The Welsh Coast Pioneer and Review for North Cambria

OLD ESTABLISHED 659 FFBST-CLASS FxiMILY HOTEL SHELTERED POSITION IN FINELY-WOODED PARK. National Telephone No. 13. Ttivrams- Pwllycrochan, «_X Coiwyn .{ ELECTRIC LIGHT \> SEPARATE TABLES, <1^ .MAGNIFICENT VIEWS, RECHERCHE CUISINE, POSTING, GOLF, TENNIS, BATHING, BILLIARDS, &c. EFFICIENTLY HEATED THROUGHOUT. I!; The Grindelwald of Wales. y THE MOST BEAUTIFULLY SITUATED AND DAINTILY EQUIPPED HOTEL IN THE PRINCIPALITY.. J¡U Manageress-Mrs C. A. GOLF, TENNIS, 7029 Telegrams CROQUET, CONWAY.D' ><0" ARCHERY, J30WLS. Ttltpmni^^i^\ 25^^VNJi BOATING, SHOOTING, BILLIARDS. 6 9. BALLROOM (Floor on Springs) THEATRE. AüTEL *DE LUXE OF CAMBRIA. HOTEL METROPOLE, (UNLICENSED.) Near Sea, Station, and Pavilion. Over 50 Bedrooms. Drawing and Smoke Rooms. Lounge, Billiards (2 Tables). Large sized Ballroom, Electric Light throughout. Excellent Cuisine. Near Golf Links. Week-end Assemblies, Wedding Breakfasts, Receptions, Dinners, and Balls catered for. Manageress Miss S. A. GRISDALE. Telegrams—" Metropole, Colwyn Bay." National Telephone—No. 47. COLWYN BAY. 10398 The Finest Health Resort in North Wales. RHOS ABBEY HOTEL, COLWYN BAY. Facing the Sea, pure bracing air, delightful climate, charming scenery, water supply perfect Elegant Apartments, every home comfort. Golf Links by the sea within half a mile High-class Cuisine. Terms moderate. Omnibus meets principal trains. Tariff, apply Fr. MEIER, Proprietor (late at the Windsor Hotel, Glasgow). 6282 Ind, Coope & Co., Ltd, THE BURTON-ON-TRENT BREWERIES, and ROMFORD. BREWERS, BONDERS, IMPORTERS, BLENDERS, RECTIFIERS, COMPOUNDERS. Wholesale äØ Family Wine and Spirit Merchants. CONTRACTORS TO HIS MAJESTY'S NAVAL AND MILITARY FORCES AT HOME AND ABROAD. Head Offices (North Wales Agency) No. 1, MOSTYN STREET, LLANDUDNO. 0 Telephone. Note the Addresses of the Depots Telephone. No 53-Station Road Colwyn Bay Henblas Street Wrexham Gwalia Stores Llanfairfechan „ „ v.TT« a v Blue Bell Stores Conway —No 6 No 15—Chantrey Stores Penmaenmawr R. Davies, Pont-y-Pair Hotel, Bettwsycoed Town Hall Stores Rhyl -No i Dozens-Large. Small. OO EAST- INDIA PALE ALE 4/- 2/3 "A pure and wholesome beverage." F.A. FAMILY ALE II 2/6 (in pints only). A beer of light gravity, specially bottled for the private trade." D.S. NOURISHING STUUT 3/6 2/- Possessing tjuod body, and recommended for its healthful properties." P P. LILNC 1EON PORTER 2/6 (in pints only). CASK ALES supplied in 41, 9, and 18 gallon Casks. Prices on application at the Depots. By reason of our Extensive connections we are enabled to offer to our patrons an unequalled selection of the best brands of Wines and Spirits at the lowest possible rates. SPECIALITIES—" QUOKN," IN VERCAULD." GLENLIVET," and "ARTS" (10 year old), WHISKIES at 421- per Case (12 bottles). •' WHITE CAP (12 years old) 48/- per Case (12 bottles). JULES PLANQUETTES XXX COGNAC 64/- per Case. Single Bottles at Wholesale Prices. A Trial Order respectfully solicited. 7654 VALUE FOR MONEY! Our Specialities :—BUTTER and TEA, Quality:-THE BEST. Prices RIGHT. T/ROBERTS, Station Road, Colwyn Bay, GROCER, BAKER AND PROVISION MERCHANT. EVERYTHING WE SELL WE GUARANTEE. T. HOMAN Tobacconist & Stationer, ABERGELE ROAD, COLWYN BAY. For Pipes, Walking Sticks, Cigars Cigarettes BEST ASSORTMENT IN TOWN. First-class Hair Dressing Rooms. Umbrellas Made, Repaired and Re-Covered. .St. Paul's Arcade TOM HOMAN Colnjn Bay, AND 70, HIGH STREET, RHYL. 4 ROBERT WILLIAMS, PAWNBROKER, JEWELLER, &c., DOUGLAS HOUSE, ABERGELE ROAD Opposite Public Hall, COLWYN BAY. ALL RTTSTTVrmQS TDAMQif Tin\TS KTRmTT.V PPTVlTR Special attention paid to the Watch and Jewellery Departments, where we have a large and varied Stock of Wedding Rings. Dress Rings, Gold Alberts, Gold Chains, Clocks, Plated Goods, eta. Also at 303, High Street, BANGOR; Stanley House, FLINT; and Liverpool House, HOLYHEAD. CHEAP SALE ALL THE YEAR ROUND. BEST PRICES GIVEN FOR OLD GOLD AND SILVER. £ 100,000 worth of Furnishing Coods THE largest assortment of 6IDEBOARBUITES' DRAWING-ROOM 8DITES, DINING-ROOM SUITES, UARDS, CABINETS, OVERMANTEL8, BOOKCASES, HALL STAND8, CARPETS T TV AND OTHER FURNITURE. • H» ^INOLECMS, FLOOR-CLOTB8. RUGS AND MATS, CURTAINS, AND GENERAL FURNISHING GOODS, AT THE LOWEST PRICES IN ENGLAND FOR CASH. RAY -& JHIIiES, 34 to 48, London fld., Liverpool. Telegraphic Address: "FURNISHING, LIVERPOOL. Telephone: No. 1214, Royal.

