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hU udinn. By Messrs W. Dew and Son. COUNTY OF MERIONETH. TANYBWLCH HOME FARM (Near Tanybwlch Station, on the Port- inadoc and blaenau Festiniog Narrow Gauge Railway). MESSRS WM. DEW and SON are in- structed by W. E. Oakeiey, Esq., to offer for SALE BY PUBLIC AUCTION, at the HOME FARM, as above, on THURS- DAY. NOVEMBER 26th, 1908. commenc- ing at 11 o'clock, the Entire Herd of Pedigree Vielsh Black Cattle comprising about 50 Head and got together by the above weli-kn, wn Breeder and Ex-, hibitor one Cart and one Hackney FILLY, Welsh and Cross-bred Kerry Breeding EWES. RAMS, PIGS, HAY, SWEDES, POTATOES, 3 CARTS, GEAR. Etc. (By Permission). A 2 Wheel DOG CART, a Four Wheel JDOG CART, Several Sets of HARNESS, and a Boat (the property of the late Nugent Darnells, Esnj. Also a Sing.e Set of BLACK HARNESS, London made, and a Gent's SADDLE (the property of a private owner). Catalogues may be obtained of Mr White, The Home Farm, Tanybwlch, Merioneth- shire, or of the Auctioneers, at their Offices at Bangor, Llandudno, and Pwllheli. cl83a By Mir William Hugh Owen FREEHOLD INVESTMENTS RHAGOROL mewn TAI A THIROEDD, YN GROESLON A PENYGROES. Mae MR. \VM. HUGH OWEN iwedi ei gyfar- wyddo i WERTHU yn GYFiUN- ACHOL, yr EIDDO a. -ganlyn:- PEDWAP. 0 ANEDD-DAI, YN NGHYDA GERDDI HELAETH, adna- byddus wxth yr enwau "BRYN FFYNON" a "DP.Y-N IAGO," Groeslon, yn awr yn meddiant Mri D. W. Lewis, John Williams, Llewelyn Williams, a Mrs Mary *Owen, fel tenantiaid blynyddol, yn ol F,16 o ardreth- ion. DAU 0 GAEAU cysylltiedig, ac yn cael eu dal yn awr gan Mr R. Griffith, Shop Crugan, Gon, fel tenant blynyddol. ANNEDD-DY, Rhif 39, High Street, Penygroes. Tenant, Mr John Owen Jones. Rhent, £6. DAU ETO, Rhif 20 a 22, Llwyndu Road, Penygroes. Tenantiaid, Mri Evan Williams a John Samuel Jones, yn ol 213 4s yn flyn- yddol. Hefyd, ANNEDD-DY LEASEHOLD (de- tached), adnabvddus wrth yr en-w MOUNT PLEASANT, 18, Llwyndu Road, Peny- groe"A. Tenant, Mr Thomas Roberts, yn ol ardreth ó L9. Am ragor o fanvlion, ac i fargeinio, ym- ofyner a T. W. HENWOOD, Ysw., Cyf- reithiwr, neu ynte a Mr. WM. HUGH OWEN, AUCTIONEER and VALUER, CAERNARFON. Hydref lOfed, 1908. y701 IMPORTANT TO BUILDERS, INVES- TORS, AND OTHERS. VERY DESIRABLE FREEHOLD PRO- PERTIES FOR SALE AT NEW STREET, CARNARVON, with earlv possession. M R. WM. HUGH OWEN is instructed to SELL by AUCTION, on SATUR- DAY, the 21st day of NOVEMBER, 1908, at 3 p.m., at the Castle Hotel, Carnarvon, in two lots, andsubject to conditions, THE VALUABLE FREEHOLD PROPERTIES, known as NOS. 15 AND 21, NEW STREET (in the several occupations of Mr John Row- lands and the British Petroleum Company). The former comprising a Dwelling House (next to Engedi Chapel) with Parlour, Kitchen, Back Kitchen, 4 Bedrooms, Yards etc., producing B14 per annum, and The latter, Dwelling House, with Stables, Coach-house, Warehouses and a large Yard, let at a low rental of JB18 per annum. No. 21 comprises large area of ground with long frontage to this important street. For further particulars apply to Mr Wm. Hugh Owen, Auctioneer and Valuer, or to Charles A. Jones, Esq., Solicitor, iboth of High Street. Carnarvon. y720a VICTORIA COTTAGE, VICTORIA ROAD, CARNARVON. MR