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COMMERCE HOUSE, C ARMART HEN. POSTPONEMENT OF SALE. JOHN LEWIS Begs to inform his Customers and the Public in general that he has postponed his Sale until the first week in February, ow.ng to the alter itioti-, he intends making to his Establishment, which are undertaken with a view of extending and furtheiiug the various Departments, and promoting the comfort and convenience of his numerons Customers. All Goods will l-e very much reduced, in some cases considerably below cost, and Customers may rely upon securing parcels of good, clean (not soiled) Goods at mere nominal prices. SALE FIRST WEEK IN FEBRUARY. Established 1854. D. TITUS WILLIAMS, BOOKBINDER, ENGLISH WESLEYAN CHAPEL HOUSE, CARMARTHEN, Having taken over the Business lately carried on by his father (the late Thomas Williams). D. T. W' begs most respectfully to return thanks to the Public for the kind patronage hitherto accorded his father' and hopes to be favoured with a continuance of their kind support. BIBLES, MUSIC, ALBUMS, and OLD BOOKS BOUND and REPAIRED with the greatest core. SECOND-HAND BOOKS BOUGHT, SOLD, OR EXCHANGED. THE IMPROVEMENT OF LANDED ESTATES. THE LAND LOAN AND ENFRANCHISEMENT COMPANY {Incorporated by Speciul Act of Parliament) ADVANCES MONEY to Landowners for Drainage, the Erection of Farm Buildings, Artisans' and Miners' Cottages, Trial Pits for Mines, and for the Genet-a) Improvement of Landed Property; al80 to TEN ANTS FOR LIFE, for the ERECTIO of and ADDITIONS to ESTATE MANSIONS, olABLES, and OUTBUILDINGS, and their generil sanitary improvement; t!)f amount borrowed being repaid by a terminable rent-charge. No investigation of title is uecessary. Prospectus and torms of application may be obtained at the Company's Offices. 22, Great George-street, Westminster, S.W. EDWIN GARIlOD, Secretary. MORTGAGE AND GROUND-RENT BRANCH OF THE LAND LOAN AND ENFRANCHISEMENT COMPANY. THE COMPANY'S REGISTER contains vai*iou3 sums of trust and other moneys awaiting invest ment on Mortgage and for the purchase of Ground Rents. Further particulate on applic ation. o I:) 22, Great George-street, Westminster, S.W. EDWIN GARROD, Secretary. o [115 THE LEADING GARDENING PAPER. THE JOURNAL OF IIORTICULTURE COTTAGE GARDENER AND HOME FARMER. Conducted by ROBERT HOGG, LL.D.. F.L.S. Assisted by a Staff of the Best Writers on Practical Gardeniiu/, and numerous Amateur and Professional Corres- pondents eminent in the various Department* of Horticulture and other Rural Plwsuits connected with the Household. (ESTABLISHED 1848.) This wide] v-ciretilatiiig Journal consists of Thirty-two pages of Letterpress, with occasional Supplements, and is richly illustrated with Wood Engravings. The Journal of Horticulture contains full reports of the leading Metropolitan aud Provincial Horticultural Exhibition", with accurate descriptions of Nurseries aud Notable Gardens, also of New Fruits, Vegetables, and Flowers. GARDENING in all its aspects is treated exhaustively by the most practical and successful Cultivators of the day. The HOME FARM.—This Department contains sound and seasonable advice on profitable Cropping, Stock Management, Manures and their Application, and the most approved modes of Dairy Farming. ° BIOES—This section contains the best systems of Management, Hives, Swarming, Supering, and General Management. A NEW VOLUME commences the First Week in JANUARY. Published Weekly, 3d. post free, 3kl.