PRIZE DISTRIBUTION AT COLWYN BAY. SPEECHES BY DR. BRIDGE AND MR T. G. OSBORN, M.A. SUCORSSFUL CANDIDATES AT TH8 LOOAL I OXFORD EXAMINATIONS. The annual meeting; for the distribution of prizes in connection with the Colwyn Bay centre of the Oxford local Examinations, took place tt tho Public Hall, Colwyn Bay, on Friday. There was a satisfactory attendance, and Mr T. G. Osborn, M.A., J.P., presided, and he was accompanied on the platform by Dr. Joseph C. Bridge, M.A., Mr Jas Wood. J.P., and Mr Bernard Lowe, who, with Muss Oeborn, carried out the secretarial duties in the district. REPORT AND PASS LIST. Mr Bernard Lowe read the secretaries' annual report, and the pass li:st. He stated that the total number examined during the year was 15,842, an increase of 1620. The percentages of parses in the whole examination were:—Seniors: Boys. 72.7; girls, 62.8; total, 66.3. Juniors: Boys, 72.7; girls, 72.6; total, 72.7. Preliminary: Boys, 81.2; girls, 77.9; total, 80. The number of candidates examined at Colwyn Bay was 140, an increase of 12. The percentages of passes at Col- wyn Bay were:—Seniors: Boys, 52.9; girls, 76.4; totaJ, 64.7. Juniors: Boys, 62.5; girls, 59; total, 61. Preliminary: Boys, 54; -girls, 60; total, «7 The examiners in languages found that there was a widespread habit ot learning by heart translations of passages from the prepared books. This practice, besides being education- ally harmful, impaired the value of examina- tion as a real test of knowledge of the lan- guages. Teachers were warned that oral in- struction might be overdone. In French, for instance, pupils must be familiar with reading as well as with listening to the language, or else they were liable to make innumerable mistakes whenever they attempted to write French words. Teachers were also warned against giving their pupils answers to learn by heart. The following gained oertificates:- Higher: Section A., Languages.—Local, Miss Lamb, Class 2; Muss Mulligan, Class 3. Section C., Modern Hitry.-M" Notley, Class 3. Seniors: Honours, Class 2.—M. N. Roberta, Elwy Hall, Rhyl; Misses Ley and Bert, 1st in Kingdom in English History, bracketed 14th in French, obtains the gold medal offered by the Rev. Meredith Hughes. Honours, Class 3.—A. N. Henwood, E. J. Selby, J. Tattersall, Rydal Mount School, Mr T. G. Otborn; H. Crondace and H. M. Tatham, Elwy Hall, Rhyl, D. E. Roberts, Wilton House, the Misses Morris. Pass Division.—E. C. Early, A. K. Lancaster, C. Simpson. Rydal Mount; E. M. Phillips, Arvon House School, Mr R. R. Phillips; J. C. Lloyd (private tuition), Mr E. E. Cogwill; J. Johnson, E. M. Marsden, F. M. Swain, and D. B. Sandys, St. Winifred's, Bangor, Miss Dornan; J. C. Whitehouse, who showed sufficient merit to te excused French in rctsponsions, Plas Tirion, the Misses Whitehouse; H. Edwards and M. D. Sturdy, Higher Grade School, Mr E. Griffith; T. O'Connell, St. Mary's Convent, Rhyl. Junior Honours, Cias6 2.—M. P. Ashdown, V. E. Ashdown, Elwy Hail, Rhyl; R. G. Rogers, Rhos-on-Sea College, Mr A. Grant. Honoure, Class 3.—T. K. Barnsley, D. D. Bc-an, C. H. Truman, C. G. Williams, Rydal Mount; F. N. Blackburn, Rhos-on-Sea College; C. M. Jones and M. Skelton, St. Winifred's, Bangor. Pass Division, I.-A. E. Bestal, A. Cole, J. R. Harrison, W. O. Lancaster, S. A. Melling, W. L. Roberts, A. H. Smith, F. G. Wood, Rydal Mount; W. H. Davies, H. K. Jones, Arvon Houes School; E. M. Ca.rr, K. Mac Geagh, G. M. Williams, St. Winifred's. Bangor; D. G. Hough- ton and R. M. C. Lloyd-Roberts, Plas Tirion; M. A. Roberts and P. H. Thomas, Elwy Hall, Rhyl. Pass. Division 2.—J. Hulme, D. Grindlev, Higher Grade School; A. II. Sugden, Rydal Mount; R. A. Caine, Arvon House School; R. P. Hughes, County School, Pwllheli; M. Hall- mann, St. Mary's Convent, Rhyl. Preliminary, Honours. Class 2. G. Fitz- Brown, Rhos-on-Sea College. L I' Pass, Division l.-J, E. Davies, T. 0. Griffiths, N. H. Hope, J. R. Jones, A. Nevitt, E. C. Smith, R. G. Douglas, G. Edwards, W. J. Jones, Higher Grade School; Mr S. Francis and P. P. Smith, Rydal Mount. Preliminary, Pasa. Division 1.—A. C. Tetley and N. R. F. Tucker, Arvon House; G. D. Clark and A. H. C Sykes, Me-ton House School, Penmaenmawr, Mr Rhodes; L. Green, Girls' College, Old Colwyn, Miss Melton; A..Nelson, Plas Tudnu, Llandudno, Misses Peers; 0. V. B. Heenan. Pass, Division 2.—C. N. Helsby, S. E. Jones, E. Roycroft. C. Challand, Higher Grade School; G. B. Hone, Rydal Mount; M. S. Nolan, Rhos- on Sea College; N. C. Preston, Merton House, Penmaenmawr; E. G. Twining, Arvon House; M. C. Lewis, Girls' College, Old Colwyn; E. D. Newall, Pendre House School, Prestatvn, Miss Hickson. HALF A CENTURY'S WORK. Mr T. G. Osborn said they had met that day not only to hoar the speech of a distinguished gentleman, nor only to give public recognition to the year's work carried out in the centre, but they had an opportunity of recognising the great work done for so many years in the cause of education by one of their old universities. He was a Cambridge man himself, but he was proud of the success achieved by the Oxford University in connection with the local exami- nation movement. They had every reason to be grateful to Sir Thomas D. Acland, the Devonshire squire, who had initiated the scheme, and to the late Archbishop of Canter- bury (Dr. Temple), who had carried it into actual fulfillment (hear, hear). He did not think it was clearly realised in these days how much the public owed to these good men. Only those who remembered what the secondary schools of 50 years ago were could really ap- preciate the value