THE UNIVERSITY OF WALES. ANNUAL COLLEGIATE MEETING. The annual collegiatp. meeting of the Court of the University of Wales was held in the Assembly Room of the Town Hall, Cardiff, on Friday, the senior Deputy Chancellor (Dr. Isambard Owen) presiding over a large atten- dance. OBITUARY. Prior to the ordinary business, the Chairman proposed a vote of condolence with the rela- tives of the late Dean Vaughan, Archdeacon Griffiths, of Lhxndaff, and Colonel Roche, of Brecon. He alluded to the splendid examples furnished by their lives, and said that educa- tion had sustained a great loss by their death. Lord Tredegar seconded the motion, and paid a high tribute to the work accomplished by those great men during their distinguished careers. The proposition was carried in silence, the members of the Court upstanding. UNIVERSITY OFFICES. The Registrar (Mr. Ivor James) submitted communications from the Cardiff Town Council and the Welshpool Town Council as to offices for the University of Wales. The former stated that the Cardiff Council had resolved to place at the disposal of the University two rooms as offices for the use of the registrar during the nexb five years, and the latter invi- ted the Court to hold such of their meetings as might be convenient, in the Town Hall, Welsh- pool, and offered the use of the Town Hall for that purpose. The Chairman reported that lie and the Registrar had been deputed by the Executive Committee to make inquiries in this matter. They found that they could obtain additional accommodation at Newport, but they did not wish to interfere with the decision of the Court that was to be formed five years hence. They had been negotiating for a house at Brecon, and the question of rent was still under con- sideration. Neither of the offers had yet been accepted. The subject then dropped, votes of thanks being passed to the Cardiff and Welshpool Town Councils. THE WELSH ARMS. The Registrar next submitted a letter from the Town Clerk of the Corporation of Cardiff asking the Court to support the memorial of the Cardiff Corporation for the inclusion of the arms of Wales in the Royal Shield and Standard of the United Kingdom. The Chairman said they had no power within the Charter to deal with that. Alderman Grove thought it would be a suitable body to give support to the movement. Mr. D. E. Jones considered that if it were not within the province of the Court to deal with the matter under the Charter, neither would it be within the province of any town or county council. The Chairman replied that he wasgladhe was not called upon to give a ruling upon the points Mr. Jones had raised, but he assured the Court that it would not come within their Charter at all to support the proposal made, especially as they were asked to affix their seal to it. The subject was then dropped. THEOLOGICAL BOARD. The Rev. J. D. Watters moved the adoption of the report of the Theological Board. The regulations for the degree of B.D. were sanc- tioned without alteration for another year, as also was the syllabus for the first and second B.D. examination. Some discussion ensued upon a suggestion of the Board as to the forma- tion of a committee of studies' to advise the Board on the books to be set for examination; but it being pointed out that the Board already possessed the power to appoint such a commit- tee, the resolution was withdrawn. The Board of Examiners for the first and second B.D. examinations, 1898, were appointed a<: follows —Principals Reichel (Bangor) and Fairbairn (Oxford), ProfessorsRyle (Cambridge), Moulton (Cambridge), Adam Smith (Glasgow), Anwyl (Aberystwyth), and Gwatkin (Cambridge). It was explained that Professor Anwyl would take the place of Principal T. C. Edwards (Bala), whose name was omitted at his own special request. The only new examiner was Proiessor Gwatkin, and his services, it was hoped, would be required for the examination in early Church history. It was agreed that the Board should report to the next meeting of the Court as to what subjects should be substituted for Hebrew in the first B.D. examination in the case of can- didates who had passed the ordinary course in Hebrew. In view of the peculiar circumstances in which several of the theological colleges are now placed, owing to the death of the Princi- pals of the Baptist College, Bangor, the Inde- pendent College, Bala-Bangor, and the Memo- rial College, Brecon, the Theological Board asked the Court for leave to postpone the con- sideration of its report on the qualifications of the theological colleges for another year, and this was agreed to. Principal Roberts, the Vice Chancellor for the ensuing year, was elected a menlber and president of the Theolo- gical Board, while it was reported that the Board had appointed Mr. Ivor James, registrar, to be secretary, and the Rev. J. D. Watters to assist'him as hon. secretary. MATRICULATION FEE. The Standing Executive Committee recom- mended that the fee for matriculation by exemption be raised from £ 1. to £ 2. The senior Deputy Chancellor proposed that this be done, remarking that it was really necessary, in the interests of finance. Last year sixty candidates entered for the Welsh course through other avenues than the Welsh matri- culation examination. Mr. Brynmor Jones seconded. Professor Anwyl moved a direct negative. However necessary this might be some years hence, they ought not, at the pre- sent moment, to make it more difficult for pupils