—TERMS Of SUBSCRIPTION :-One Quarter, :}s. 9d. Half Year, 7s. Ud. One Year, 15s Cheques and Money Orders to be made payable to EDWARD H. MA Y. Office: 171, FLEET STREET, LONDON, E.C. SHIPPING NOTICES. IjlEMALE DOMESTIC SERVANTS from 17 to .J:1 35 years of age obtain FREE PASSAGES BY STEAMER TO QUEENSLAND, where they are greatly in demand and receive good wages only pay- ments— £ 1 for ship kit, and fare to depot in London. ASSISTED PASSAGES are also granted to labourers whose labour is connected with the land, such as FARM LABOURERS, GARDENERS, MINERS, QUARRYMEN, &c., and to api roved females, such as DRESSMAKERS, TRAINED NURSES, &c. An experienced Surgeon and Matron accompany each steamer, and on arrival passengers are received into the Government depot, free of charge. Forms of application, rates of passage, handbooks, and all other information may be obtained on applica- tion to THE AGENT-GENERAL FOR QUEENSLAND, Westminster Chambers, 1, Victoria Street, London, S.W. All persons who pay their own passages to the Colony, should apply for LAND ORDER WAR- RANTS before embarking. Forms and particulars to be obtained from the Shipping Firms booking the passengers, or from the Agent-General for Queensland. Warrants will not be issued to persons applying after they have left England. [230 AMERICAN LINE. UNITED STATES MAIL STEAMERS LIVERPOOL TO PHILADELPHIA, EVERY WEDNESDAY. First-class, full powered Iron Steamships. Accommodation for passengers, equal to any European Line. I Passengers and goods landed at Philadelphia on the Wharf of the PENNSYLVANIA RAILROAD. THIS IS THE SHORTEST AND BEST ROUTE TO THE \V EST. Apply to RICHARDSON. SPENCE & CO., 8] 11) and 22, Water Street, LIVERPOOL. MONEY TO LEND. MONEY LENT PRIVATELY (without sureties) by the CHARING-CROSS BANK (Estab- lished 1870). 28, BEDFORD-ST., CHARING-CROSS, London W.C. Capital £ 300,000. Reserve Fund £ 100,000. ADVANCES IMMEDIATELY MADE Upon Approved Promissory Notes as follows, without bill of sale. Advance £ 25—12 monthly repayments of k2 5 10 50 4 11 8 ,,100 „ 9 3 4 Larger amounts in the same proportion ADVANCES of 1:30 to £ 2,000 granted at a few hours' notice in town or country, male or female, on mortgage of furniture, trade and farm stock, plant, crops &c., without removal, and to assist persons into business. Also on deeds, policies, and reversions. NOTICE.—Any one requiring money will do well before applying elsewhere, or paying fees, to think of tbi,s-Surely I call do better with a Bank having large capital at command and devoting themselves to this class of business than I can with so called private money lenders or airents with small means. Good borrowers can obtain money here on reasonable terms, quickiy, privately, and without deductions, repayable by easy instalments. Distance no object. Call per- sonally, or write. Special facilities to all requiring banking accounts. 4 per cent. interest allowed on the minimum monthly balances. Deposits of £ 10 and upwards received as under:— 5 per cent. per annum, subject to 3 months' notice of withdrawal. 6 pel cent. per annum, subject to 6 months' notice of withdrawal. 7 pel vent, per annum, subject to 12 months' notice of withdrawal. Special terms for larger amounts. Interest paid withdrawal. Special terms for larger amounts. Interest paid quarterly. Write or call for Prospectus. I U] A. WILLIAMS, Meager. A II IAN! ARIAN! ARIAN! L5 i £500. 1 )hoddir benthyg i Foneddwyr, Ffermwyr, Mas- L" nachwyr, a phob dosparth o ddeiliaid tai, ar eu sicrwydd eu hunaiu. Nid oes eisieu Bills of Sale. Mae yn liollol ildii-gel a chyfrinachol. Ad- j daliadau i gyfarfod cyfleustra benthyewyr. Am funylion pellacb, ymofyner a Sol. Barnett, 15, Dynt-vor Pitice, Swanses. [25 MONEY ADVANCED PRIVATELY AT ONE DAY'S NOTICE. lfROI £ 20 to £ 5,000, at Five per cent., to respon- 1: sible persons, male or female, in town or country, upon Promissory Notes, without Bill of Sale. Dis- tance no object, as Loans may be repaid by Cheques or Postal Orders, and so long as the interest is paid the principal can remain. All communications are strictly private, and no good application is ever refused. Apply personally or by post to the actual lender, H. RURTOX, Esq., 27, Jermyn-street, Piccadilly, London, *V. N.B.