of what they had done. He (Mr Osborn) spoke feelingly, because he hap- pened to be one of the first batch of those who were examined in 1858-(hear, hear)—and he hoped that, in this age of celebrations, cen- tenaries, and so forth, the approach of the fiftieth anniversary of that splendid movement would not be forgotten (applause). Something should surely be done to commemorate the work of its promoters. If they for a moment re- flected upon what would have happened if the movement had been transferred to the consid- eration of the State they would perhaps realise the full value of what had been accomplished. For nearly 50 years the University had been carrying out that work without throwing a penny in the way of cost upon the community, and, without the slightest shadow of a diffi- culty they had examined all sorts of people, Roman Catholics, Jews, Calvinistic Methodists, Anglica.ns, and members of all creeds in the land (applause). He believed that if the matter had been left to those experienced in educa- tion, instead of being left as a sort of football played between political parties, the whole course of education in England to-day would have fared much better, and the results would have been happier (applause). In conclusion, the speaker congratulated the Colwyn Bay cen- tre upon its good fortune in obtaining the ser- vices of such eminent men to distribute prizes and deliver speeches as those who had attended the meetings of recent years. In Dr. Bridge they had a worthy successor to the Hon. G. T. Kenyon, the Bishop of Bangor, Professor Sadler, Professor Hopkinson, and others (hear, hear). ADDRESS BY DR. BRIDGE. Dr. Bridge then proceeded to distribute the prizes, and in the course of an admirable ad- dress, delivered afterwards, he said he had par- ticular pleasure in taking part in the day's proceedings, inasmuch as he was an old Oxford boy, and had acted as a musical examiner in the local examinations, as well as lectured in connection with the University Extension Lec- ture Scheme for many years (hear, hear). He echoed the sentiments expressed by Mr Osborn with regard to the very valuable work acccom- plished by the movement. It was one of the signs of the times that universities had been in that direction endeavouring to meet the re- quirements of the generality of people in refer- ence to education. HOBBIES AND OBSERVATION. Continuing, Dr. Bridge said examinations were only means to an end; after succeeding in an examination the candidate must always strive for another and still more worthy goal. One great advantage gained in consequence of the Oxford Extension Movement was that the people got the benefit of the best advice upon various matters. The lecturers who spoke at extension lectures, for instance, were always prepared to inform them upon the subject under considera- tion, and at the same time to advise them with reference to the best books touching" upon that subject. Then again, those who q&derwent examination in local centres were taught disci- pline, and self-control, and the cultivation of the habit of observation. Dealing with this last point, the speaker dwelt at some length upon the lack of observation amongst people gener- ally, and said that t-he individual would reap much benefit in this direction by adopting a hobby, suoh as music, botany, or even the col- lection of postage stamps. People were prone to ridicule the stamp collector, but the vicissi- tudes of nations were plainly marked in postage stamps to the observajit eye. Three or four of the most valuable books had been the fruit of hobbies. Samuel Pepys' Dia.ry was the outcome of the writer's hobby in keeping a diary, and so was Fanny Burney's Diary, the author of which was. by the way, a daughter of Dr. Burney, of Chester. Boswell's "Life of John son" was the result of Boewell's hobby in fol- lowing the great writer everywhere, and noting down his observations. Walton's "Complete Angler" was the fruit of the hobby of fishing. Pennaait, the traveller, had been described by Johnson as a man who observed more than any- body, yet Pennant was not a clever man. Poo- pie residing in the Colwyn Bay district had an abundance of things which could not fail to interest them once they developed the facu'ty of observation. To those who took the study of architecture as a hobby there were Flint Castle, Ruthin Castle, Conway Castle-where they had an opportunity of putting in many months of most interesting work—Inigo Jones's bridge at Llanrwst, Gwydr Castle, and endless other historic old places. Nearer to them they had the fishing weir at Rhos-on-Sea, than which he knew of no more interesting a subject for study in the kingdom. Moreover, there was the study of folklore, and he thought that a Welshman who did not study the folklore of his country was not a true Welshman (hear. hear). In conclusion, Dr. Bridge congratulated the boys and girls who had won prizes, the centre upon the number of pupils who had undergone ex- amination, and the secretaries upon the ex- cellent work they had accomplished. On the motion of Mr W. H. Rhodes, M.A., Penmaenmawr, seconded by Dr. Lloyd Roberts, Colwyn Bay, a cordial vote of thanks was ac- corded Dr. Bridge fof his address, and his ser- vices in distributing the prizes. Hearty thanks were also accorded Mr Bernard Lowe and Miss Osborn for their help as joint secretaries, and the Chairman for presiding. Mr Grant, who seconded the motion, deplored the fact that the secretaries connected with local centres were not remunerated. Mr Bernard Lowe suitably acknowledged the vote.

