of many investments, to declare so handsome a, profit in both branches. Mr. '1'. C. Dewey, in seconding the motion, mentioned that the annual premium already derived from the new monthly tables ex- ceeded £L30,000 and the sums assured amounted to £2,2[;0,000. It has often been said that no accident of any magnitude could occur in any part of the world with- out it affecting the Prudential. Recent accidents had been no exception to this rule. In this connection the speaker instanced the lamentable fire at Messrs. Arding and Hobbs' premises at Clapham Junction, the loss of the steamship "Waratah" and the; foundering of the Isle of Man steamer Vannin." Mr. Plender (Messrs. Deloitte, Plender, Griffiths and Co.) said the securities con- tinued to be kept in admirable order. They were all selected with great care by the board, and were of the highest class. Of the mortgage interest due on December'31st last there was only one amount stilQ out- standing, and that was but a trifling sum. He congratulated the shareholders on being identified with an institution of national importance, which, in his opinion, was a. model of good organisation and of skilful administration. (Applause). The motion was unanimously adopted, and Messrs. H. H. Harben, T. C. Dewey, and T. Wharrie were re-elected directors. Messrs. Secretan and NichoHs were re- anpointed auditors, and votes of thanks to the chairman, directors, officers, and staff concluded the proceedings. It is gratifying to find that the increase in the Industrial Branch of the Aberystwyth district surpassed that of 1908, which was a remarkably successful year.

tor of Education was read in which he drew attention to the school attendance in this district, and said that the attendance at Penypark, Blaenporth, St. Mary's, and St. Dogineils, required special attention, as those schools could not be regarded satis- factory.—The Chairman said he knew that at the Council school girls when they got into Standards 5 or 6 were being continu- ally kept home. It was worse in the town than in the country.—Mr. Beynon Evans: Another thing, if they go late after the re- gisters are marked they might as well stay home.-The Attendance Officer remarked that the banner was this month held by Llangoedmore.—Arising out of the recom- mendations of the Managers, it was resolved that Miss Oliver Street be paid for tem- porary services rendered at Ulechryd, also that the hour of commencing duties at the Cardigan Council School be changed after the Easter holidays from 9.30 a.m. to 9 a.m —Miss S. E. Lewis, of Aberporth, wrote re- signing her post as assistant teacher at the end of March, and it was agreed that the vacancy be advertised.—A letter from Mr. Pugh, Llandygwydd, was read regretting that he was unable to send the returns to the previous meeting owing to the death of his daughter.—Col. Howell: It was very sad. She had been home for her holidays and re- turned on a Saturday. On the following Saturday she was btiried.-The Chairman said they all sympathised with Mr. Pugh, and he moved an expression of sympathy with him.—Dr. Stephens seconded, and the proposition was carried.—Two tenders were received for supplying a cupboard for St. Dogmells, and that of Mr John Morris, Pleasant View, was accepted.—It was re- solved that a recommendation be sent to the County Authority asking them that some definite arrangement as to supplying materials and cleaning chimneys be made. gp