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SOME APPLE RECIPES. ApPLE SNOW. Pare and steam one dozen good-sized apples, steam them until tender, pass them through a sieve, or force them through a patent potato masher; add the white of an egg, and beat with an egg-beater until white and light as a meringue; flavour with sugar, and a little lemon inice. Serve with soonge cake. APPLE DUMPLINGS.—Make a short pie crust, roll it thin, and cut into squares large enough to cover an apple. Pare the apples, remove cores, and fill the space with sugar, butter, a little ground cinnamon, and nutmeg. Place an apple in the centre of each square of pie-crust, moisten the edges with white of egg, and fold together. Bake in a moderate oven about forty minutes. If preferred, the crust may be folded under the apple, leaving it round. Brush the top with egg, and ten minutes before removing from the oven dust with a little sugar. Serve with sauce. APPLE FLAAIE. -Pare and core the apples; stew them in sugar water until tender, but not shapeless. Remove them carefully to serving dish; fill the centres with apricot or raspberry jam; boil down the liquor to a thick syrup, and pour it over the apples. Just before serving pour over them a few spoonfuls of rum or brandy, and light it with a taper after it is on the table. APPLE TAPIOCA.—Arranged in a buttered dish six apples that have been pared and cored. Soak a cupful of tapioca in hot water for an hour or more; sweeten and flavour it to taste, and pour it over the apples. Bake in a moderate oven for an hour. -31 ark Lane Express,
I Trealaw Salvation Army :Band…
I Trealaw Salvation Army Band at Plymouth. I' On Saturday last, the Trealaw Salva- tion Army Band journeyed to Plymouth •on a visit to Adjutant Whyman, who was stationed at Trealaw three years ago. They received a rousing reception, and after tea at the hall, the band played one of their beautiful selections outside the Guildhall. Thousands of people lined j the streets as the band marched to Exeter Hall, where they assisted in a massed festival, presided over by Com- missioner Eadie. One leading feature was the splendid singing of the old Welsh, hymns by the band. On Sunday, the band gave two fine festivals to crowded houses, and the different items were greatly appreciated. 'On Monday, the band journeyed to Mount Edgeumbe Park, where they took a very prominent part in the day's programme. On Monday night, the bandsmen watched the sham fight in Plymouth Sound, and on Tuesday were honoured with a visit to the military dockyard at Devonport. In the afternoon they had a very enjoyable boat trip down the river. On Tuesday night, the band gave their final festival, which was the best of all, and the people of Plymouth were delighted and desire the band to pay them a return visit next year.
Theatre Royal, Tonypandy.
Theatre Royal, Tonypandy. The drama, "The Guiding Star," is most successfully produced this week at the Royal by Mr. W. Crabtree's com- pany, and has attracted large audiences nightly. The action of the play is brisk, teeming with sensational incident, and the various parts are exceptionally well sustained by the various characters. There is sufficient humour introduced to keep the audience amused without detracting from the grip of the play on the higher emotions. < Next week, Mrs. Sam Duckworth's popular drama, Her Nameless Child," will be staged, when the character of "Antony Ford," the blacksmith, will be sustained by Mr. J. W. Evelyn; Phylis Ford," his daughter, by Miss Pattie Hastings. Miss Mona Gray appears as Lady Sibil." The other members of the caste appear to be equally well chosen, and we predict a hearty welcome to the company in this production, which pos- sesses a charm far beyond that of ordinary 'harmi.
Opera House, Treherbert.
Opera House, Treherbert. Next week, "Drink," a dramatised Version of Emil Zola's celebrated novel, L'Assommoir," will be presented at the Opera House, Treherbert, by Mr. Gray Langton's company, which has appeared with great success at several of the London theatres. The caste includes Mr. yharles Carte as Cbupeau," of whose impersonation of the character the Press speaks in most eulogistic terms.
WISE AND OTHERWISE.