—Established 1867, since which period the money advanced by Slit. BURTON exceeds £ 4,500,000 [258 ONEY LENT PRIVATELY to Male or Female, in Town or country (distance no object). AT A FEW HOURS NOTICE on NOTE OF HAND ALONE, WITHOUT SURETIES, Publicity, or the usual OBJECTION- ABLE LOAN OFFICE OR AGENTS' ROUTINE AND DELAYS. Prompt Advances also made upon furniture, pianos, jewellery, plate, diamonds, trade and farm stock, plant, crops, farming implements, etc. (without re- moval) and TO ASSIST PERSONS INTO BUSINESS, also upon deeds, reversions, life policies, and private incomes, etc., at FIVE PER CENT. PER ANNUM. Repayments arH Inadp. mnnthlv 0"0..1.. v,„ir j ye any, or yearly, to suit the convenience of borrowers extending over any period not exceeding ten years, or as long as the interest is paid, the principal can remain. APPLICANTS IN TOWN OR COUNTRY ARE ATTENDED TO THE SAME DAY AS RECEIVED, j and intending borrowers requiring prompt and private ( cash advances for any emergency or other purposes can rely upon their matter being conducted UPON F MR AND UPRIGHT PRINCIPLES, and WITH THE STRICTEST SECRECY & DESPATCH. Before applying elsewhere, call or write in confidence for Prospectus (gratis) to the ACTUAL LENDEK Alit. W. BARCLAY, 1, Cecil-street, strand. London, w.c. (Private gentleman). P S.-No connection with Loan Offices [55 PUBLIC NOTICES. ACCI IMbXTS AT ALL TTNL ES TN ALL PLACES, INSURED AGAIN ST BY THE RAILWAY PASSENGERS' ASSURANCE COMPANY Established 1841). Hon. Evelyn Ashley, Chairman. Capital, £ 1,000,000. Compensation Paid. £ 2,900,000. 64, Cornhill, LONDON. W. D. MASSY, j c A. V1AN, S MR C. K. WHEATLEY, I PROFESSIONAL PIANOFORTE .TUNER, j PIANOS tuned singly or by the year. Special attention given to American Organs and Har- moniums. All kinds of instruments repaired. Note the Adl)-ess 30, TERRACF, ROAD, ABERYSTWYTH. CHRISTMAS SEASON, 1890. A LARGE ASSORTMENT of FRUITS of all description now in stock at very reasonable prices. Having- purchased under very favourable circumstances, I am able to offer EXCEPTIONAL VALUES in CURRANTS from 3jd. per lb. RAISINS 3id. „ SULTANAS 9d. „ Finest Mixed ORANGE and LEMON PEEL 8d. Do. ORANGE, LEMON, and CITRON I lOd. „ T. SMITH, WHOLESALE <L- RETAIL GROCER. PROVISION MERCHANT d: CONFECTIONER, KING-STREET, CAR M A RTH EN. [365 flg HORSESHOE iB ■ CATTLE m M SPICE B IT PAYS BREEDERS And Farmers to use HORSE SHOE" CATTLE SPICE with the food they give their cattle, as it rapidly improves the condition of the animals, brings lip their weight, and increases tiieir market value. The HORSESHOE CAT- TLE SPICE is a highly feeding condiment for Cattle, Horses, Sheep, Pigs, &c. Pr,-)pi-ictors- THE BRITISH CATTLE FOODS CO. (LIMITED), LONDON. WORRIED FARMERS Who read with anxiety the state- ments of scientists that earth is losiug its fertility and jielding poorer produce year after year, are assured that the" HORSE- SHOE" CATTLE SPICE supplies the natural salts ddident in tbe herbage through loss of the Earth's fertility. Vide recent correspondence in The Times. "HORSESHOE" CATTLE SPICE AGENT :— WILLIAM JONES, CO rN, FLOUR, ALE, WINE AND SPIRIT MERCHANT, CANTON STORES, LLANDILO. (BRANCH AT AMMANFORD). [341 50 PRIZE COMPETITIONS FOR Is. 6d. SEND postal order for Is. 6d. (or 19 stamps) for a year's subscription to the Prize Competition Record, published monthly, ar d become entitled to enter, free of charrte, 50 Prize Competitions, with cash prizes ranging from £ 100. This is a genuine offer.-Address, "The Prize Competition Association, 4, South Parade, Oakfield-road, Clifton, Bristol." [528 ESTABLISHED 1851. BIRKBECK BANK Southampton Buildings, Chancery Lane. THREE per CENT. INTEREST allowed on DEPOSITS, repayable on demand. TWO per CENT. on CURRENT ACCOUNTS, on minimum monthly balance when not drawn below £ 100. STOCKS, SHARES, and ANNUITIES pur- chased and sold. SAVINGS DEPARTMENT. For the encouragement of Thrift the Bank receives small sums on deposits,and allows Interest, at the rate of THREE PER CENT. per annum, on each completed £ 1. The Interest is added to the principal on the 31st March annually. FRANCIS RAVENSCROFT, Manager. H' OW