Colwyn Water Board. WASTE WATER METERS PROVE SUCCESSFUL IMPORTANT QUESTION PRIVATELY DEALT WITH. A special meeting of this Board was held at Colwyn Bay on Thursday, "to fully ocm- sider the question of the Board's power for obtaining their water suoply, with the view of coming to terms with the Power Com- pany." The solicitor to the Board and the solicitor to the Colwyn Bay Urban District Council were requested to attend. Alderman Hugh Hugheo, Conway, in the absence of the Mayor of Conway (Dr. R. Arthur Pritchard), was voted to the chair. There were also present Dr. J. W. Morgan, and Mr John Williams, Conway; Messrs. Geo. Be van, J. Dicken, Hammersley Heenan and Hugh Hugh", Colwyn Bay; Hugh Owen and J. Raynes, representing the Con- way Rural Dis. Council, with the clerk (Mr Parry), the Board's solicitor (Mr R. S. Chamberlain), the Colwyn Bay Council's solicitor (Mr Jam;3-S Amphlett), the Board's engineer (Mr T. B. Farrington), Mr F. A. Elt-.Iamottei (borough engineer), Conway; Mr W. Jones (engineer to the Colwyn Bay Urban District Council), and other officials. IN PRIVATE. Mr Geo. Bevan asked whether, in view of the fact that the business to be transacted was such that it would not be advisable to publicly notify its nature, it would not bo atj we'l to deal with it in committee.. He did not know whether the reporters had been invited or not, in any case. he thought it would be better to proceed with the mat- ter in private. The Board decided to act upon Mr Bevan's suggestion. IMPROVED PRESSURE. The waterman reported that lie had not received any complaints of late concerning the pressure at night time. Llysfaen and Colwyn Bay were now pumping water to the higher levels. Mr Haynes inquired whether there had be-en any complaints from the lower levels— Penmaen, for instance. The Waterman replied in the negative. Mr Raynes rejoined that the Conway Rural District Council had obtained com- plaints from that neighbourhood. WATER METER EXPERIMENT PROVES SUCCESSFUL. Mr Hugh Hughes (Colwyn Bay), said it was gratifying to note, from the engineer's printed report upon the consumption of water, that there had been a considerable decrease in the daily average of the water registered during August, 1900, as com- pared with August, 1905. The Engineer remarked that there had been a gradual decrease going on regularly for some months. In May the decrease was 88,900 gallouis; in Juno, 62,800; July, 35,700; and August, 44,400. That was t<? be attributed to the Gystem of waste wator inspection now in force, resulting upon the fixing of the waste water meters (hear, hear). In answer to Mr Heanan, Mr Farrington described the effect of the corroding of the pipes upon the sunoly gen- erally, and produced samples of the nobules which collected inside the pipes and checked the regular flow of the water. ALLEGED WASTAGE AT COLWYN BAY. The Colwyn Bay Council, in reply to a communication from the Board calling at- tention to certain wastage going on in Coed Pella-road, Colwyn Bay, wrote stating every care was taken by them to prevent any waste, and asking whether the Board's en- gineer was prepared to pledge himself to the statement that the shortness of water in Colwyn Bay was due to the alleged waste in Coed Pella-road. In reply to the Chairman, The Engineer said he had not given that as his opinion that was what the Board stated. Mr Dicken But the letter to our Council said it was your opinion. Mr Farrington It was the Board's im- pression, sir; not mine. The matter then dropped. A CONCESSION. The Conway Corporation wrote asking the Board's consent to tap tho main so as to supply Bryndovvsi. near Conway, with water. Unlesi the Board gave their consent the Corporation would be called upon to lay 850 yards of piping, whereas the Board's main was only five yards away. Mr Dicken arsked whether there was not a resolution on the Board's minute book to tih-e effecil, thfit the main should not be tapped. The Clerk replied in the affirmative. Mr Raynes said that to grant the request would op-en a very wide question, and he proposed that it be declined. The Chairman urged that every case should be dealt with on its merits. In spite of a warm protest by Mr Raynes it was eventually decided on the motion of Mr Geo. Be van, seconded by Mr Dicken, to make an exception in that instance, on the understanding that the concession was not to be regarded as a precedent. FINANCE. The Clerk reported that the Board were in debt to the bank on the general account to the extent of £1073. The Board then went into committee on the question already referred to.

DUTIES OF A LLANDUDNO TELEGRAPHIST. A Question in Parliament. In the House of Commons on Wednesday, Mr Idris asked the Postmaster-General whether he was aware that a telegraphist at Llandudno, aged 22 years of age, who was compelled to perform counter duties dealing with money order and savings bank business was in receipt of 18s per week; whether he would take into consideration that this officer remained unappointed four years, and that he rendered useful service during this period, and consider the same with a view to granting an increase in his salary. Mr Sydney Buxton, in a printed reply. B'1YS The sorting clerk and the telegraphist to whom the question refers is on a scala of pay rising to 44s a week. He will in the ordinary course receive an increase of salary next month.

THE CANADIAN PACIFIC'S WINTER SERVICE. It is announced that steamers of the Canadian Pacific line will, during the winter season, make St. John. N.B., their terminal point. The oompany's new Royal Mail "Empress" steamers, which unitedly hold the record for fast passages in both directions,, will land Canadian mails at Halifax, N.S.. before proceeding to St. John, N.B. First-class passengers also have the op- tion of landing at Halifax.