WISE AND OTHERWISE. He Do you believe the language of loyo is IL kiss? She: "Yes. Let's talk." „ you care for fairy stories, Angellne?"- ..No, Beatrice, no. I've been engaged six woies." 'I understand you have broken with Jaok." Yes, for good." "That60? Did his money, tUn out so soon? "■ r. He: "How did their marriage tuni out?" As usual. Each one disappointed the 'Mnily of the other." Did young Skinnick's uncle remember him *hen he made his will?" "Must have. Didn't ••ave him anything." III" Oh, yes, his wife believes all he tells her." Isn't that remarkable?" "Not at all. He "flrer tells her anything." Bystander: What makes that cow persist in 00niing over this way?" Artist (annoyed): Don't you see I'm drawing her? Sweet are the uses of adversity," quoted the Wise Guy. "Perhaps," said the Simple Mug, but lots of as don't care for sweets." School Trustee: Now, my little man, if I IOld two dozen rolls for one shilling, what would '>ach be? Baker's Son: Stale, sir." I am a self-made man, I am." Well, I think eT is one thing you needn't worry about." What is that? Taking out a patent." .Mrs. De Fadd: The latest fashion is to have 6 piano built in the wall." Mr. De Fadd wearily): "Well, that's sensible. Let's wall up ours." Shopgirl: "Miss Blank is going away." S?°ond Shopgirl: Is she leaving for good 1 ,rst Shopgirl: "No; for better or worse." j Now, I'll take your temperature," said a to a Hebrew patient. You can't, ma man! Everydink vos in ma vife's name." Mrs, Jay: "Have you any faith in this laying °f hands business?" Mrs. Nay: "_Oh, yes! 4 cUred my boy of the cigarette habit with it." She (sincerely): "Well, I suppose, Jack, you not perfect?" Jack: "No, darling; but I am with you I am very near perfec- tion !'» Modern: "I don't know what to do v.^ut a hat. I'm of two minds about it." The ^^hner: "Then take two hats and please both .Count De Trop: Would you love me if I ^aced my family jewels at your feet? Miss "But I don't wear jewellery on my Count." Yoyng Mother: Oh, Mr. Bachelor, you must I fe^ little baby! He's such a funny little 5eUow Bachelor: "Well, nature will have little joke." dy (to shopman): I want to look at some. that would be a suitable gift for my hus- Shopman: 'Yes, madam; something I s'pose? Hot anc^ma: "Ah! my dear, the men now are ^hey were fifty years ago." Ethel: ch e^' granny, you know fifty years will ,*nge any man." I JJQ trust we shall make you feel quite at Jo I, remarked the hotel proprietor. Don't "j> try it," expostulated the married man. away for a good time." Henpeck (after a long. argument): I can v ^erstand now why your folks cried the night Were married." .Mrs. Henpeck: "Why.?" elipecic "They were sorry for me." bi Yes, I've got two good reasons for marrying to What are they? One is that I want the other is that papa don't want me to, ("oh, y^s—another girl wants to." both DOlly looks scared and worried." She is Iw > she rejected little Johnny Skads the day th e yesterday, and she is beginning to believe he is not going to ask her again." l'here is a man in Kansas City whose name is "urst- It is a misfortune that would not have twhacted much attention if he had not called his children Annie May and Ernest Will.
f -;E GREAT WELSH REMEDY. 1 h\v .$,§ C6UGH MIXTURE RELIEF FROM 1 ^AVlr £ COUiiH MIXTURE COUGH 9 ftAV co.S COUGH MIXTURE IN 5 MINUTES I I»AV COUGH MIXTURE for Coughs I tiAv rS 8 COUGH MIXTURE for Colds 1 PAVJB* s COUGH MiXI cRE for Asthma 1 pAvl-e,,? COUGH MIXTURE for Bronchitis 1 PAV COUGH MIXTURE for Hoarseness I PAV po,s COUGH MIXTURE for Influenza I pAVii:o COUGH MIXTURE for Coughs 11'AV COUGH MIXTURE for Sore Throat I 8 PAVrpg.g COUGH MIXTURE Most Soothing g 8 pAVipeJ COUGH MIXTURE Warms the Chest ■ 9 PAVn-c.c COUGH MIXTURE dissolves the Phlegm H B pAVi :S,S COUGH MIXTURE for Singers | i r^Vlcc.c COUGH MIXTURE for Public Speakers | 1 PAVipo.y COUGH MIXTURE By Chemists 1 SAVip5,g COUGH MIXTURE 13id. & 2/9. Postage 3d.I I PAVipt,^ COUGH MIXTURE Proprietor— g UAVtcg..? COUGH MIXTURE HUGH DAVIES, I ^H^XTWE^hemi^achyn^^ Whiskers, Moustache and Perfect H&ir ti *he W ces Hair grow on Bald Places. Manufactured -o-psipt of Dlne Co- Baltimore. 1/- & 2/6 bottles. Sent cn at Brif stal Order and Postag 2d. Sole Agents for Hugh Davies Obea.i Machynlleth. 271
-------HINTS FOR THE HOME.I