WM. HUGH OWEN is instructed to SELL by PUBLIC AUCTION, upon the above Premises, on Thursday, the 26th November, 1908, at 1 p.m. prompt, the Entire Selection of FURNITURE and HOUSEHOLD EFFECTS, of the late Miss Ann Williams, deceased. Also at 4 ,p.m., at the same place, to OFFER for SALE, all that Compact and Pleasantly-Situated LEASEHOLD RESI- ) DENCE, with the Gardens, Yard and iBackway to Llanberis Road, called VIC- TORIA COTTAGE aforesaid, with imme- diate possession. Estimated annual value R20. Unexpired term, 65 years. Yearly Ground Rent, £ 1 14s. For further particulars apply to the Auc- tioneer, or to Mr T. W. Henwood, Solicitor, both of Carnarvon. v727a By Mr Henry Roberts Bydd HENRY ROBERTS YN CYNNAL AUCTION, yn Mhenrhvndeudraeth. DDYDD SADWRN NESAF, TACHWEDD 21, 12.30, eiddo Mr W. 0. Williams, Home from Home, 9 o Geffylau, o 4 oed i fyny, ihwytfus at b g-waith; Caseg Gyfebr; Marlen a Chyw; 15 o Fuchod a Heffrod ar ddropio; 17 o Foch Cerbydau a Harnis. Coel arferoi. y322a By Mr John Davies TRAWSFYNYDD. ARWERTHIANT PWYSIG AR GOED. Mae MR JOHN DAVIES wedi ei gyfarwyddo i WERTHU ar AUCTION, ar DYDD MAWRTH, y 24ain o DACH- WEDD, 1908, yn Hendremur a Coedcaedu, tua thair mil o GOED LARCHES, ac r- aiU o wahanol hydiau, iwedi ell tori a u lotio yn gyfleus i'r prynwvr. Sale am 12-30 p.m. Telerau: ARIAN PAROD. N.B.—Mae y Ffermydd uchod yn sefyll wn(r hanner y ffordd rhwng Gorsaf Trawsfynydd a Maentwrog Road. Am fanylion pellach, ymofyner a'r Ar- wert-hwr, yn 36, Church Street, 'Maenau Ffestiniog, neu Mr JI. M. Jones, C.S., Eden View, Trawsfynydd. y717a ITost aiibr f, zunbr LEFT an IPJSH~T ERRIER between Dinas Dinlle* and Nantlle. Reward. —W. D. Hobson, Nantlle. c562 "CATCH CROP" FARM SEEDS ALL OF BEST QUALITIES. Descriptive Price List post free on application. D DICKSONS, growers, CHESTER. h!t$ hl1 udi(Jn By Messrs Henry Parry & Sons, SALEYARD, CARNARVON. CHRISTMAS SHOW and SALE, MON- C DAY, NOVEMBER 30th, 1908. Prepare your Stock early. Ptob manylion gan yr Arwerthwyr, GIan. 'rafon, Pontrug. y292 By Mr Robert G. Jones TRE IF AN, neu yn fwv cywir "TRE HUFEN," BRYNSIENCYN, MON. DYDD MERCHER. TACH. 25ain, 1908. Mae ,%yf R. ROBT. G. JONES wedi ei gyfar- iVI wyddo gan Mr W. H. Jones, i OSOD ar AUCTION, oddeutu 120 Acer o DIR PORI Rhagorol mewn lotiau cyfleus, gyda chyflenwad digonol o ddwfr. Hefyd, fe Werthir Eboles Wedd neil'duol o add- awol, allan o "Royal Duke"; 1 Eidion; 2 Heffer; a 5 o Loi. Telerau fel yr hysbysir ar y pryd. Dechreuir yn brvdlon am Un o'r gloch. y277 By Order of the Mortgagees. SALE OF PROPERTY AT RHOS- TRYFAN. If R ROBERT G. JONES has been in- iVl structed to offer for SALE by PUB1- LIC AUCTION, at the Mount Pleasant Inn, Llanwnda, on FRIDAY EVENING, November 27th. 1908, at 7.30 p.m., the FREEHOLD DWELLING HOUSE and a PLOT of BUILDING LAND, containing by admeasurement 1,130 square yards or thereabouts, and known as "TRYFAN GATE," RHOSTRYF AN. in the Parish of Llandwrog. now in the occupation of Mr John Griffith Jones. Further particulars on Posters, or may be had from J. H. S. Roberts, Esq., Solici- tor, Carnarvon and Penygroes. y734a Re R. D. Roberts in .Bankruptcy. MR. ROBERT G. JONES has been in- structed to SELL by PUBLTC AUCTION, in Castle Sauaire, Carnarvon., on SATURDAY