THIS MAN KNOWS. Mr. W. F. Warren, 38, Melboarne Rnad, Tilbury Dock writes:— The first box I took did me more good than all the medicine I have had from my club doctor for six wooks. Holdroyd'fl Grarel Pills, a posit ire cure for Gnyel, Pafns in the Back, Dropsy, Diseases of the Kidneys, Gout, Sciatica and Rheumatism. It not satisfied, money re- turned. la. lid., all Chemist* post free 12 st.amp.- Boldrayd'a Medical Bail, Cleckheaton, Yorks. 16602

BANKRUPTCY CASES. A TOO SANGUINE COLWYN BAY GROCER. LIABILITIES £1104. DOING BADLY, BUT EXPECTING TO DO BETTER. At the Bangor Bankruptcy Court, yesterday week, before Mr Registrar Qlynne Jones, David Gwesyn Price, grocer, The Mart, Abergele-road, Colwyn Bay, appeared for his public examina- tion. The gross liabilities were returned at £1104, with a deficiency of JB802 18s 7d. The 103 book debts were estimated to produce B20 lis, forty- eight of them being classed as "bad." The debtor ascribed his failure to "Working expenses very high. Short of capital. Loss in bad debts." It appeared -that the receiving' order was made on a creditor's petition, the Act of Bankruptcy being that the debtor had assigned his estate to a trustee for the benefit of his creditors generally. He was adjudicated bankrupt on the 8th inst. on the official receiver's application and consented thereto. The bankrupt, who was only 25 years of age, commenced business at Colwyn Bay, on 14th August, 1903, with a capital of R40 of his own and JE50 borrowed, and traded in the name of "Gwesyn Price." Since Maroh 25th, 1904, he had lived and carried on business at The Mart, Abergele rd., in that town. The bankrupt, who admitted that he had traded at a loss for at least two years, being unable to meet claims, as they became due on the 5th September last, assigned his estate to Mr F. A. Dew for the benefit of creditors. A meeting was held in Liverpool about the 21st September last, when a composition of 4s 6d in the £ was proposed. That apparently could not be carried out, and a creditor's petition was then filed. Mr F. A. Dew for some time after the assignment carried on the business, but when bankruptcy proceed- ings were instituted, closed the shop. In the meantime, the landlord of the shop distrained upon the furniture, which was claimed by the wife, for J316 5s, a quarter's rent, and realised. There was, therefore, very little furniture left, and that was claimed by the wife. The bank- rupt also carried on a baker's business, and since the closing of the business an arrange- ment was made by which the bankrupt's baker, who kept on. the baking business, should have the use of the horse, undertaking to feed him and pay 5s weekly. The Official Receiver is in possession of the remnant of the bankrupt's stock (which is said to be in a depreciated con- dition), horse and effects, and he is consulting the largest creditors as to whether there should be a realisation without further delay. The bankrupt is insured for £ 300,the surrender value of which is put at LIO. The policy is deposi- ted with the bankers, who are creditors for JE.278 17s 2d, as part security. The bank also hold a guarantee for J6150 from the bankrupt's father-in-law. The unsecured liabilities consist of:—One creditor loan, £ 50; 109 creditors for goods sold, etc., L727 10s 6d; one creditor for repairs to van. £ 14; total, JB791 10s 6d. Of these 18 claims amounting" to J6521 4s 4d ex- ceed £10. The debts appear to have been main- ly contracted in 1906. In addition to the E 190 10s 6d, there is also the bank's claim of J6273 19s 2d. A WORKING CAPITAL OF E40. Questioned by the OfficiaJ Receiver, the debtor said that he was brought up in the gro- cery business, and started on his own account before reaching the age of 22. He was married at the time, and had a capital of £ 40. Pre- vious to that he held a post as manager for his uncle, receiving' £ 50 including his keep. He borrowed £ 53 from his father, and it was still' owing. His first shop was in Belgrave-road, Colwyn Bay. After a six months' stay there he removed to The Mart, the rental of which was H65, Did you make an exam ln'ation of your position before moving?—Yes, and I found that I was solvent, having £ 10 or B12-to the good. Then you had not been making sufficient to live on?—No. What justification had you under the cir- cumstances for moving to a larger shop with a heavier rent and more expenses than the one you were in?—The possibility of increasing the trade. But also the certainty of a considerable in- crease of expenditure. Why didn't you file your petition some tune ago:-I thought I would be able to carryon. Yes, vhafc mig'ht htve been so, but you were carrying in at the expense of your creditors. The proper thing for you to have done would have been to meet your creditors. I saw it when it was too late. Your deficiency account was then jB52, now it is B802 If you had shown proper considera- tion towards your creditors you would have called them together when your deficiency was only L52. Previous to December last year, when did you make a proper report of your position? —Twelve mbnths before, and I was then 1;80 to the good I notice th Lt your books have been exception- ally well kept?—Yes. Did you erer take the trouble to ascertain the relation your expenses bore to your turn- over?—I think my profits were twenty five per cent. Twenty-five per cent. in a grocer's business?— Yes, taking into consideration the baker3. Surely the main object of book-keeping such as yov were following was to ascertain the gross profit?—Yes. HEAVY EXPENSES. Well do you mean to say that all goods which came into the grocery department of your shop were marked up to 25 per cent. ?—No, not the groceries What then ?—Fifteen per cent. Were not groceries the largest portion of your sales?- Yes, so far as the turnover was concerned. I see that your sales for the year up to Sep- tember, 1904. were £2791, and the expenses for that period were JB555, equal to twenty per cent. of the receipts, and leaving yon practi Ir cally nothing to live on. Were you aware of that at the time?—I did not give it the atten- tion that I should have. Mr Thraves, the trustee, here remarked that the creditors could not complain of any extra- vagance. Proceeding under cross examination, the debtor denied trading with one firm and then with another, because he was so involved in debt. He was not refused credit. He opened fresh accounts simply because the travellers happened to come round The Official Receiver remarked that the work- ing. expenses were much too heavy, and they accounted for a good deal of the deficiency. The Debtor admitted that the wages bill was too he-ivy. Most of the furniture, he said, was claimed by his wife, to whom they belong'ed before he was married. Mr Thraves: Did you realise that you were getting deeper into debt every month? The Debtor: Yes He added that he had to engage a man who had the "connection" of one of the businesses, and he had to pay him 28s ;i, But for the connection which he held, lie cou!d have done without that man. Asked whether he wai pressed shortly after commencing business, the Debtor replied: I would have been, but I got a guarantee from my father-in-law at the bank, and that was now I relievad the pressure. He paid £ 90 for the business in Belgrave- road, that was for the fixtures and good-will. He had not expectations under any will. The examination was closed.