HINTS FOR THE HOME. MEDICINAL VALUE OF VEGETABLES. Nearly all vegetables have a medicinal action of some kind, and the subject is certainly worth studying. Asparagus, for instance, is a diuretic, and forms part of the cure for rheumatic patients at such health resorts as Aix-les-Bains. Sorrel is cooling, and forms the staple of that soup aux herbes which a French lady will order for herself after a long and tiring journey. Car- rots, as containing a quantity of sugar, are avoided by some people, while others complain of their being indigestible. With regard to the latter accusation, it may be remarked, in pass- ing. that it is the yellow core of the carrot that is difficult of digestion; the outer red layer is tender enough. In Savoy, the peasants have re- course to an infusion of carrots as a specific for jaundice. The large sweet onion is very rich in I those alkaline elements which counteract the poison of rheumatic gout. If slowly stewed in weak broth and eaten with a little cayenne pepper, it will be found to be an admirable article of diet for patients of studious and seden- tary habits. THE CAUSE OF MANY ILLS. A well-known medical man declares that one- half of the cases of deafness, a third of the cases of rheumatism, one-twelfth of the cases of con- sumption, and the great bulk of the cases of annoying catarrh are caused by diseased tonsils. He claims that the tonsils cause more suffering than any other gland in the human body, be- cause they are open gateways and portals for the entrance of disease into the human system. The cure is the removal of the diseased tonsils; but the removal of the tonsils has the objection that food, after the operation, is likely to cause choking. FOOD VALUE IN EGGS. Apart from its convenience to the housewife pressed for time, the egg has a distinctive food value which should make it part of the daily menu for every family. A given weight of egg contains more nourish- ment than three and a-half times its weight in milk, and about half its weight in food fat meat. The yolk of an egg is more nourishing than the white, as it contains much less water and a large percentage of fat, of which the white has none. While the greatest nourishment is to be had in the raw egg, it sometimes proves quite in- digestible many persons are made bilious by eating eggs in any form. This is sometimes counteracted by mixing the egg with a little acid, as orange juice or lemon, when used raw; and by adding the tiniest pinch of soda in cooking. TO REMOVE FUR FROM KETTLES. To remove the deposit from the inside of tea- fcettleo, fill the kettle with water, and add to it a drachm of sal-ammoniac. Let it boil for an hour, when the fur, or petrified substance found on the metal, will be dissolved and can be easily removed. Rinse the kettle out well, then boil it once or twice before using the contents. SHOULD CORSETS BE DISCARDED? While corsets should never be made of hard, unyielding materials, or be allowed to exert any pressure on the body, they need not be abol- ished altogether, says a writer in the Girl's Realm. Some modification of the ordinary cor- set, in the shape of a pliable, soft "stay" for young girls, is a good thing, in that it keeps the body warm and serves as a support for the clothes. The idea that a corset is necessary to support the body is quite wrong. The muscles of the spine and shoulder-blades are Nature's support, and corsets which press at all upon these muscles simply weaken them, and produce the round backs which they are supposed to prevent. The corset also serves a good purpose in attaching the suspenders, which are a great improvement on the old-fashioned garters, which so frequently caused varicose veins in those who had to stand (as teachers or shop-assistants, for example) for many hours daily. TREATMENT OF STYES. For styes, says the Family Doctor, a mild aperient should be given; the food should be light for a day or two, and the eye should be fomented with hot water through the day, while a bread and water poultice at night should be applied. The simplest prevention of styes is at- tention to the general health. A stye is gener- ally an indication of enfeebled health. Avoid over-use of the eyes, especially at night, and guard against chills. WAIT A LITTLE. Give the