NEXT, November 21st. at 3 p.m., 1 Strong Bread Van, 1 Hand Van, New Set of Harness, useful Mare. Terms: Cash. v735a CHRISTMAS FAT STOCK SALE. NEWID DYDDIAD. MR. ROBERT G. JONES a ddymuna hysbvsu y cynhelir vr uchod yn y SMITHFIELD, CARNARVON, DYDD LLUN, RHAGFYR 14eg, 1908. Rhoddir Gwobrwyon gan yr Arwerthwr, hefyd Mri G. B. Thomas and Son, Mr J. R. Prit- chard, ac ereill. Anfoner yr Entries i mown yn gynnar. Swyddfa'r krwe-rthwr:- Castle Square, Carnarvon. Telephone: No. 86. v736a By Mr H. Parry Jones CHRISTMAS, 1^08. SMITHFIELD, LLANGEFNI, ANGLESEY. IMPORTANT TO FARMERS AND FAT STOCK FEEDER'S. MR. H. PARRY JONES begs to an- nounce that he will hold his AN- NUAL FAT STOCK SALE and SHOW, at the above SMITHFIELD, on MON- DAY, DECEMBER 7th, 1908, when L24 in money prizes will be offered, together with a Silver Challenge Cup, value P,10 10B also Plated Challenge Cup to be offered for the best Fat Cattle, Sheep, etc. For full particulars, etc., see Bills, or apply to the Auctioneer, Exchange Build- ings, Holyhead. y— COUNTY OF ANGLESEY. PARISH OF LLANFACHRETH. IMPORTANT TO BUYERS OF FREE- HOLD LAND, Etc. MR. H. PARRY JONES has been fav- oured with instructions, to SELL by PUBLIC AUCTION (subject to conditions of Sale to be there and then produced), at the Exchange Buildings, Holyhead, on SAT- URDAY, NOVEMEBER 28, 1908, all that PLOT or PARCEL of LAND known as YNYS, or otherwise TYDDYN MORRIS, situate in the Parish of Llanfachreth, end now in the occupation of Mr J. Jones, Pen- yrargau, and being Nos. 220, 319, 699 respec- tively, on the Ordnance Survey Map, «nd containing by admeasurements lla. 2r. 2p. or thereabouts. The above is a Capital Grazing Land, in a good heart, and particularly no waste of land, and excellent supply of good water all the year round. Sale to commence at 2.30 p.m. For further particulars apply to Messrs Lloyd Griffith and Wiliiams, Solicitors, or to the Auctioneer, Exchange Buildings, both of Holyhead. y— COUNTY OF ANGLESEY. PARISH OF AMLWCH. HIGHLY IMPORTANT SALE OF FREE- HOLD ACCOMMODATION LAND. MR. H. PARRY JONES has been fav- oured with instructions, to SELL by PUBLIC AUCTION (subject to con- ditions of Sale to be there and then pro- duced), at the King's Head Hotel, Llan- erchymedd, on WEDNESDAY, DECEM- BER 2, 1908, all that Valuable FíREE- HOLD FIELD or PLOT of LAND, bemg part of Hafod-y-Myn, situate in the Parish of Amlwch, now in the occupation of the tenant of Hafod-y-Myn as accommodation land, being Nos. 218 and 219 respectively on the Ordnance Survey Map, and contain- ing by admeasureinent 22a. 3r. 6p. or there- abouts. This Valuable Plot of Land has been let to the same tenant for a good many years. and has been grazing land for the last 40 years without a break. There is an excel- lent supply of water, and the land is within close (proximity to the Town of Llanerchymedd. Sale to commence at 2.30 p.m. For further particulars apply to Messrs Lloyd Griffith and Williams, Solicitors, or to the Auctioneer, Exchange .Buildings, Holyhead. y— 1- By Megsre John Parry Jones & Sons TOWN HALL, PWLLHELI. Mae MRI J. PARRY JONES a'i FEIBION wedi eu cvfarwyddo i WERTHU ar AUCTION, yn y Town Hall, Piwllheli, DDYDD MERCHER, TACHWEDD 25. 