to enter upon their courses. Then there was the question of policy. They were en. deavouring to get such public bodies as the Iiic "porated Law to renown i«A examination, and ye*" it they doubled the fee they would he dip-- *g»i% pupils irom enter- the We": course. After a long dis- cussion, the Chaira an explained that there was no desire to add to the burden of Welsh students, hut there was the business side of the University to be considered. The University had to pay its expenses out of two sources— the fees paid by candidates and the subsidy paid by the Treasury, as to which they had been twice warned that the University was expected to be as self-supporting as possible. The degree fees of the Welsh University were exceptionally low, and there were reasons why these fees should be kept at the same low level. It did not appear to the Committee, from the facts before it, that the difficulty pressed so hard upon the students in the matriculation examination, which was the only examination out of which the University could be expected to make a profit. Upon a division the recom- mendation was adopted by 18 votes to 14. THE GILCHRIST SCHOLARSHIP. The Standing Joint Committee reported that Miss Joan Berenice Reynolds, B.A., assistant mistress at the Cardiff Intermediate Schools, had been awarded the Gilchrist Travelling Scholarship of XSO for the year 1897-8, and that .she had selected the following as her subject of inquiry:—'The teaching of geographv in Switzerland, including consideration of the appliances in use.' The manuscript of the report of Mr. W. Lewis, the Gilchrist Travell- ing Student for the year 1896-7, on the subject of Manual Instruction in France and Switzer- land,' was referred to the Vice-Chancellor, who had reported as follows:— Though I do not in every point agree with the views expressed by Mr. W. Lewis in his report on 'Manual I Instruction in France and Switzerland.' I consider that report a vigorous, straightfor- ward, and useful piece of first-hand work, which quite merits publication, and is likely to prove of some service if made accessible. The facts he gives would be difficult to unearth for oneself without making a special study of the subject, and it seems to me that the more facts we get to know about foreign schools and their methods, the better. In publishing, the photo- graphs and cuts should be reproduced their omission would more than halve the value of the text.' The Committee are endeavouring to make arrangements for publication accordingly. CONFERRING OF DEGREES. A I con,t-e-gtttion of the University was held at the Park Hall, Cardiff, in the afternoon, for the purpose of granting admission to degrees, this being the first degree-day of the Welsh University. The following are the names of the graduates: -B.Se., Miss Maria Dawson, University College, Cardiff. B A.: Mr. R. S. Forrester, University College, Car. diff, with first-class honours in Greek and Latin Mr. E. N. Jones, University College, Cardiff, and University College of Wales, Aberystwyth, with first-class honours in Heb- rew Mr. C. T. Reece, University College, Cardiff, with first,-class honours in pure and applied mathematics; Mr A. H. Birch, University College, Cardiff, with second class honours in Latin and third-class honouvs in Greek Mr. J. R. Thomas, University College of Wales, Aberystwyth, with second-class honours in Greek and third-class honours in Latin Mr. S. C. Williams, University College of Wales, Aberystwyth, with second-class honours in philosophy; Mr. T. Howat, University College, Caldift: and University College of Wales, with third-class honours in philosophy; Mr. H. E. Piggott, University College of Wales, with third-class honours in philosophy; Mr. J. I Cann, University Col- lege, Cardiff; Mr. 1)1. James, University Col- lege, Cardiff. B.Sc.: Mr. J. T. Jenkins, University College, Cardiff, and University College of Wales; Mr. S, Jones, University College, Cardiff Mr. H. O. Jones, University College of Wales; and Mr. C. E. Kemp, University College of Wales and University College, Cardiff. EVENING MEETING. At the evening meeting of the Court the Senior Deputy Chancellor expressed his pleasure at the success of the afternoon's func- tion and subsequently reported that satisfactory progress had been made with the proposed fellowship fund. Lord Tredegar had headed the subscription list with a guarantee of £ 100 for live years, while Lord Rendel had guaranteed f50 for five years. Mr. Henry Tate had subscribed £100 to the capital fund. All appeals so far made had been private, and something like X300 a year had naw been guaranteed (cheers). The Court spent several hours in discussing the report of the Senate. It was resolved to grant certificates of proliciency in connection with extramural courses of study pursued under the authority of a constituent college, and to ask the Science and Art Depart- ment to recognise elementary teachers who had attended courses in chemistry and botany in their relation to agriculture courses in agricul- ture, and a summer course in agricultural chemistry, as persons entitled to earn grants as teachers in agriculture. The registrar was asked in future to publish the examination re- sults in subjects completing a degree course immediately upon receiving the report of the Board of Directors, and without awaiting the results of other examinations. Many hours were spent in discussing schemes of study, which were eventually adopted.