child a chance. Suppose he has not done exactly right. Perhaps he sees his error and is sorry for it, but has not come to the point of expressing his repentance. Wait a little. Do not nip the tender bud of regret by the haich .breath of blame. "But," says the father, "the child's got to obey, and that's the long and short of it." Is that the way men talk about their corn and their potatoes, their wheat and their grass crops? No, indeed! Soils, methods, fertilisers are studied anxiously, carefully; but alas! in what haphazard fashion is the precious human product cultivated Make the child happy when it is possible. In the sunshine of joy the little human heart deve- lops naturally, harmoniously. In grief and anger and sulienness he is repressed, chilled, thwarted, distorted. A child should be allowed to have his own Way," whenever that way is innocent. THE CARE OF RINGS. The growing fancy for wearing an abundance of rings during the day as well as for evening affairs makes special care of the gems they en- case very necessary. If you want your rings to last well do not wear them under gloves. That is what a prominent jeweller says. But if you decide that gloves are a necessity, as probably you will, he adds, then send your rings twice a year to be overhauled. The reason for this warning is that the constant friction of the glove wears the tiny points that hold the stones in place, and the result is that the stones fall out unless they arc constantly looked after. HOW TO MARK LINEN. -1 marking towels, pillow-cases, sheets, <■* ^rleys, napkins, and even handkerchiefs a j:- city idea is to fashion a graceful letter of in- tertwined stems of some simple flower, with here and there a slender, blade-like leaf, a bud or a small blossom branching out from the stems. For the Howes four or five tiny blos- soms may be used. The small [lowers used so much in Dresden embroideries would be just the thing. Work the stems in stem or outline stitch in white, the flowers in solid embroidery. Wild roses, forget-me-nots, violets, or field. daisies would be charming worked in such a design, which could he easily marked by an amateur. The size of the letters always depends on the size of the article on which it is worked. Silk filoselle is liked for marking such letters.
The Royal Visit.
The Royal Visit. Welsh Concert at Miskin Manor. Tribute to Local Composer. AVe offer our congratulations to Mr. T. D. Edwards, A.R.C.M., the recently appointed organist and choirmaster ef Brynhyfryd Baptist Church, Treharris (formerly of Salem, Porth), and conductor of the Pontypridd Musical Society, upon the distinguished compliment given to one of his musical compositions by Her Royal Highness the Princess Louise (Duchess of Argyll) at Miskin Manor last week, anent which we cull the following from the Cardiff daily Press — Madame Hughes Thomas' Royal Welsh Ladies' Choir gave a concert to the Royal party at Miskin Manor, when there were present with Mrs. Gwilym Williams, Mr. Rhys Williams (host and hostess) and Miss Williame, the Princess Louise, the Duke of Argyll, Lord and Lady Aberdare, Colonel Sir Ivor Herbert, M.P., and Lady Herbert, Mr. O. H. Jones, J.P. (Fonmon Caistle), Capt. Lindsay, and Mr. Godfrey Williams. The programme consisted of choruses and glees, and the Princess frequently interrogated Madame Hughes- Thomas, the conductress, concerning the various items, declaring the singing of the choir to be really excellent,' wonderful,' and beautiful.' It 1 will be interesting to our Welsh readers to learn that the Princess Louise singled out for special mention the song and chorus, What I love' (' Yr hyn a garaf fi '), composed by Mr. T. D. Edwards, a Pontypridd musician. Her Royal Highness was particularly attracted by this and made enquiries regarding the compoiser. The song was one of the selected test pieces at Moun- tain Ash National Eisteddfod in 1905, and has since been heard at nearly all the principal eisteddfodau. The song was arranged specially for Madame Thomas' choir by the composer some time ago, and was sung (together with another of Mr. Edwards' popular compositions) at all their concerts held during last year's successful American tour—;both pieces being invariably received with consider- able enthusiasm.
Presentation at Porth.