TO PURCHASE A HOUSE FOR TWO GUINEAS PER MONTH. OR A PLOT OF LAND FOR FIVE SHILLINGS PER JiONTH, with immediate possession, and no rent to pay. Apply at the Officp of the BIKKBECK FREEHOLD LAND SOCIETY. The BIRKBECK ALMANACK, with full par- ticulars, can be obtained post free, on application to FRANCIS RAVENSCROFT, Manager. Southampton Buildings, Chancery Lane. [371 HOLLO WAYS ILLUSTRATED ALMANAC, JLL 1891, is now ready, and may be obtained gratis on applic ition to any Chemist, or will be forwarded by the publisher, THOMAS HOLLOWAY (Proprietor of Holloway's Pills and Ointment), 48, New Oxford Street, London, W.C., on receipt of stamp to cover postage. NEW ORIENTAL BANK CORPORATION (Limited). CAPITA L-AUT HOITISE 1) 4:2,000,000. SUBSCRIBED AND PAID-UP £ 600,000. HEAD OFFICE 40, Threadneedle-street, London, E,C. WEST END OFtelCE 25, Cockspur-street, S.W. EDINBURGH OFFICE 23, St. Andrew-square. DUNDEE OFFICE 6, Panmure-street. Branches and Agencies—Australia, India. Ceylon, China, Japan, Straits, Madagascar, Mauritius, Seychelles, Aden, Paris, New York, San Francisco. c Money remitted to any part of the World by draft, letter of credit, or by telegraph. Bills of Exchange, Interest Warrants and Coupons collected and cashed. Circular Notes issued, Current Accounts opened, Banking Agency business generally undertaken. INTEREST ALLOWED ON DEPOSITS. At 3 months'notice. 3 per cent. per annum. At 6 months' notice. 4 At 12 months'notice. 4" For 3 or more years certain 5 T24 GALVANIZED CORRUGATED ROOFING SHEETS. BUY FROM THE MANUFACTURERS. SH El Ii]TS low as IL 2d. each. 7¿r PRICES ON APPLICATION. CORRUGATED IRON Co., WOLVERHAMPTON. LARGEST MAKERS IN THE KINGDOM. TO BE GIVEN AWAY 1 9350 in Cash Frizes again this week. All to be "paid in full," n» matter how few send. Pain has already given over *4000. CMb Prizes: £ 100. £ 80, £ 30, £ 10, £ 6. £ 8, £ 2, 20 at £ 1, and 20 at 10/- ( £ zpo)tpbe given in full" to those counting most correctly the letter *TJ in the first six Chapters of "St. Matthew." itTso WM» ordinary Bible as found in every home. Connt the letter U, large ana small together, in the verses of chapters only, and nothing else. Simply very plainly write, all on one side or a piece of paper, your name and address, and the number yon Bake in each of the six chapters, and total of all. Entrance Fee, only 8/- Postal Order, or 2/1 stamps, must be sent, with your list, also four halfpenny stamps for printed result. Should count correctly, prises will be added together and equally divided, and if no one counts correctly, prizes will be siren for the nearest correct work. CMh Prizes: £ S0, £ 20, £ 10, £ 5, £ 3, £ 2. 20 at £ 1. and 20 at 10/- Svvv:0 «TT,fiven,iu full" to those counting most correctly the letter "U fin the first five Chapters of "St. Luke." Bn- tnnce Fee, only 1/- Postal Order, or 11 stamps, also four half- p«any straips for printed result. Bules same as above, •< £ & £ 3' £ 2> 20 £ 1- 20 10s. (&50) to be thofe counting most correctly the letter Y_ four chapters of "St. John." Entrance fee Only sixpence in stamps, also four halfpenny stamps for printed result. Bules same as above. All three Competitions closepositively Friday, January 23rd. ao post your hsts on or before Thursday next. Printed Results to each Competitor certain not later than Saturday,January 31st. One person can enter either one, two, or all three Competitions, providing the stated entrance lee is sent with each list. Only one person from same address can enter the same Competition, although two or three membep of a family can each do a different task. Thus father oonld do St.^Matthew," Mother "St. Luke," an4 son or dangnter St. John," or either one could do one, two, or three «*». 