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DREADFUL SHIPWRECK AND LOSS OF LIFE. PENZANCK, March 22 The Mary Stuart, of Cardiff, was discovered this morning at anchor a quarter of a mile from PradSand, with mainmast gone, and foremast 20 feet above the deck; atnoonthe Sylva, R C succeeded in taking out three of the crew, but the remainder, master and mate, persisted in remain- ing: she is still riding in great peril.-[A son of Mr Rowland Hopkins, of Merthyr, was on boatd, and the news of his son's danger very naturally caused him much alarm.] FURTHER PARTICULARS. Wednesday afternoon the following painful intelli- gence reached the underwriters at Lloyd's relative to the loss of the Mary Stuart, of Cardiff, and the death of Lieutenant Smith, R.N.,and five of the coast guard, which happened on the morning of Tuesday last near Penzance, in Cornwall. At about half past 7 o'clock ou Tuesday morning the inhabitants of Portleven, a small village situate on the sea coast, ten miles from Penzance, observed a vessel lying off Prad Saud Bay in distress. They immediately hastened to the spot to render assistance, but the sea being rough, and the wind blowing a gale from the south-west, it was impossible to launch a boat in safety. The vessel proved to be the Mary Stuart, a schooner, laden with iron, ore from Cardiff, in Glamorganshire, bound to Constantinople. It appeared to those on shore that her rudder had unshipped, and the crew, fearing that the vessel would go on shore, let go the anchor and brought her up about three quarters of a mile from the land. Unfortunately the situation was one of the worst description, but the night being excessively dark, the crew were unable to perceive the precise spot where they brought up, and at daybreak the gale had commenced, and to alter the position would occasion her immediate destruction. Towards nine o'clock the gale increased in severity and by 10 it blew a hurricane. The crew expected the vessel would every moment part from her anchors, and in the bopt-s of saving their lives, cut away her masts, which in falling overboard nearly capsized the ship; however she righted, and the anchors- kept last until about 12 o'clock, when a heavy sea broke her cables, and she went ashore. By that period several huidred people had assembled on the beach, and ther? was also a strong detachment of the coast guard ser,ice. under the direction of Lieut. Smith, of the Royd Navy. The spot where the ill fated vessel gronnded was within talf a mile from the shore, and Lieut. Smith determined to make an attempt to reach the vessel, and accordingly one of the boats belonging to the service was got in readiness, but owing to the heavy swell it was found impossible to carry this intention into effect. In the course of an hour the sea becoming somewhat abated, Lieutenant Smith and five of the men jumped in and pushed off, amidst the loud huzzas of the assembled multitude, but scarcely bad the cheers dieJ away before a tremendous wave broke over the boat, and swamped it. For a few seconds the gallant fellows were observed buffering the waves; tneir struggles were, however, of short duration, and they one by one, disappeared. What renders this unfortunate occurrence still more melan- choly is, that the whole of the persons who had been drawn to the spot beheld them perish without being able to afford the slightest assistance to the brave fellows, and among them were the wives and children of four of them- At about seven o clock in the forenoon, her Majesty's revenue cutter, the Sylva, arrived from Penzance, and succeeded in rescuing the crew, who were in an exhausted con- dition. The vessel, it is feared, will become a total wreck She was a new ship, and this was her first voyage. We regret to state, that none of the bodies, at the time our information came away, had been found. A general gloom pervades the place, the unfortunate men leaving 26 children to lament their less.

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