Presentation at Porth. The members of Salem Baptist Church, Porth, on Monday night presented their organist, Mr. T. D. Edwards, A.R.C.M., with a handsome roll-top desk in oak, on his departure to take up the duties of organist and choirmaster at Brynhyfryd Baptist Church, Treharris. The popular recipient has officiated for nearly seven years at Porth, where his services have been highly esteemed and much, appre- ciated. His departure will be an ir- reparable loss to the district, and his i Prof. T. D. EDWARDS. genial presence will be greatly missed in local musical circles,. But we understand that Mr. Edwards intends keeping up his teaching connection in Pontypridd and Porth. Appropriate speeches and bardic addresses were delivered by the pastor, Rev. John Edwards. Messrs. Wm, Harris, W. S. Morgan, J. D. Morgan and Eben- ezer Evans (Salem deacons), and Mr. Richard Thomas. The desk bore the fol- lowing inscription Presented to Mr. T. D. Edwards, organist, by Salem Church, Porth, as a small token of our affection for him, on his departure to serve the Lord in another sphere of labour. July, 1909." Mrs. T. D. Edwards, who has been one of the most faithful workers in connection with. the new Sunday School at Mount Pleasant, Porth,' since its inauguration, was also made the recipient of a beauti- fully illustrated Bible. LLINELLAXJ A ddarllenwyd gan Mr. W. S. Morgan, ironmonger, Porth, ar gyflwyniad anrheg i Proffeswr T. D. Edwards, A.R.C.M., organydd, ar ei ymadawiad o Salem, Porth, i fod yn organydd a chorfeistr i E'glwys Brynhyfryd (B.), Treharris. Hen arfer fawr y byd Yw perarogli Arch dyn a blodau drud, 'R ol iddo dewi; Ychydig gaiff tra'n fyw, Rhaid iddo farw, Ac yna'r byd a, glyw Iw-bwb- a thwrw! Mae wns o glod wrth, fyw, Yn well na thunell v 0 glod ar ol ein myn'd I'r byd anghysbell; Gair da symbyla'n uwch, Rhydd wir ysbrydiaeth— Nid llanw byd a lluwch A thwyll ganmoliaeth. Serch Salem at y dyn A ymgnawdolir Mewn gweithred hardd ei Hun Drwy'r ysgfwrdd* roddir Fel anrheg fach ei maint, Heb ddim un dwndwr, Cyflwynir hon i chwi- Ein hoff Broffeswr. Rhyw ofni weithiau wnawn Y bydd yr organ Yn eiddigeddus iawn O'i chlod yn gyfan; Hi sydd ar orsedd serch Y byw organydd, A'r ysgfwrdd fydd fel merch Wrth law'r 'sgjrifenydd. Ti, Salem, wnaeth yn dda Wrth anrhydeddu Dy hoff organydd, sy'n Teilyngu 'i barchu; Mewn llawer oedfa. foinr Y cefaist tithau Wasanaeth enaid hwn, Ac ar ei oreu. Dy serch a'th gariad mawr, Fydd mwy yn canlyn Ei yrfa ar y llawr Pan wel dy ddarlun Mewn gweithred fyw o'i fla'n Yn tystiolaethu; Treharris aiff ar dan Pan gofia. hyny! Gwyn fyddoch byd, fy mrawd, Er maint ein colled, Ac uwch yr eloch fyth— Yw'n ddidwyll deyrnged; Fydd pawb sydd ar eich ol Yn cyd-ddymuno HapiUisrwydd, bywyd gwyn, A llwyddiant eto! Treharris, mawr dy fraint! Er mai lladrata Gwr wasanaetha'r saint A wnaethost, cofia! Dylasit gael rhyw gosb Am y fath weithred, Er hyn cei fod yn rhydd I fyw'n dy dynged. Treharris, dos a phaid A phechu mwyach, Rhag digwydd peth fydd gwaeth, A barn fydd drymach! Gwna'n fawr o'r gwr wnest ddwyn Mor ffalsi oddiarnom Yr hwn oedd gyda ni' Fel un o honom. Ei briod hoff a'i blant, Boed hwythau hefyd Fel ffrydiau. gloew'r nant Ar daith i wynfyd; Na ddringed cwmwl byth Uwchben y teulu. Ond os y daw, Ti F'ryn- O cofia'i hollti! Roll-top desk. Rhoddi ffarwell sydd yn anhawdd I un garwn ni mor gu, Daw adgofion fyrdd i'r meddwl Wrth ymadael 