EDISON'S FIRST CHEQUE. Mr. Edison tells a very amusing story about the first cheque that ever came into his posses- sion. He had just sold a patent to the Western Union Telegraph Company for £ 10,000, and had come to New York to get the money. Edison had very little difficulty in seeing General Lefferts, the then President of the Company, who, after a few minutes' conversa- tlon, handed him a cheque for the amount due. What follows is best told in Edison s own words:— 'I looked at the ptfper curiously fot a mo- ment or two, very much pnzzled what to do with it. Observing my perplexity, General Lefferts told me that if I would go down to the Bank of America in Wall Street, I could get the cheque cashed. I Well,' continues Mr. Edison, 'after care- fully folding up the cheque, I went towards I Wall Street. 'Arriving at the Bank of America, I hesita- ted, fearing still that something might be wrong. At last, however, I mustered up courage, and, entering the hank, I walked up tremblingly to a little hole ih a high, glass- topped desk, through which I pushed my cheque to the cashier. The latter, after scrutinising it closely, gave it me back with a piercing glance, and said something which I could not understand. 'That was enough. I was now more than ever convinced that the paper wasn't worth x- 10,000. As quick as my legs would carry me, I hurried back to the Western Union office, and told the president that the cheque was no good to me, as I couldn't get any money for it. 'General Lefferts laughed, and, calling a clerk, he requested the latter to accompany me to the bank and identify me. 'Arriving at the bank, I again presented the troublesome hit of paper to the cashier, and I Lefferts' clerk said: 'This man is Thomas A. Edison, to whose order that cheque is drawn.' I Why, certainly. Mr. Edison, said the cashier. 'How would you like to have the money?' Oh, any way to suit the bank. It does not make much difference to me, so long as I get it.' £ ° 00 'I was given the: 1, 0 in large notes. After dividing the roll into two wada of E5,000 each, I stuffed one into each trousers pocket, buttoned up my coat as tightly as possible, and after bidding the cashier and the telegraph clerk good-day, rushed out of Wall Street as quickly as I could.'
She (sweetly): 'Do you believe that kissing is unhealthy ?' He (cautionally) Well, I-er-is your father at home?' j 4 Oh, Mit. :'1îf!'S; what a dreadful black eye! I do hope your fighting?' 'Fightin', miss! Me? Sure, cou!d I be iightin' with me 'usband dead this two years ?'
Eastern: I thought you lived just opposite the station, but I find you tea miles back in the country'. Kansan 'Yes, a cyclone moved as last week.' Teacher: 'James, can you tell me what is- meant by a cubic yard ? James,T don't know exactly, but I suppose it's a yard that the Cuban children play in.' Quericus: 'Who was it that wrote the song, They're after, me ?' Witticus: I Adam, in all probability, as h* was the first man.' 'I don't want to meet hint. I owe him some, thing.' Is it more than you can pay ?' I'm afraid so. I owe him a thrashing.' I I believe Speaker Reed has failed to ap point the House Committees.' 'You mean that lie has succeeded in no5 appointing them.' 'Does your husband act as he did before he was married V 'Much the same. When he goes out at nigh he remains very late.' 'Buy a tandem? What on earth do we want of a tandem, Maria ?' "Yhy, lam sure we could do a put of our moving with it next Saturday anu save some money.' Amy (as Mahelsfiance rings the bell): 'Mr: Hunter rings as though he knew he was wel come.' Mabel: I Yes. He has a regular engagement ring.' I Haye you taken any precaution against the epidemic ?' 4 Certainly.' 'Well, what have you done ? 'Got my husband to make his will.' She: 'They say that the ones who real'}' appreciate the actors are those in the top gallery.' He: 'I shouldn't wonder. You see, they ¡,e high enough to see over the hats.' 'Mrs. Higgings is still wildly in love her husband.' f 'Does she put the buttons in his shirt him yet?' < t No, but he told her he sat np all night pinY" ing poker without any stakes she bel¡ev, him.'
