Welsh Newspapers

Search 15 million Welsh newspaper articles

Hide Articles List

5 articles on this Page

Advertising

Advertising
Cite
Share

^Justness JUtosses. THE LORD BISHOP OF BANGOR Speaking recently at his native place, said that among the many notabilities who had been born in that locality, ought to be mentioned the author of Lewis' ii I I Rheumatic Essence The veil-known Remedy for RHEUMATISM, GOUT, SCIATICA and LUMBAGO. N,B.-Our Nation is now convinced that External Applications (such as "Oils," Lina- ments," Embrocation," <fcc.,) are useless, as it is impossible for such to strike at the root or the evil, and that LE JFIS' RHEUMATIC ESSENCE" is the only reliable Remedy yet discovered. A CHANCE FOR £ 100=151 4 :2100 will be given to any person who can prove a case that Lewis' Essence will not eure or alleviate, even in the worst possible cases, ajter a reasonable trial. An early application for above sum will oblige. Caution-BEWARE OF IMITATIONS. NOG are Genuine without the name "LEWIS l'YDD YND U' -engraved npon the Government Stamp. Oj all Chemist* and Medicine Vendors throughout the World at 2s 9d. per Pottle. Sole Proprietor and Originator JOHN LLOYD LEWI, Manufacturing Chemist ABERAYRON, S.W. SERENDIB (TEA REGISTERED). THESE lovely TEAS are carefully selected f'om the beat gardens, and are packed in lib., 1 b., ilb., air tight LEAD PACKE ES. which preserve their delfcious flavour and strength. Prices Is. 8d 2s., 2s. 6d., and 3s. per lb. jgHOULD BE USED BY ALL. JWERYBODY PRAISES IT. TDICH IN FLAVOUR. XTRAORDINARY STRENGTH. OTHING BETTER. OES NOT IMPAIR THE DIGESTION IS GUARANTEED PURE. JgEST OF ALL TEA Owing to the great demand for this tea it can now e had in lib., 21b., and 41b. Tins, same price as packets, and may be obtained from 1 SOLE AGENTS FOR ABERYSTWYTH HOPKINS & CO., TEA COFFEE MERCHANTS GREAT DARKGATE STREET, 'I ABERYSTWYTH LOCAL AGENTS Cardill. D. Jones, & Co., Limited Aberayron W Morris Jones. Dolgelley R. G. Williamp, New Shop Abergele W. Williams and Co. Rhyl W Williams and Co. t Colwyn W. Williams and Co. Colwyn Bay W. Williams and Co. Llandudno W. Williams and Co Llanrwst W. Williams and Co Conway W. Williams and Co. Denbigh. W. Williams and Co. Ruthin W. Williams and Co. 1 Oswestry Davisg an Edwardi Wrexham J. Brunt. Bangor. Jones, Bradford House Carnarvon. H. J. Foulkes, Pool-street Llandudno J. Littler. Penmaenmawr H. Roberts. Holyhead Robt. Jones, Railway. Builth W. Price and Co. Barmouth.Messrs Morris and Son. It is only a very few years ao the discovery was made that the Island of Ceylon possessed peculiar advantages for growing Tea, the soil producing kinds superior in most respects to either China or Indian Teas. EVERYBODY SHOULD GIVE IT A TRIAL. GUARANTEED PURE SERENDIB; SHOULD BE TRIED BY ALL LOVERS OF GOOD TEA. CAMBRIAN NEWS," I PRINTING WORKS, MILL STREET, ABERYSTWYTH, 'I PRINTING. QILT-EDGED Calling Cards ^jTUMMED Papers for Labels. CIRCULARS, Pamphlets, Business Cards, Reports. ORDER Books, Receipt Books, etc., paged and perforated. JjlNVELOPES at low price FANCY PAPERS for Bills and Circulars. pLAIN and Printed Tea Papers. j STATEMENT of Claim and other Legal Printing. public Rotirto. PRUDENTIAL ASSURANCE COMPANY, LIMITED. CHIEF OFFICE :-HOLBORN BARS, LONDON. SUMMARY OF THE REPORTS PRESENTED AT THE FORTY-THIRD ANNUAL MEETING HELD ON THE 3RD MARCH, 1892. ORDINARY BRANCH.—The number of Policies issued during the year was 58,118, assuring the sum of £ 5,932.493, and producing a New Annual Premium Income of £ 355,980. The Premiums received during the year were £ 1,442,746, being an increase of E280,097 over the year 1890. The increase in the Premium receipts for the Quinqueimium 1887-91 was EI,045,806, giving an average annual increase of £ 209.161. The claims of the year amounted to 9387,108. The number of Deaths was 2,784. INDUSTRIAL BRANCH. The Premiums received during the year were £3,688,338, being an increase of £ 170,413. The increase in the Premium receipts for the quinquennium 1887-91 was £777,043 giving an average annual increase of 9155,408. The Claims of the year amounted to 91,647,300. The number of Deaths was 183,927. The total number of Policies in force was 9.617,484 the average duration is six years and three-quarters. The tetal Assets of the Company, as shown in the Balance Sheet, are