'nawr a, chwi; Edwards (cyn-organydd Salem) Saif yn uchel iawn mewn bri, Megys Saul yn mhlith y llwythau— O'i ysgwyddau'n uwch na. r llu. Fel arweinydd ac organydd Nid oes gwell mewn unrliyw wlad, Mae'r Proffeswr heddyw'n barchus Trwy bob rhan o Gymru fad; Dringwch eto, frawd anwylaf, Uwch yr eloch yn eiel-i ffydd, T'ra parhao'ch baul lieb, fachlud, Nes cyrhaeddvd Gwlad y Dydd. Destlus iawn yw'r desk fel anrheg, Eito gwelaf fwy yn hon, Gwelaf gariad ar ei oreu, Erys hwn dan wenu'n lion; Brodyr a chwiorydd Salem, Cofiwch hwy pan welwch hi, Dyma yw yr arwydd olaf 'N awr o'u cariad atoch cliwi. Colled Salem fydd eich colli, Enill i Brynhyfryd fydd, Dyma yw ein hanes beunydd— Gael a cholli yma sydd Bendith fyddo arnoch eto, Chwi a'r teulu'n ddiwahan, Mor o gysur, Duw 'n Arweinydd, Ar eich taith i Wlad y Gan! EBENEZER EVANS: Salem, Porth. Fe wnaed v desk i fyny 0 galon deri Cymru, A chalon llawer ffrynd i chwi Sydd ynddi yn eich parchu. Pe deuai rhyw bryderon I lwfrhau eich calon, Nes peri i chwi deimlo'n llesg— Ewch at y desk yn union. Boed eich bywyd oil yn dclifyr, 0 dan wenau heulwen cysur, Byw ar gopa bryn anrhycledd, Rhwng canghenau mwyn cynghanedd! J. D. MORGAN. Heol Pontypridd, Porth. -ø-
PIANOS. ORGANS. Big Stock of Instruments by all the World's Beit Makers. PLAYER-PIANOS, GRfÐPRONES, And all kinds of Musical Instruments. Our Catalogue (post free) with full illustrations of our own successful Models, and of leading British and Foreign Makers. HIGH-CLASS TUNERS AND REPAIRERS. DALE, F RTCo., L t d. High Street and Castle Arcade, CARDIFF. Also at Cheltenham, Birmingham, &c &c. THE LONDON & PROVINCIAL BANK, LI'MITED. SUBSCRIBED CAPITAL £ 1,600.000 0 0 RESERVE FUND (Invested in Consols, £ 1,777,108 8s. 9d.) £1475:000 0 Q DIRECTORS. Sir FREDERICK GEORGE BANBURY,,The Right Hon. Sir HERBERT Bart., M.P. MAXWELL. Bart,, F.R.S. Sir WILLIAM BOORD, Bart. RICHARD COBDEN MI( HELL, Esq. WILLIAM HAYES FISHER. Esq. H. RIMINGTON-WILSON, Esq. Sir EDWIN H. GALSWORTHY. Sir JOSEPH SAVORY, Bart. GENERAL MANAGER. JOHN WOODROW CROSS, Eteq. ASSISTANT GENERAL MANAGER. JESSE LAMBLY THOMAS. Esq. SECRETARY. WILLIAM JOHN STOKOE, Esq. AUDITORS. ERNEST COOPER, Esq. EDGAR FIGGESS, Esq. -=- SOLICITORS. LONDON AGENTS. Messrs. MUNNS & LONGDEN. Messrs. GLYNN, MILLS, CURRIE & CO, HEAD OFFICE:—3, BANK BUILDINGS, LOTHBURY, E.G. COUNTRY BRANCHES. Manager, Manager. ABERAYRON E. L. JonesLiverpool W. Shankland ABERDARE C. M. LewÜ,,1 42. Castle Street ABERYSTWYTH J. B. Kitto LL AND IL 0 J. T. Williams Aldeburgh T. M. Thomas LLANDOVERY T. J. Williams Ascot W. N. HydeLLANDRINDOD WELLS.D. W. Miller A.shford (Middlesex) F. E. Stokoe LLANELLY H. So per BARGOED D. M. Yorwerth LLANIDLOES F. M. Williams BARRY W. P. Phillips Lowestoft C< L, Darke Belvedere E, G. Dixon MACHYNLLETH D. E. R. Griffith Bexhill B. FiskeMaidstone H. H. Moore Bexley Heath D. M. Lewis MERTHYR TYDFIL E. Jones BRIDGEND J. W. Prichard MILFORD HAVEN T. W. Price Brighton John RoeNARBERTH G. P. Brewer BRISTOL R. I. Nancarrow NEATH P. R. P. Jones BRITON FERRY G. B. Marsh NEWPORT (MON.) W. D. Jones BUILTH WELLS David Thomas Northfleet D. J. Williams Bungay R. B. Andrews North Walsham H. W. Daviee CAERPHILLY D. Elias Norwich F. J. Chambers C'amberley W. C1. Cracknel] PEMBROKE E. S. Birkett CARDIFF T. J. Grigson PEMBROKE DOCK H. M. Rice CARDIFF DOCKS J. E, HarrisPENARTH J. E. Harris CARMARTHEN R, A. Brockie PENTRE R, C. Dyke