A RHYL GROCER'S FINANCIAL TROUBLES. INABILITY TO BUY ON THE BEST TERMS. Robert Wm. Forster, trading as "Welsby's," of 31, Wellington-road, Rhyl; grocer, also ap- peared for his public examination. He attri- buted his indebtedness to a variety of causes including capital and inability to buy on the best terms. Illness of wife and inability to let apartments furnished for that purpose. Loss on book debts. Heavy expenses. Expenses in alterations" The grc«s liabilities were £ 1341, the deficiency being £1007. In his observations the Official Receiver stated that the peceiving order, to which the debtor consented, was made on a creditor's petition, the Act of Bankruptcy being (1) that the debtor had given notice to his creditors that he was about to suspend payment of his debts, and (2) that he had made a conveyance or assignment of his property to a trustee or trustees, for the benefit of his creditors gene- rally. The debtor was adjudged bankrupt on the 26th ult., and consented thereto. The bankrupt, who is 32 years of age, was a grocer, carrying on business and living at 31, Wellingtan-rd., Rliyl. This business he pur- chased on June 23,1903,for which purpose he bor- rowed J6300 from his brother-in-law, Mr G. O. Hill. He stated that he had no capital of his own. Of the JMOO referred to, JB50 was paid off, but a further sum of L100 was borrowed later, leaving E350 in respect of capital still due. The bankrupt, beforj coming to Rhyl, was a gro- cer's n anager at Manchester, and resided for about four years at Avonholme, Sale. The bankrupt being unable to pay his accounts as they became on or about 23rd September last, executed a deed of assignment, which did not seem to have been registered to a trustee for the benefit of creditors. A meeting of creditors was held in Liverpool on the 28ui September last, when it was said a statement of affairs was presented It appears, however, that all the creditors did Dot assent, and a creditor's petition, resulting" in bankruptcy, was fi'ed later. Sinca the date of the aasignment the bankrupt had kept an account of his trading, and on going into possession on the date of the receiving order, he handed to him (the Official Receiver) jB54 14s 2d, the balance in his hands. At the request of creditors he (the Official Re- ceiver) was keeping on the business until the first meeting. The net receipts for the first four days were j39 3s 5d. He had also received from Mr G. O. Hill E10 paid to him towards the costs of the deed of assignment. The bank- rupt was insured in the Prudential Office in the sum of j3200 payable at the end of 15 years from 1903 or at death previously, the annual premium being 225, it was, in fact, £23 15s. The premises, 31, Wellington-road, Rhyl, were held at the rent of C70 a year. There was a quar- ter's rent due in a-dvance on the 1st November next, which he was undertaking to pay. The unsecured liabilities were:—Two credi- tors for money lent (one being a money-lender), £ 374; one creditor for bank overdraft, 28 9s 9d; 55 creditors for goods sold in the way of trade and for advertising, L946 10s 4d; total, L1329 Os Id. Nineteen claims amounting to L1165 15s lOd exceeded £10. All the debts save those for money lent seemed to have been contracted in 1906. In his deficiency account the Debtor explained that the net loss from carrying on business from June 23rd, 1903. was £ 335 17s lid, bad debts iepresented f;39, and household expenses for about three years J6575 15s 6d. A TURNOVER OF £ 37C0. In reply o he Official Receiver, the Debtor admitted that he did not make an examination of the books before he purohased the business, lIe paid L130 for the good-will and fixtures, but there were very few of the fixtures, and they were worth only from ES to L6. He accepted Mr Welsby's figures with regard to the trade done, and they showed a turnover of JB3700 a year. Did you make any inquiries as to whether that representation was true?—No. Debtor added that he did not think, however, that those figures represented the trade. During the first few months he took from E20 to £23 a week. No books were handed over to him. He paid L40 far furniture on going in. About six months ago he found himself unable to take advantage of the discounts and to meet ac- counts But you borrowed £ 300 from your brother-in- law in November, last year?—Yes. And did you not borrow money just then from Mr Masters, London? Yes. I got E50 from him, and signed for E75, and I was to pay 26 a month. Was your first transaction with a money- lender?—Yes. Did it not strike you that it was a heavy rate of interest?—Yes. Also that you were borrowing at what was very much the dead season at Rhyl?—Yes. I found that I -vas giving too much credit, and that my monthly creditors werg running into two months. Did you examine your position before bor- rowing from Mr Masters?—I could not do so without taking stock. Was that the season which was rather spoilt by the scarlet fever scareí-Yes. Answering further questions, the Debtor said that his trading expenses were £300. The Official Receiver: And your turnover appears to have been somewhere about £3300. It averaged JE59 odd per week. Your deficiency is over £1000. How long did you know that you could not pay your credi- tcis?—I thought I would be able to get some- thing for the good-will. Weil, assume that it is worth JB150, you still have a large deficiency?—I had very large ex- penses with the place altogether. You have not been much pressed by creditors? —No, I only had one summons, and that was in connection with costs. The examination was adjourned to enable the debtor to furnish a profit and loss account for the last three years.