1908, niter mawr o BICYCLES NEWYDD. Arian PaTod. Eto yn Town Hall, Porth madog, yn v Sale Room. DDYDD GWEN- ER, TACHWEDD 27, 1908, Bicycle Sale. Eto yn Barmouth, Tachwedd 30, Bicycle Sale. Eto yn New Reading Room, Har- lech, Rhagfyr 1, Bicycle Sale. c483a 'Bwriadai v MRI J. PARRY JONES a'i FEIBION Gvnnal ARWERTHIANT MISOL, y MERCHER CYNTAF yn mhob Mis. Ar- werthiant Arian Parod. 6c y £ am werthu. Manylion llawn yr wvthnos nesaf. Gellir Entro gyda Mr J. J. Edwards, Hall Keeper, neu yn S,wyddfa'r Arwerthwyr, n y Farchnadfa Newydd. y485a TO SECURE the GREATEST PUBLI- CITY ADVERTISE IN THE "HERALD." I Manfttr BAR MOUTH. COUNTY SCHOOL. WANTED TEACHER to take Wood- work and Junior Form Subjects (particularly Elementary Science). Trained. Salary £ 90 to £100, according to Qualifica- tion and Experience. School recognized as P.-T. Centre.. Apply immediately, to Headmaster. y715 MAN and WIFE.—Wife Good Plain Cook, Man as Butler.—Apply, Ro- berts, PlaKjbryn, Carnarvon. c561 HAKER a CONFECTIONER. Lie fel "J IMPROVER yn Eisieu gan fachgen 17 oed.—Baker, Clynnog Road, Carnarvon. y676 TYPEWRITING for Authors, ctergy- men. Secretaries, Tradesmen, etc., 1000 words 7d. Special cheap quotations for drculars.-R,oberts, 2, Homerton Road, Liverpool.. c573a APARTMENTS Wanted by Two Gentle- men, for three weeks, from Decem- ber list. Address terms and particulars, "E," 13, Prince's Avenue, Chester. c575g HOUSEMAID-WAITRESS, age 20 to JH 24. Good personal reference. Wages £ 20 to L24. Two in family. Three servants kept.—Writer, Elder, 83, Albert Road, Southport. c574 WANTED. — MOTOR CAR, Second Hand, 10 to 12 h.p., in thoroughly good condition iiiust be reliable and cheap for cash.—Box 563, "Herald" Office, Carnarvon. c563a WANTED, a COMPETENT MAN, with a knowledge of the Slate Trade, to travel and perform office duties relating to the (Business. State qualifications, Te- ferences, salary required. Apply, 714, "Herald" Office, Carnarvon. y714 PEARL ASSURANCE COMPANY", LTLV—SPARE TIME AGENTS Wanted at Conway and Colwyn Ðay. Salary and commission. Apply, Jones, Myrtle wood, Grove (Park, Colwyn Bay. W WORKING HOUSEKEEPER, who is a Good Plain Cook, by a Profes- sional Gentleman address, stating age, where last in service and for how long, etc. (otherwise will not be considered), to "R. J. "Chronicle" Office, Bangor. 0565a. SPARE-TIME AGENT, to devote few hours (weekly taking orders; large profits easily made outside regular employ- ment.—Write for trade terms and particu- lars1. Aleaid CycAe Co., Agency Dept., 513fx, Liverpool. K STYTHE, INCORPORATED ACCOUNTANT, 39, BANGOR STREET, CARNARVON. For Money at Interest on Freehold Property, Suretyship, etc., apply to above—if by letter enclose I stamped addressed envelope. GENTS.-Old Established London Firm jCjL Wants a few energetic MEN to Sell Goods wholesale in industrial and agri- I cultural districts. Permanent profitable employment for whole or spare time. High r commission, no risk, encouragement giveif. —Address, "Position," 14, Worsley Road, Leytonstone, London. y728a p artmtufs BANGOR, OLD LONDON HOUSE, tHigh Street (C. T. C.). Every ac- oommodation for Visitors, Cyclists, Tourists. APARTMENTS in Cottagte. Comfort- able Bed and Sitting Room for win- ter months. Quiet Country. South Car- narvonshire. Terms moderate. N. 661, "Herald" Office. y661 APARTMENTS. — Comfortable Apart- ments Good cooking. Moderate terms. Apply to Mrs Roberts, Islwyn, Mostyn Avenue, Llandudno. rI51 APARTMENTS. Comfortable Apart- A ments. Parlour and. Bedroom. Moderate Terms. Apply, No. 586, "Herald" Office, Carnarvon. y585a PARTMENTS in Carnarvon, with or A without board, for two young per- sons.