E14,623,627, being an increase of £ 2,043.757 over those of 1890. The Directors have again prepared a supplement to the Report, showing in detail how the assets of the Company are invested. The Balance Sheet has been again submitted to the independent professional audit of Messrs Deloitte, Derer, Griffiths and Co., whose certificate is appended to the accounts. SUMMARY OF THE QUINQUENNIAL REPORT FOR THE PERIOD ENDING 31ST DECEMBER, 1891. The Directors have much pleasure in submitting their Report and that of the Actuaries of the Com- pany, upon the valuation of the Company a Assets and Liabilities, which has just been completed. As on previous occasions, the processes and results of the valuation have been submitted to Mr A. H. Bailey, and his rep irt is also attached. During the Five years now under Review the Assets of the Company have grown from 96,811,954 to £ 14.623.627, being an increase of £ 7,811,673. The annual premium iucome of both Branches com- bined, at the beginning of the Quinquennium, was £3,472,911, and at the end E5,386,990, being an in- crease of £ 1,914,079. The valuation of the Ordinary Branch has been made upon the same principles as those of the preceding Quinquennium, namely, a net premium valuation on the Institute of Actuaries' (HH.) Table of Mortality for the life risks, and Mr Finlaison's Government Annuity Table 1884 for the annuities, the rate of inter- est in both cases being 3 per cent. The valuation of the Industrial Branch h\s also been made on the basis of a net premium valuation at 3 per cent interest, the Table of Mortality being Dr Farr's English Life Table," No 3. At the beginning of the Quinquennium a revision of the Tables of Afsurance was made considerably in favour of those of the assured who keep their policies in force for five years. These increased benefits have been made retrospective, and, as will be seen from the Actuaries' Reports, a corresponding increase has been made in the necessary reserves. Extract from Mr A. H. BAILEY'S Report. The time having arrived at which another valuation is required to be made of the liabilities of your Com- pany, I inspected, during the progress of this immense work, the various processes that had to be adopted for the purpose, and the results have been submitted to me for examination. On the 31st December, 1891, the total number of assurances in force was 9,880,103, besides 1,557 grants of annuities. By the last Census it was ascertained that the total number of persons living on the 5th April, 1891, in the United Kingdom was 37,740,283 so that, after making allowance for the cases in which two or more Policies have been granted upon the same life, it appears that the lives of about one-fourth of the population of Great Britain and Ireland are assured by your Company. The numbers have in- creased by more than 37 per cent during the Quin- quenninm now under review. The funds that have been accumulated to meet these liabilities amount to £14,087,:303, exclusive of the Proprietors' capital. The principles upon which the liabilities have be n estimated are those now generally adopted by well-conducted Assurance Companies. The basis of valuation has my full concurrence, and having been set out in the Actuaries' Reports, together with the results in the caje of each Branch, need not here be repeated. Extract from the Reports of Messrs T. C. DEWEY, W. HUGHES and F. SCHOOLING, the Actuaries of the Company. ORDINARY BRANCH—The number of Life Policies in force at December 31st, 1891, was 262,619, assuring, with bonus, £28.570,567, and producing a gross annual premium income of;CI,487,344. The results of the Valuation are as follows :— Life Assurance Fund on the 31st December, 1891 L-5,505,095 Reserve for Life Assurance Policies. including reserve for immediate payment of claims 93,983,469 Reserve for Annuities 502,241 Net Liability 4,485,710 Surplus £1,019,385 INDUSTRIAL BRANCH.