THE AFFAIRS OF A PENRHYNSIDE LABOURER. UNSUCCESSFUL POULTRY BUSINESS. Elias Edwards, labourer, No. 2, Woodbine I terrace, Penrhynside, was publicly examined. "Illness of self and wife, losses in business of poultry dealer, formerly carried on by me, loss of work," were the reasons ascribed by the I debtor for his failure. The deficiency w* stated to be J385 14s 6d, the gross liabilities being C87 16s 6d. The Official Receiver reported that the re- ceiving order was made on the debtor's own petition, which he filed in consequence of pressure by creditors, and he was adjudicated bankrupt on his own application on the 23rd October last. The bankrupt, who was a labour- er, 54 years of age, now earning JB1 a week, if working full time, had lived at 2, Woodbine- terrace, Penrhynside, Llandudno, since October, 1905 previously for three years at 5, Mount Pleasant, Penrhynside, and before that for about eight years at Bronhaul, Tanygtisiau, Blaenau Festiniog. He was in debt when he left Tanygrisiau four years ago, and came to Penrhynside. He then started in business as a poultry dealer,and kept it on for about eighteen months. He got E3 from his mother to start business with, and bought poultry in Anglesey, and Llanrwst and Denbigh markets, and from dealers in Liverpool, and resold at Llandudno and Colwyn Bay. He stated that he started in business, being unable, owing to illness, to do hard manual labour. The business ceased about Easter, 1904, because supplies were stopped. He was then indebted almost to his present ex- tent, and had since been constantly sued, and at the time of filing the petition a commitment was out against him. His wife was tenant of, the present house, the rent of which was 4s 9d a week. She claimed some of the furniture as being gifts to her before marriage from her own relations. Ten pounds towards filing the petition was advanced by a relation of the wife's. Three creditors for poultry represented 935, and fifteen for household goods, j650 10s lOd. Answering the Official Receiver (Mr Ll. Hugh Jones) the debtor admitted that he was in «lebt when iie left Blaenau Festiniog, though he had not been sued. Did you buy too nign and sell too low 7- Y es. What profit did you make every weekí-From 128 to 15s, if I did that much. Did you lose money in any other way?—Yes, some of the poultry went sick. I suppose you are doing better as a labourer than as a poultry dealer?—Yes. The examination was closed.

A TYPICAL SCENE IN HOLLAND is beautifully illustrated in Horniman's Al- manack for 1907. This artistic calendar is now being Given Away in every town, village and hamlet throughout the United Kingdom. Sold by:-The Co-operative Society, Llandud- no; Jones, Chemist, Llandudno Junction; Hughas, Central Stores, and Price. Baker, Abergele-road, Colwyn Bay; Roberts. Cliem- ist, Llandudno; Higgins, grooer. Prestatyn; New York Co-operative Society, Penmaen- mawr; Griffiths, Grooer, Llanfairfechan; Price and Sons, Grocers, and Williams, Chemist, Old Colwyn; Colwyn Bay and Dis- trict Co-operative Society; and H. Rogers Jones, Chemist. Deganwy. 6975

COLWYN BAY PETTY SESSIONS. A LOCAL YOUTH'S SLIP. These se&sions were held on Saturday. The justices present were Mr J. W. Luroiey (in the chair), Mr Wm. Jones, Mr Joseph Smith, and Mr James Wood,, with the cierk (Mr Oliver George), and the deputy-clerk (Mr Live6ey). LICENSING. On the application of Mr James Amphlett, the licence of the Colwyn Bay Hotel, waa teirrporarily transferred from Mrs Van deff Lalley—who is leaving Colwyn Bay for Lon- don—to Miss L. E. Thorpe. The licence of the Queen's Hotel, Old Colwyn, was extended till 12.30 a.m., on the occasion of the Hockey Club's dance, on the 13th inst. Mr H. F. Ashby appeared for the licensee. Extensions of time were granted in the case of the Rhos Abbey Hotel, on the occasion of dances to be held on the 4th" 9th and 11th January. Mr Amphlett ap* plied for the applicant in this case also. A LAD S SLIP. A Colwyn Bay lad was summoned for attempting to obtain by false tetences the sum of 15a from the L. and N.W.R. Company, on the 24th of August. Mr Fenna, far the Railway Company, stated that the defendant held a contract ticket as between Colwyn Bay and Llan- dudno, where he was apprenticed iii a furnisher's business. About the end of July lie mislaid or lost his ticket, and when the fact was reported he was told to take out tickets eaoh day in the usual way, pend- ing the time the Company would be able to supply him with a fresh ticket, and that afterwards he would be refunded the cost of suoh tickets when apDlication was made for it. The defendant professed to have done that, and formally applied for 15s. which he alleged had been spent on the tickets takert out during the interval. He (Mr FennaL oould prove, however, that defendant ha £ 5 not taken out any of the tickets he alleged,' a fact which he was given to understand was now admitted by the defendant. The Railway Company having regard for the boy's age—he was between 16 and 17 yea.rs old—■did not wish to be vindictive, and therefore did not desire tho case pressed. Mr Hollinmhead. of Tunstall, who ap' peared for the defendant, said he was eX" tremely delighted to find the Railway Com- pany so readily acquiescing in th& sug- gestion not to prers the case, because the i boy had always borne an exceedingly good character hitherto. He had performed his work well, and at no time had his employers found him failing to account properly for evej-y penny of the money passing through his hands. So satisfied were his employers with his past conduct that they were pre- pared to take the defendant back to their service. The whole thing appeared to l.J'15 (the speaker) to have been due to momenti. t aberration. The father was prep,¡,(.