Chatham W. B. WillmotPONTYPOOL H. C. Simpson CHEPSTOW C. W. L. Dighy PONTYPRIDD J. S. Thomas COWBRIDGE G. Codd H. A. Owen (Sub-Manager) Diss C. J. Pearson Portsmouth F.'B. Rowe Downham Market G. W. Page Commercial Road Eastbourne R. Ei. Watkins PORT TALBOT E. M. Morgan East Dereham Chas. Cory RHYL C. D. Copley EBBW VALE W. Partridge RHYMNEY W. Phillips Bgham F. E. Stokoe Rochester L. Evans Erith E. G. Dixon Romford A. B. Causton Eye F. Whaite RUTHIN W. T. A. Jones Fakenham Hy. NewsonST. CLEARS G. P. Brewer FISHGUARD W. T. Walters Saxm un dham T. M. Thomas Gillingham M. H. AtkinsSouthend-on-Sea G. P. Veale New Brompton, Kent Staines. F. E. Stokoe Gorleston-on-Sea J. T. HavardStrood L. Evans Gosport H. L. Rosser Sunningdale W. N. Hyde Gravesend D. J. Williams SWANSEA D. T. Lewis Grays F. N. Tomkins TENBY R. Davies Halesworth T. M. Thomas Tilbury Docks F. N. Tomkins Harleston J. Hewitson TREDEGAR W. Phillips HAVERFORDWEST A. J. Wright USK N. Owen Hunstanton G. W. Page Wells Hv. Newson Ipswich R. E. Butcher Westcliff-on-Sea- G: P. Veale King's Lynn G. W. PageWeybridge F. J. H. "Halls LAMPETER E. L. Jones Wyliioi-idliaiu Ohas. Cory Leigh-on-Sea C. N. North-Cox Yarmouth (Great) J. T. Havard Lewes T. Davies AGENCIES. ABERCARN, ABERCYNON, ABERDOVEY. ABERSYCHAN. ABERTRIDWR, Banstead, BARRY DOCK, BEAUFORT, BLACKWOOD, BLAENGARW. Bush Hill Park, CADOXTON, CAERAU, CAN TON, Chadwell Heath, ( LYDACH-ON- TAWE, CROSS KEYS (Mon.), CRUML INV CRYNANT, CWM (Mon.), CWM- FELINFACH, East Hailing, Ewell, FERNDALE, FFORESTFACH. Goodmayes, GOODWIOK GORSEINON, Highams Park. Leiston. LETTERSTONE. LLAN- BRADACH. LLANGENNECH, LLANHILLETH, LLANNON, LLANTWIT MAJOR, LLANWRTYD WELLS, LLANYBYTHER. LLWYNYPIA, Lordship Lane, N., MAERDY. MAESTEG, MA ESYCWMMER, MERTHYR VALE. MORRISTON, MOUNTAIN ASH, NANTYMOEL, NELSON (Glam.), NEWBRIDGE (Mon.), NEW TREDEGAR, NEYLAND, OGMORE VALE, PENYGRAIG. PONT- ARDAWE, PONTARDULAIS, PONTLLANFRAITH, PONTLOTTYN PONTY- CYMMER, PORTH, Rainham, RISCA, ROATH (CARDIFF), ST. DAVID'S Sea- ford, SENGHENYDD, SKEWEN, Snettisham. Stanford-le-Hope, TONYREFAIL TREGARON, TREHARRIS, TREHERBERT, TREORKY, TROEDYRHIW' TYLORSTOWN, WHITCHURCH (Glam.), Wood Street (Walthamstow) Yar- mouth Fish Wharf, YNYSDDU, YNYSYBWL, YSTALYFERA YSTRADGYNXAIS YSTRAD MYNACH. THE LONDON AND PROVINCIAL BANK, LIMITED. DRAWING ACCOUNTS are opened upon the plan usually adopted by other Bankers. DEPOSIT ACCOUNTS.—Deposits are received from Customers and others, and interest allowed thereon at such rates and for such periods as may be agreed upon, reference being had to the state of the Monev Market Deposit Books are issued when required these are specially convenient for small Deposits. Moneys can be paid in at the Head Office, or any of the Branches of the Bank for Customers' credit at any other Office. For Customers having business connections in Towns where the Bank has not a Branch, arrangements can be made with other Bankers to receive their credits. THE BANK effects purchases and sales of British and Foreign Funds, Stocks, Shares, and Securities- receives Dividends, etc. Customers may have their Dividends made payable to the Bank for the credit of their accounts. THE BANK also transacts every other description of Banking Business. Every Officer of the Bank is required to Sign a Declaration of Secrecy as to the transactions of any of its Customers. By Order of the Directors, J. W. CROSS, General