GENEROUS. Bagley 'Bent is a very generous yo tlng man.' Brace: In what respect ? Bagley: • He never passes a beggar than » doesn't borrow a dime from me to give to- him.'
SUFFICENT REASON. Casey: I O'll work no more for thot 1110t1 Dolon.' Mrs. Casey: I An' pi-i,vy ? Casey- "hnro, 'tis all nccount av a ret", tboth.; made t' nu Mrs. Casey: Vhwat,lid li,- S.,Ly,?, Casey: I Sez he, Pat, yer discharged.
k., %V)t MA I CAMBRIAN CELEBRATED MINERAL WATERS, TX- MANUFACTURED BY THE RUTHIN SODA WATER CO., LD., UNSOLICITED TESTIMONIAL. By Dr. C. B. FRANCIS, late Principal of the Medical College in Calcutta-an entire stranger to the Company See The Indian Magazine, September, 1888, On the best mode of preserving health in India,' page 487. ,Aong the BEST SODA WATER SOLD is that supplied by the Ruthin Soda Water Company-the Wat- eing obtained from an Artesian Spring in the Vale of Clwyd, North Wales. Ask for the CAMBRIAN WATERS." HODA WATER LITHIA WATER. LEMONADE. GINGER BEER. ZLTZER WATER AERATED WATER. GINGER ALE. BREWED do rOTASS WATER QUININE TONIC. ZOLAKONE. LIME JUICE, &c. Cambrian Hop Bitters, from best Kentish Hops, By New Process. Goods forwarded free to all Railway Stations in Great Britain. Price List, Testimonials, and Report of Analysis, post free on application' Address- Manager, Cambrian Works, Ruthin, North Wales. HUGH WILLIAMS. TAILOR AND DRAPER, CHAPEL PLACE, DENBIGH. Begs to inform the public generally that he has on view an excellent ASSORTMENT OF NEW GOODS of the latest design, and of the best quality that money can procure. LIVERIES of every description execut on the shortest notice. Kiding Breeches, a Speciality. H.W. being a practical Tailor and Cutter (holder of a Diploma) and having a staff of experienced work- men fit and style is guaranteed, consistent with MODERATE CHARGES. A TRIAL ORDER RESPECTFULLY SOLICITED. |— D f* O Balm o Gilead fu I tU (I jf*" Q GEORGE'S PILLS i mi." 1 "They are more than Gold to me-they saved my life." I One wonders that things so small should produce such mighty results." PILE & GRAVEL 'Many of my customers have been cured who have suffered for twenty years." The three forms of this Remedy:— No.l.—George's Pile and Gravel Pills [ ") II I Q No. 2.- George's Gravel Pills | | 5 L—CD No. 3.—George's Pills for the Piles. In Boxes, Is. lid. and 2s. 9d. each; by post, Is. 3d. and 3s. Proprietor :-J. E. GEORGE, M. R. P, S., Hirwain, Glam. 20 & 34, HIGH STREET & TEMPLE BAR, DENBIGH. OCTOBERr 1897. T. J. WILLIAMS Begs respectfully to call Public Attention to his SPLENDID ASSORTMENT of n y NEW GOODS for the Autumn and Winter Seasons. In the selection of the Stock every care has been taken to provide t h Departments in both Establishments, with the latest and most i Collection of Noveltis, that could be found in the Parisian and English Ma ets. A COMPREHENSIVE CHOICE OF New Russian Coats, Jackets, Capes, Mantles, Tailor-made Costumes, Furs, Ruffle Dress Materials, Millinery. THE DRESSMAKING DEPARTMENT Receives special attention, being now superintended by a Lady of experience & ability. An admirable Stock of Gent's Youths, and Boys Ready- made Clothing. THE BESPOKE DEPARTMENT Superintended by a Cutter of London experience. An immense variety of Ladies and'Gents' Waterproof Garments for Walking, Riding, and Cycling. Golfing, Slxooting, an.d I>rlving Oajpes. AN EARLY VISIT WILL BE ESTEEMED. T. J. WILLIAMS, DENBIGH. -Artificial Teeth. MR. SARSON, 2, CRESCENT ROAD, RHYL. Mr. SARSOX having had upwards of 15 years' ex- perience of the manufacture of Artificial Teeth, guarantees that no Fees will be accepted unless entire satisfaction is given. ARTIFICIAL TEETH mounted in GOLD, SILVER, or VULCANITE, at the lowest possible fee, consistent with good mater- ial and workmanship. £ 4 4s. Sets. Five year's Warranty. j ATTENDANCE DAILY, FROJf 9 to 8. EVAN THOMAS, RADCLIFFE & CO CARDIFF. MOVEMENTS OF STEAMERS. October 27th, 1897. Gwenllian Thomas,' arrived Huelva f. Oran, 24. lolo Morganwg,' left Huelva f. Manchester, 21. Anne Thomas,' left Swansea for St. Louis, 18. Wynnstay,' arrived Huelva from Gibraltar, 25. Walter Thomas,' passed Pera for Weser, 13. B^la,' arrived Constantinople from Newport,23. W. J. Radcliffe,'arrived Messina f. Newport,20. Clarrisa Radcliffe,' a Rotterdam f. Odessa, 22. Sarah Radcliffe,' a. Taganrog f. Constantinople, 23. 4 Mary Thomas,' a. Newport f. Rotterdam, 25. Jane Radcline/left Nice for Constantinople, 25. Douglas Hill,' pas. Gibraltar for Liverpool, 26. Llanberis,' left Cardiff for Leghorn, 23. 