-Apply, 556, "Herald" Office, Car- narvon. c556 | EWIS CAFE, COLWYN BAY.—Ac ■ -i commodation for Cyclists, Commer- cia Travellers. Special Terms for Sunday School Trips, Picnic Parties, etc. Well Aired Rooms. Billiards.-OWEN LEWIS, Proprietor. b48 CASTLE jyOTEL, CARNARVON ORDINARY DAILY. TOM. ROBERTS, Proprietor. c212 LIVE HPOOL Shaftesbury Hotel, MOUNT PLEASANT. FOUR MINUTES' WALK FROM LIME ST. AND CENTRAL STATIONS. Cars from Landing Stage stop at the doo- CAB FROM ANY STATION, Is. A First Class Temperance House with sf Moderate Charges. WELSH SPOKEN. Telegrams: Shaftesbury Hotel, Liverpool. Snfllastix SCHOOL FOB GIRLS, RIVERA TRAD, WATERLOO, Near LIVERPOOL, THOROUGH EDUCATION, AND HAPPY HOME. TENNIS, HOOKEY, Etc. Terms: Moderate and Inclusive. Princioals: THE MISSES PALMER. Reference kindly permitted to the Rev W. Wynn Davies, Upper Bangor; the Rev W. Henry, Waterloo, and P. Davies, Esqo., Belvidere Park, Crosby. cl54 'IJ:, Jii 111$011 4 Lo 11 4 lih DON'T SNEEZE You can at once get rid of your cold by using Dr. Mackenzie's Catarrh-Cure SMELLING BOTTLE. It instantly Relieves and Cures COLDS IN THE HEAD; Re- moves Nervous Headache; Re- lieves Neuralgia in the Head, Faintness, Dizziness, &c. A Specific for INFLUENZA. Sold by Chemists and Stores. Price One Shilling; or if unable to obtain, it will be sent post free for 14 Stamps in tbe United Kine-Jom from MACKENZIE'S CURE DEEOT READING. H.B.-ILefuss Worthi-eas Imitatinn $ i; t-"r, i. "I. 7 Established 1872. 29, UNION STREET, TY GOMER i'r CYMRY (Yn agos i'r Landing Stage), T TVT7 PPflAT. l' .&II"&' 'L.illa Ymofynwch am gyfanwyddyd oreu i Gomer Roberts, Passenger Agent (Cymro Dof), cyn talu eich arian am docyn i Canada a'r Unol Dalaethau. Os mynwch fod yn ddoeth, gwnewch hyih Cyfarfyddaf y rhai fydd dan fy ngofal ar eu dyfodiad i'r dref. Llety Cartrefol. Cofiwch y cyfeiriad: GOMER RO- BERTS (Cymro Dof), 29, Union Street, Liverpool. Free Stores i gadw luggage. D Y K I N S 8, REGISTERED PLUMBERS, SANITARY, AND HOT-WATER ENGINEERS, GAS AND ELECTRIC BELL FITTERS, 8, STANLEY CRESCENT, HOLYHEAD. Q9ffiáal The London City and Midland Bank,.Ltd. ESTABLISHED 1836. AUTHORISED CAPITAL £ 16,200,000 I PAID-UP CAPITAL £ 3,142,850 SUBSCRIBED CAPITAL £ 15,085,680 | RESERVE FUND £ 3,142,850 DIRECTORS: E. H. HOLDEN, Esq., M.P., Chairman and Managing Director. WILLIAM GRAHAM BRADSHAW, Esq., London, Deputy Chairman. The Right Hon. LORD AIREDALE, Leeds, W. MURRAY FRASER, Esq., London, CHARLES G. BEALE, Esq., Birmingham. H. SIMPSON GEE, Esq.. Leicester. Sir WILLIAM BENJAMIN BOWRING, JOHN HOWARD GWYTHER, Esq., Bart., Liverpool. London. JOHN ALEXANDER CHRISTIE, Esq., ARTHUR T. KEEN, Esq., Birmingham. London. The Right Hon. LORD PIRRIE, London. Sir F. D. DIXON-HARTLAND, Bart. Sir THOMAS SUTHERLAND, G.C.M.G., M.P., London. London. Sir G. F. FAUDEL-PHILLIPS, Bart., WILLIAM FITZTHOMAS WYLEY, Esq., G.C.I.E., London. Coventry. Head