Manager. BALANCE-SHEET OF THE LONDON AND PROVINCIAL BANK, LIMITED, 30th JUNE. 1909. DR. £ a. d. £ s. d. CK. £ s. d. £ s. d. Capital I 800,000 0 0 Cash— 160,000 L10 Shares, At Head Office £ 5 paid. Branches & Agents 2,132,147 16 11 Reserve Fund .1,465,000 0 0 Call & Short Notice 1,900,000 0 0 Invested in —————————— 4,032,147 16 11 £ 1765,060 48 lOd Investments— 2k per Cent. Con- Consols, 42,392,305 sols taken at 83 10s 7d taken at 83 ——————— 2,265,000 0 0 (including £123,893 Current, Deposit, and other Accounts 15,700,930 12 0 Qs 7d lodged as se- Profit and Loss— curity for Public ward 56,013 13 0 Guaranteed 2| per Balance brought for- Account) 1,985,613 16 7 ward. 56,013 13 0 Guaranteed 2| per Net Profit for the Half- Cent. Stock. Trans- year after making vaal Loan, India Provision for Bad Stock, aud British and Doubtful Colonial Govern- Debts and Contin- ment Bonds and genciesand deduct- Inscribed Stocks.. S50,750 3 7 ing Rebate on Bills 1 London County Coun- not due 90,756 0 1 cil, Metropolitan 146,799 1? 1 Consolidated, Cor- N poration of London, Metropolitan Water Board & Liverpool and Manchester Corporation Stocks 476,965 7 5 English Railway De- benture and Pre- ference Stocks, East Indian Railway Guaranteed Stocks, French Rentes, Government Bonds of United States of America, Germany, Prussia, Holland, and other Securi- ties 1,064,936 9 10 -4,37S, 271 17 5 Loans, Advances, Bills Discounted, &e, 9.4S3.188 7 5 PrenÜes-Freehold and Leaseliold. 219,128 3 4 (As reduced by amounts from time to time written off). .£1S,112,736 5 1 £1-11:2.736 5 PROFIT AND L033 ACCOUNT FOR THE HALF-YEAR ENDED 30th JUNE, 190). £ s. d. £ s. d Current Expenses 128,007 4 4 Balance of last Profit and Lo3s Account.. 3 0 Interest. 88,844 3 3 Gross Profit for Half-year, after making Dividend at 18 per Cent provision for Bad and Doubtful Debts per annum 72,000 0 0 and Contingencies, and deducting Re- Reserve Fund 10,195 17 4 bate on Bills not due 317,6 7 4 S Reduction of Premises Ac- count. 5,000 0 0 Officers' Pension and Gratuity Fund. 5,000 0 0 Balance carried forward. 54,603 15 9 ——————— 140,799 13 1 e373,650 17 8 C373,650 17 s BaJa:c8 Sheet; signed on behalf of the Board. EDWIN H. GALSWORTHY ) r>wc F. G. BANBURY D]I^ors. REPORT OF THE AUDITORS TO THE SHAREHOLDERS OF THE LONDON AND PROVINCIAL BANK, LIMITED. We have audited the above Balanac Sheet w'th the Books at the Head Office, and the certified Return from the several Branches. We have obtained all Lhe information and explanations we have required. The Invest- ments are of a marketable value in excess of the amount standing in tha Balance Sheet. The Premises, owing to the amounts written off from time to time, star,d, we believe, at far less than their value, and the fittings and furniture have been wholly written off. The provision for Bad and Doubtful Debts and Contingencies largely ex- ceeds the amount estimated to he at present required. The Officers' Pension and Gratuity Fund, amounting to £ 176,295 Os. 4d. is included with the Current, Deposit, and other Accounts. Subject to these remarks, in oar opinion the Balance Sheet is properly drawn up so as to exhibit a true and correct view of the state of the Company's affairs, according to the b^st of our information and the explanations given us, and as shown by the Books of the Companv. ERNEST COOPER 1 (Cooper Brothers &Cc.), EDGAR FIGGESS ) London, 7th July, 1909