'Manchester,'arrived Newport f, Rotterdam, 23. Peterston,' passed Pera for Rotterdam. 11. Anthony Radcliffe,' passed Pera for ditto, 18. "Ethel Radcliffe,' left Cardiff for Marseilles, 18. Dunraven.'arr. Anunziata from Cardiff, 20. Windsor,'arrived Odessa from Port Said, 18. Llandudno.' arrived Rotterdam fram Odessa,S.2 THE LONDON & CAMBRIAN Pianoforte & Music Company, ROCHDALE HOUSE, HIGH STREET, RHYL (Opposite the General Post Office). Pianos, American Organs, Har- moniums, By BIUNSMEAD, BISHOP, and other leading Makers. Liberal, Discount for Cash; or easy terms of pay- ment. INSTRUMENTS LET ON HIRE. lolins, Mandolines, Banjos, Melodeons, Auto Harps, Musical Boxes, &c., In great variety. TUNINGS & REPAIRS by Experienced Man (Late with Broadwood & Son). [A CARD.] W. J. 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CAMBRIAN GOSSIP. The Rev. J. Pengwern Jones, the Welsh Calvinistic Methodist Missionary, of Sylhet, India, is coming home on furlough, and is expected to arrive in thisg,) untry shortly. Mr. Ernest Rhys, who has already won for himself an assured place among Victor- ian poets by his 'London Rose,' will publish a volume of Welsh ballads some time in November. Mr. Rhys is descended from a well-known Carmarthenshire family. • • • A remarkable freak of nature is to be seen at Porth, Rhondda, in the shape of a three- legged and tail-less fox-terrier. It has no right foreleg, and what tail it has is not one- sixteenth of an inch long. It hops about the streets easily, and is an excellent rat catcher. • • • Mr. Tom Barker, the celebrated Welsh harpist, who has spent about seven years in the Antipodes, will return home to Caer- philly about Christmas. The Australian papers speak of him as the 1 Prince of har- pists,' and the greatest artist on the 'telyn' that ever visited that country. • 9 • The St. Teilo's Catholic Historical Society of Wales, the object of which is to propa- gate the Catholic faith in Wales, is now devoting special attention to two- points- the establishment of closer communication between Wales and Brittany, and the pre- paration for publication of a Welsh Prayer Book, with collects, epistles, and gospels. • • m The rest which the Bishop of St. Asaph has been ordered to take by his medical advisers is having a beneficial effect, though one of Dr. Edwards's greatest trials is being compelled to do nothing. The fagged ap- pearance he has had for some time,, is gradu- pearance he has bad for some time,, is gradu- ally leaving him, and before long it is ex- pected he will have fully recovered his won- ted enegy. When that happens, Noncon- formists will no doubt know of it. • • • The Cumberland 23rd annual Eisteddvod will be held on January 1st, 2nd, and 3rd, 1898, at Workington. In addition to a splendid series of prizes for vocal singing, we note that a harp playing prize is offered, which is tempting enough to attract players from the 'Old Country.' For the festival concerts the Elijah and the "Messiah' are set down, and among the soloists engaged is that sweet singer of Gwent, Mr. Gwilym Richards, who will be the principal tenor. Those who have argued that the victory in East Denbigh is a crushing blow to Bi- shop Edwards, are not quite familiar with the bishop's mind. He regards the victory as in a round about way, a justification of his policy. It is well known that on educa- tion Mr. Kenyon and Dr. Edwards bold quite opposite views, and the latter is in- clined to look upon East Denbighshire as a lesson in the folly of attempting compromi- ses, and the value of straight and hard hit- ting. • » 9 The coming winter will witness the publi- cation of several important and interesting books in connection with Wales. Mr. Gwen- ogfryn Evans, though he has not published anything since his appointment as commis sioner to catalogue the Welsh MSS. which lie in private and public libraries, has not as some have proposed, desisted from his labours in other and earlier fields. He is accumulating material for a series of publi- cations which will prove valuable to Welsh students and scholars. • • • The origin of many regimental customs (remarks a weekly contemporary) is un- known, generally, because the records of the corps have been lost. No one knows, for instance, why roses are worn in the caps of theN orthumberIandFusiliers on St. George's Day, or why the Royal Welsh Fusiliers wear the flash,' which is a bow of broad black silk ribbon, with long