110 persons from same house can do the wwf Competition. Each Competition must be written on a separate piece of paper, with fall name and address on each. Address letters iW.T. Pain. The Prizeries," 14, St, Michael's Itreet, and 89. Queen Street. Folkestone. Kent. ■ Tcleyraphic Address: GALLOWAY, CARMARTHEN. J. J. GALLOWAY, 3, QUEEN STREET, CARMARTHEN, WHOLESALE tf- RETAIL PASTRY COOK AND CONFECTIONER. "VT OTED for superior Cake, not to be equalled at the Ji-i price. Schools aud Meetings supplied with quantities to any Railway Station within 30 Miles, carriage paid. LIST OF PRICES: No. 0.—A cheap Cake 3d. per lb. 1.—School Cake 4d. 2.-A really good Cake 5d. 3.—A superior Cake 6d. 4.—Extra super 1 .1. 7d. Others at "d., 9d, 10d., and lid. per lb. TESTIMONIAL. Waunifor, Maesycrugiau, R. O. Mrs Charles Lloyd begs to think Air Galloway for the excellent way in which he executed her order, all the cakes, &c., being so fresh and good." NOTICE OF REMOVAL. I JOHN D. THOMAS I (LATE FFOSHELIG), VETERINARY SURGEON, M.R.C.V.S. LOND., TO TKOEDYBRYN HOUSE, L A M PE T E R. 1, ALL OBDEHS PROMPTLY ATTENDED TO. [527 TO BUILDERS AND CONTRACTORS fllENDERSareiuvited for building NEW STABLES P for the Hunt Committee, near the "Travellers' Rest," Carmarthen. Plans and Specification may be seen on application to the undersigned. Sealed Tenders to be sent to Mr John Francis, Land Agent, Carmarthen, on or before Saturday, alMt inst. The lowest or any Tender will not necessarily be accepted. GEORGE MORGAN & SON, Architects. Carmarthen, Jan. 13th, 1891. [523 A C AUD. C. MORGAN, M.R.C.V.S., L., VETERINARY SURGEON, 13, King-street, Carmarthen. [5 BA-N WHISKEY. WHERE really pure and matured Irish Whiskey TT of the old-fashioned type is desired, there is no Whiskey (at a reasonable price) to approach BANN and if constant (rood Quality be borne in mind, there is no better at any price. BANN WHISKEY-one quality only-THE BEST. JAMES WILSON & SON, Ltd., Belfast. AGENTS FOR CARMARTHEN— BRIGSTOCKE & SON, 54, KING STREET. Price, Jos. per dozen, less -is. per dozen allowance for cash payment*. [533 FOR SALE. EATHERS.-Pure (no mixture of wing and tail clippings), fit for use, to be had only of the Sole Agent (for the last 23 years)—William Evans, Stag's Head, near Market, Carmarthen. [404. TO BE LET. BE LET BY TENDER a most convenient JL site_ for a Factory, with an abundant supply of water, situate close to Pencader Railway Station. For particulars apply to Mr John Francis, land agent, Carmarthen. LLANDYSSUL, CARDIGANSHIRE. f PO LET, with immediate possession, all that doub'.e- -L licensed Public-house, called 'THE BLUE BELL," situate in the main thoroughfare of Llandyssul. Apply at once to Messrs. EVANS & THOMAS, 520] Solicitors, Llandyssul. rPO BE LET on lease, a very commodious Site for -L a Factory, with an excellent supply of water from two rivers, Gran and Gwen, situated close to Pencader Station, and a most convenient place to have a siding. —For further particulars apply to Mrs Evans, Cwm- gwen Hall, Pencader, Carmarthen. [521 WANTED. WANTED, a respectable YOUTH as an Appren- tice to Outfitting and Gents' Mercery. App'v to F. Gladwin, Bridgend. [525 HOUSEMAID WANTED; a^e about 20. Able to wait at table.—Apply, with references, to Mr.s Walters, Christ Church Vicarage, Carmarthen. SALES BY AUCTION. CARMARTHENSHIRE. MR. JOHN FRANCIS is instructed to SELL by AUCTION, at the Ivy Bush Royal Hotel, Car- marthen, at 2 p.m., on Saturday, the 31st day of January, 1891, in lots, that very valuable Copyhold Farm called "DRENEWVDD," situate in the parish of Llaufihangel-ar-Arth, within a mile of Pellcliler Rail- way Station, containing about 36 acres of Pasture Land. Further information may be obtained ,.f the Auctioneer; W. Morgan Griffiths, Es([., solicitor; or of James John, Esq., solicitor, all of Carmarthen. CARMARi HEN. rPO BE LET or SOLD, "SPRINGFIELD," compris- X ing 2 semi-detached Villas, with a Meadow containing about 4 acres. For particulars and to treat apply to John Francis, Land Agent, Carmarthen.

SMALL HOLDINGS,

RURAL DEANS AND DRY ROT.

ST. PETER'S CHURCH MISSION.

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