-l to pay all the costs incurred. Evidence bearing upon the boy's good character was given, and after a few words of admonishment from the Chairman—who commendod the Railway Company's tors for the magnanimous manner in which they had dealt with the defendant—the youth was discharged on payment of aJ* .].0 nnco+-a L.l\ VÜlO;)l.O. DUNKENNESS. Ed. Parry, bricklayer, Park-road, Colwyn Bay, William Foulkes, the elder. Old Col- wvn, and William Foulkes, the Old Colwyn (in two cases), Hugh Hugh*#, Dundonald-Road, Colwyn Bay, Robert Rob- erts, Colwyn lerrace, Old Colwyn, and "• George, bricklayer, of Meafield, Colwyn BaY. were fined for drunkenness. RESISTING THE POLICE. « David Richard Roberts, labourer, of 9^ Colwyn, was summoned for enoouragin» one Richard Foulkes to resist P.C. OweOi while in the execution of his duty. P.C. Owen said that as he was taking Foulkes into custody, the defendant shouV ed, Don't go with the Dick we'll about him and help you to duck him in river." Defendant repeated his encourage" ment, and in due course Foulkes the witness in his endeavour to get awa-* —a fact he attributed to the defendant's tioement. Foulkes had been sentenced "j a month's imprisonment in consequence the assault. « Tho defendant was represented by Mr Amphlett, who pointed out that this was first complaint against his client to whof~ character the Rev. Evans Jones was 1 > oourt to depose. Defendant was only one o s an excited crowd. Defendant was discharged with a vvclro, ing" Wm. Conway, another of the crowd, summoned on a like charge. In this case, P.C. Owen said caught hold of his (witness's) arm, jerked it, and requested him to let Foulk go. ■, P.C. R«wlands stated that when he the summons upon the defendant, the 1»^ observed "Well, I didn't- do much of ia thing. I only took hold of the constable arms and asked him to let Foulkes go-' Mr H. F. Ashby, who appeared for WQ defence, submitted that if any offence been committed it was merely a techm0^ one of laying his hand on the constable arm. There was no intention to preveD the officer taking his prisoner in charge- «^ Defendant was sharply censured by Chairman, and was fined 10s and coS?v whioh included 20s bv way of expenses 1 t -j curred by a Manchester witness, naIIJv,e Brierley- The latter was thanked by | bench for rendering assistance to P.C. 0^ l. "1"11.r. on LiUV MllUC VLVMUJUll. OBSTRUCTION. Wm. Corlett, of Sea View Crescent, i wyn Bay, who was summoned for lfftV his milk cart on the street thus causing £ obstruction, was ordered to pay the cO6* the summons. WITHOUT A LIGHT. I John Williams, of Tanyffordd^, was fined Is and costs for driving a ho j and cart without a light. Jf1 RATE CASES. There were no less than thirty-five r oases for their worship's consideration.

ULCERATED STOMACH. A Always in Pain. Young Wife Cure** ?- Bile Beans. — _;I!b The story related to a "West Brom Chronicle" reporter by Mrs Elisa Potter, of 18, Long square, Hill Top, West Bromwicb, P. how Bile Beans cured her of ulcerated stofv speaks for itself. Said Mre Potter:—"In ber, 1903, I became very seriously ill. 'Lcek* so weak and in such great pain for many J that I gave myself up for death. I ooul<l j keep anything on my stomach, and was ] in pain. I became so weak and worn that like a shadow. nt "I tried several different doctors and a hospital, and they all said that I ulcorated stomach; but all the medicines gave me did me no good, and I wa6 more than alive. I could not touch bread, or l solid food, and had to live on milk and eg8 %o\t was "two-double with pain, and could n«t myself straight. Every 6crap of food 1 caused me terrible pain. n&a^6' "At last I was induced to try Bile { » Before I had finished the first box I went short walk. On my return I was able to e* s first bit of solid food I had taken months, and I had no pain after it. I c°nV:e t" taking Bile Beans and very soon I was ab, 0ji eat without fear of pain, and to retain l°° e3, my stomach. Gradually my strength retu ^0 until I was strong and vigorous again. d øe, years Have gone by since Bile Beans cu ro1 and I have not again been troubled wit" stomach." 33ils Of all chemists at Is lid or 2a 9d per box- Beans are not sold loose or out of jars.

WINNERS AT THE ROYAL HORTICULTf|A HALL. _np At the Co-Aery and Food Exhibition, tho was opened by the Duchess of Albany 1-stef' Royal Horticultural Hall, WesW11 t^ v "Daren" bread carried off the first Pr'z0|ond<r malted brown bread class in both the and Provincial competitions; Mr E. tb0 345, Fulham-road, gaining first prize in London soctioi, and Mr C. Whitehead, ^0fi- Sidcup, gaining first in the Provincial 8 These successes are all the more rernaxklbletbe "Daren" was in open competition with Ii" has other special breads. This year eclipsed all previous records, having.B'alIjn op?* first, four second, and two third prizes » jj,r competition at the Bakers' Exhibitions rejv mingham, Glasgow, and London. if bread has now been awarded 57 honours excellence of qualities.

The "Pioneer" is recognijred asonC of popular papers in Principality. medium for sdrertiisrs.