ends affixed to the back of the tunic collar. Probably the flash was retained to commemorate some distinc tive method of dressing the hair in use in the regiment in the days of queues and hair powder. Can any 'Gossipers' suggest an- other reason ? • • • Since the premature disclosure of ts ten- tative list of Welsh reprints, at the time of the Newport Eisteddvod, not much has been heard of the Literary Section of the Guild of Graduates of the Welsh University. One item in that list will, at all events, be adhered to. The Warden of the Guild (Mr. T. E. Ellis, M.P.) is busily preparing for the press a complete edition of the works ot Morgan Llwyd o Wynedd, the Independent preacher, who did not long survive his hero, the Great Protector. It affords a sad com- mentary on the state of Welsh literatuie that no complete edition of the works of this master of Welsh style, has ever before been attempted. • •• There are many new ways of paying old debts. In order to reduce the X800 liability still remaining on his church, the Rev. D. Waters, pastor cf the English Congrega- tional Church, Ton Ystrad, in the Rhondda, has hit upon a novel plan. He has compiled an interesting volume of sermons entitled, 'Welshmen in English Pulpits,' or Ser- mons by English Congregational Ministers from Wales,' and the proceeds 10f the sale of the book are to be devoted to the chapel fund. The work will include portraits of the 30 eminent preachers who have contri- buted to the volume, among them being the Revs. J. Osaian Davies, Llewellyn D. Bevan, LI.B., D.D., Victoria, and Dr. Griffith John, China. • • • It is curious to note in these days of scho- larships, bursaries, and exhibitions, that the Bangor Normal College, erected by the pence of the people long before Aberystwith was dreamt of, is without any such aid to promising students. But the anomaly is to be removed. The committee have resolved to establish a John Phillips' Scholarship, in memory of one of the great founders of the institution, and X5000 is mentioned as the amount required for the purpose. Mr. David Hughes, J.P., of Liverpool, has topped the list with the handsome subscription of 250. Who's next ? Old Bangor students are to be found in every town, village, and hamlet in Wales, and they ought, without much effort, to raise the amount without outside help. Colliery managers as well as working mi- ners in the Principality will be interested to know that a new method of exploding dyna- mite, which is peculiarly adapted to the re- quirements of coal mines, has just been in- troduced. It has the great advantage of re- quiring no fire, and therefore in the neigh bourhood of coal-damp, to which disastrous explosions in pits are due, the workmen are subjected to no risk. The appamtus: consists of a sensitive detonator,which ignites at a certain temperature, and is placed in contact with the dynamite charge, and round I it is a quantity of quicklime with a piece of i lamp wick. This is put into the borchuie" 1 when the wick takes up the moisture from I the surrounding earth. This acts on the lime, slaking it, and producing heat which is conveyed to the detonator, and causes the dynamite to explode. Mr. Isaac Samuel, of 'Fieldings, Limited,' Cardiff, received £5 17s. 4d. for expenses in connection with his four days' attendance as a witness before the Select Committee on Money Lending. Judge Owen, for three days' attendance in a like capacity, received £5 16s. 6d. The day fee in each case was J61 Is. Mr. Samuel's evidence ioccupies 21 pages of the official shorthand minutes of evidence, and Judge Owen's 14 pages. m w w /'Crime in Wales and Nonconformity' is discussed in the Manchester Guardian by Mr. J. Arthur Price, the well-known Welsh barrister and antiquary, and Mr. Samuel Moss, M.P. With reference to the state- ment of the hon. member that Wales's marked freedom from crime is due to the Dissenting ministers,' Mr. Price writes :—' I yield to no one in my admiration for the spiritual work of the Methodist fathers.' Welsh freedom from crime is, however, at least two centuries older than is Welsh Nonconformity. This fact is strongly brought out in a poem of Churchyard. Speaking of Wales he says :— The people there in peace and quiet sit.' And again 'England Godwot hath learnt such lewdness (lawlessness) late. That Wales, methinks, is now the soundest State.' Further, there are several instances of white kid gloves Assizes in North Wales in the early part of the 18th century.'