Office; 5, THREADNEEDLE STREET, LONDON, E.C. Joint General Managers J. M. MADDERS, S. B. MURRAY, W. H. HILLMAN. Secretary: E. J. MORRIS. Superintendents of Branches: ALEX. CHRISTIE, J. W. HOULGATE, A. G. OSBORNE, W. M. SANDERS. Chief Accountant: E. W. WOOLLEY. Chief Inspector HAROLD MARE. Inspectors: W. J. ARMSTRONG, JAMES BARKER, J. P. BUYERS, G. F. CARR, C. W. ELIOT, E. FRIDAY, T. J. HARDWICKE, J. HOWE, E. F. KNIGHT, J. ROBBIE, H. H. SCHOFIELD, C. SCUDAMORE, H. (B. SMITH, J. W. STELFOX, A. SUDDARDS. THE LONDON CITY AND MIDLAND BANK, LTD. BALANCE SHEET, 30th JUNE. 1908. JB d. Dr. LIABILITIES. To Capital Paid up viz., Lf2 10s per share on 251,428 shares of B60 each 3,142,850 0 0 „ Reserve Fund 3,142,850 0 0 „ Interim Dividend, pay- able on 1st August, 1908 282,856 10 0 Balance of Profit and. Loss Account, as be- low 173,504 19 6 6,742,061 9 6 Current, Deposit, and other Accounts .53,212,535 4 10 Acceptances on a<c- count of Customers 2,918,239 3 4 I J. J 0:.& <of iu, j > J zE62,872,8,35 17 8 ASSETS. Cr. £ s d. £ s. d. By Cash in hand and at Bank of England 9,897,481 17 7 Money at Call and at Short Notice 7,126,001 12 9 17,023,483 10 4 Invest- mente: Con sols and other British Go vern- ment Se- curities .3,266,820 S 11) (of which £373.800 Con sols is lodged for public aco'ts). Stocks G u aran- teed by the Brit- ish Gov- e r nment I n d i an S t o cks, I n d ian R a ilwav G unaran- 5 t o cks, and De- bentures 541,644 0 0 Brit ish R a ilway D e ben- ture and Pre fer- e ,n c e St o c k )B r i tish Corpora- t i o n Stocks 2,140,108 5 3 C o I onial & Foreign G o verm- m en t Stocks and Bonds 491,083 8 8 Sundry in- vestments 268,430 10 4 ——————— 6,707,086 10 2 Bills of Exhange 5,957,027 11 8 429,689,597 12 2 „ Advances on Current Accounts, Loans on Se- curity, and other Ac- counts 28,893,888 0 10 Liabilities of Customers for Acceptances as per contra 2,918,239 3 4 Bank Premises, at Head Office and Branches 1,371,111 1 4 £62,872,835 17 8 PROFIT AND LOSS ACOOUNT FOR THE HALF-YEAR ENDING 30th JUNE, ionn Dr. £ s. d.' To Interim Dividend, payable 1st August, 1908, being at the rate of 18 per cent. per annum. 282,856 10 0 'Bank' Premises Redemp- tion Fund 20,000 0 0 „ Officers" Pension Fund 5,000 0 0 „ Balance carried forward to next account < 173,004 19 6 £481,361 9 6 Cr. B a. d. By Balance from last account 172,057 17 4 Net profits for the half- year ending 30th June, 1908, after providing for all Bad and Doubtful Debts 309,303 12 2 R481,,361 9. 6 REPORT OF THE AUDITORS TO THE SHAREHOLDERS OF THE LONDON CITY AND MIDLAND BANK, LIMITED In accordance with the provisions of Sub-section 2 of Section 19 of tihe Companies Act, 1907, we report as follows: — We have examined the above balance sheet in detail with the books at head office, and with the certified returns from the branches. We have satisfied ourselves as to the correctness of the cash balances and the bills of exchange, and have veri- fied the correctness of the money at call and short notice. We have also" verified the securities representing the investments of the bank, and having obtained all the information and explanations we have required, we are of opinion that such balance sheet is properly drawn up so as to exhibit a true