HOW MONEY-LENDERS ARE SWINDLED, One is continually hearing of the methods of unscrupulous financiers or money-lenders in defrauding their clients, but so far as I know, no one has risen up and told the other side of the question-how money-lenders are robbed by unscrupulous clients. Yet I can assure you that we are continually being defrauded in one way or another, and it is these robberies that compel us to be severer than we otherwise should for the sake of our own protection, said a West-end house and estate agent, who made no secret of the fact that he ran a money-lending concern. It is not a week ago that I was defrauded out of a little matter of £80. It was in this way; a respectably-dressed woman came to me and wanted the loan of £100. She was, apparently, lamentably ignorant of the bare rudiments of finance, for she wanted me to lend her the amount merely on her written I promise to pay in twelve months. When I asked her for security, she sug* f gested one thing and another till she came to her furniture, and I consented to lend upon that, subject to my valuation. I sent a man down, and he reported that I could safely lend J,80 upon the houseful of furni- ture, and explained that he had found the husband ill in bed that the man had only recently married the woman, and had fallen sick out of position with some City firm, and so wanted the money to tide them over his sickness. Well, I took a bill of sale upon their goods for £80 with the usual good faith. The day before yesterday I was talking with a man I know, who does business like mine, when t he happened to mention having lent these same people £100 upon their goods a I few days before. I said nothing at the time, but, bidding him good day, went down to I the house of these people, and found it- what ?—empty To cut the story short, they had given three bills of sale upon their goods, all I within the same day, and then cleared off. Further inquiries brought to light the fact that the furniture had been obtained on the hire-system, and had been seized with their permission the day before they cut away. They cleared X280 out of the affair, and i am doubtful if we shall ever catch theffl« The furniture had cost them £ 20 as the first instalment, and had, doubtless, been ob- tained solely for the purpose of this fraud. I know of a case—happily I was not in it myself-where a man bought a handsome 1 house-load of furniture and got three diffe- ) rent loans of £ 500 upon it, and before the bills of sale could be registered, as is by law | required, sold the whole lot of goods to an auctioneer for £ 450—they were worth hall as much again-and cut out of the country- His expenditure was £ 700; his receipts £ 1,950 profits, CI,230, and all done in eight days, mind you. Another case A man applied to a money- lender for a loan of -111,00 upon a houseful of good furniture. The monev-lender called, valued the goods, learned there was no prior hold upon them, and offered 1,)50, which was accepted, with some show of hesitation. When the first instalment of repayment fell due he applied, and recived such a reply that he immediately paid another visit to the house, when he was harshly received, and requested to explain his application. It did not take him long to see through the matter. The man to whom he lent the X:)O was, at the time, merely staying with his wife in the house, which belonged—with the goods—to a friend. When the money-lender applied for his instalment, the actual borrower had vani- shed. and the real owner returned. A nice way of raising upon your friend's goods, en No, of course not; he could not seize the goods. He never recovered his money, nor did he ever discover his defrauders. For my own part, I should have felt very suspi- cious of the real owners of the furniture being in the plot, and should have gone for them. But the average money-lender never goes to Jaw if he can possibly avoid it, as it is shockingly prejudiced against him. I could tell you of another case precisely similar, except in the fact that the borro- wers were not friends but merely caretakers, put in while the family was away in the country. This beautiful couple got a rela- tion to play the servant, while they played master and mistress, borrowed something like £ 150 upon the furniture, and shipped oil' to Canada. I grant you the money- lender was not nearly sharp enough, but who would have suspected such a cool scheme 1