and correct view of the state of the company's affairs according to the best of our information and the explanations given to us and as shown by the books of the Company. WHINNEY, SMITH AND WHINNEY, Chartered Accountants, London, 7th July, 1908. Auditors. I BRANCHES: LONDON AND METROPOLITAN AND SUBURBAN OFFICES (78). BRANCHES ARE ESTABLISHED IN MOST OF THE PROVINCIAL TOWNS, INCLUDING THE FOLLOWING :—■ 1 BIRMINGHAM (17). I ABERTILLERY, BARRY DOCKS. BATH, BLACKBURN, BLACKPOOL, BOLTON. B OOTLE-CUM-LIN ACRE, BRADFORD .(9), BRISTOL, BURNLEY, CARDIFF, CARDIFF DOCKS, CARLISLE, CHEPSTOW, CHORLEY, COVENTRY, DERBY (2), EGREMONT (CHESHIRE), FLEETWOOD, GLOUCESTER, HUDDERSFIELD (2), HULL (4), LANCASTER, ■LEEDS (14), LIVERPOOL LEICESTER, Dale-street, Commutation-row, Everton, St. Luke's, ,Scotland-road, V r Sefton Park, Victoria-street, MANCHESTER (10), NEWCASTLE-ON-TYNE (4), NEWPORT (MON.). NOTTINGHAM (2),. OLDHAM, ORMSKIRK, PONTYPRIDD, PORT TALBOT, PRESTON, ROCHDALE, ST. ANNES-ON-SEA, SEAFORTH (near Liverpool), SHEFFIELD (8), SOUTHPORT, SWANSEA, WATERLOO (near Liverpool). Every kind of Banking business is transacted at the Head Office and Branches. Bills, Annuities, Coupons and Dividends are collected in all parts of the United Kingdom, the Colonies, and in Foreign Countries. Purchase and Sale of Stocks and Funds are effected. For the convenience of Customers, moneys can be Jpaid in at any of the Branches and advised the same day to their own account. Strong Rooms are provided for the security of Deeds and other property lodged by the Customers of the Bank. THE FOREIGN EXCHANGE DEPARTMENT. Telegraphic Address—"Cinnaforex. London." Telephone—2481 London Wa-It. ISSUES Currency Drafts on all Cities, Circular Letters of Credit and Circular Notes payable all over the world; also makes Mail and TelgrauhY- Transfers to aU Cities. COLLECTS Foreign Bills. PURCHASES approved Foreign Bills.. ESTABLISHES Commercial Credits on behalf of customers available anywhere against the usual shipping documents. Drafts, etc., may be obtained direct from the Head Office or Branches, which are always ready to give quotations. THE SHIPPING DEPARTMENT. Telegraphic Address—"Cinnaship, London." Telephone—2481 London Wall. Is specially organised to look after Shipowners' Freight Remittances from and Disbursements to all parts of the wotld by mail or cable. r :lJusintss b'brtssts. BRADLEYS OVERCOATS FOR THE MILLION. Newest Materials, Good Fitting, Reliable Make. SMART OVERCOATS FOR BOYS FROM 2/il tt II » YOUTHS „ 5/11 is If MEN „ 12/11 TURF SQU4RE. CARNARVON. ANCASTER SQUARE, LLANRWST. ELDON SQUARE, DOLGELLEY. 24. MOSTYN STREET, LLANDUDNO TERRACE ROAD, ABERYSTWYTH OVER 100 BRANCHES NOW OPEN # SIGHT TESTING. OL s WALTER M. WILLIAMS, B.O.A, (Member of the British Optical Associa- tion), OPPOSITE THE RAILWAY STATION, BANGOR. BIFOCAL LENSES FOR NEAR AND DISTANT VISION. The new frameless Spectacles, Folders, Clips, Etc. "'I Carnarvon i fDen bigl) fierald Head Office: Castle Square. Carnarvon. London Office: 115, Fleet Street. Telegrams: Heraid. Carnarvon Nat. Tel.: 83, CarnarVon. 4

THE PUBLIC AND THE PENSIONS

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CARNARVON BUILDING CASE

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