—The number of Policies in existence at 31st December last was 9,617,484 and the amount assured £ 93,390,879. The weekly premiums receivable in respect of these Policies amounted to E74,993 per week, or E3,899,646 per annum. The above number includes 246,152 free or paid-up Policies granted in lieu of discontinued assurances, on which no premiums are payable. The average duration of all the Policies now in existence is about six and three-quarter years, and when the large amount of new business introduced in recent years is considered, this is strong evidence of the succe-s of the means which have been adopted to promote the stability of the business. The results of the Valuation are as follows :— Life Absurance Fund on 31ot December, 1891. £ 8,582,207. Net Liability for Life Assurance Policies, including reserve for immediate payment of claims 7,776,712 Surplus £S05,495 Of this net liability upwards of £ 800,000 is in respect of free Policies granted in lieu of discontinued assurances, and to provide for the increased benefits conterr-jd on Industrial Policy-holders during the (Quinquennium. It is worthy of remark that in the two branches toeecur there are 233,358 Policies assuring amounts of from jL50 to £100 each, producing an Annual Premium Income of upwards of One Million Pounds, and of these 54,777 are with weekly Premiums. 44,645 quarterly, 21,010 half-yearly, and 112,926 with annual premiums. When it is considered that every proposer for an amount of 950 and upwards has the option presented to him of paying the premiums in any of these methods, it is remarkable how many deliberately choose the weekly premiums, thus affording a strong illustration of the adaptability of Industrial Assurance to the wants of the public. With a view to secure accuracy, two independent Valuations were made in both Branches. The Valua- tions of nearly Ten Million Policies, divided into a very large number of groups and classes, has employed the energies of a staff of about 700 for many months. The arithmetical processes alonf- have involved an immense amount of labour and would have been almost impossible of accomplishment without the aid of the Arithmometer, no less than fifty of these instru- ments having been employed. GENERAL BALANCE SHEET OF THE PRUDENTIAL ASSURANCE COMPANY LIMITED, ON THE 31ST. DECEMBER, 1891. LIABILITIES. ASSETS. £ s. D. £ s D Shareholders' Capital 500,000 0 0 British Government Securities Ordinary Branch Funds 5,505,095 11 8 (Consols) 1,420,159 9 9 Industrial Branch Fund 8,582,207 16 9 Railway and other Debentures and Claims under Life Policies ad- Debenture Stock 1,915,388 18 5 mitted 36,324 1 9 Loans on Municipal and other Rates 3,492,099 0 1 Freehold Ground Rents, and Scotch Feu Duties 2,119,643 1 5 Mortgages 1,912,365 14 3 Metropolitan Consolidated Stock, and City of London Bonds 320,785 8 0 Bank Stock 167,337 0 1 Freehold and Leasehold Property 87.2967 13 2 Indian and Colonial Government Securities 754,377 13 1 Reversions 139,454 16 0 Railway and other Shares. 451,765 8 6 Loans on the Company's Policies 119,021 15 2 Loans upon Personal Security. 707 10 0 Outstanding Premiums 359,396 9 0 Cash in hands of Superintendents, and Agents' Balances 48,923 14 5 Outstanding Interest and Rents. 126,534 12 3 Cash-On deposit, on current accounts, and in hand 402,699 6 7 i £ 14.623,627 10 2 £ 14,623,627 10 2 THOS: C. DEWEY, EDGAR HORNE, Chairman. WILLIAM HUGHES,/Mana9ers- HENRY HARBEN,) n-. W. J. LANCASTER, Secretary. ROBERT CROSS, We have examined the Cash transactions, Receipts and Payments, affecting the Accounts of the Assets ind Investments for the year ended December 31st. 1891, and we find the same in good order and properly vouched. We have also examined the Deeds and Securities. Certificates, &c., representing the Assets and [nvestments set out in the above Account, and we certify that they were in possession and safe custody as on December 31st, 1891. 17th February, 189g. DELOIITE, DEVER, GRIFFITHS & Co. District Superintendent T. H. EDWARDS, Queen's-road, Aberystwyth. Assistant Superintendent C. R. EVANS, Brenig-terrace, Tregaron. Assistant Superintendent T. LEONARD, Poplar-road, Machynlleth. And a Staff of 21 AGENTS. m64 MONTGOMERYSHIRE COUNTY COUNCIL. TO THE ELECTORS OF LLANBRYNMAIR DIVISION. LADIES AND GENTLEMEN,— I beg to offer you my sincere thanks for returning me as your Representative on the County Council. It will always be my pleasure to do my best for the welfare of the County, and to further your interests in every way possible. I remain, Ladies and Gentlemen, Your faithful Servant, HENRY LESTER SMITH. Brynllys, March 8th, 1892. (m78 HUMPHREY DANIEL, DECEASED. ALL Persons having any claim upon the estate of Humphrey Daniel late of Frankwell Street, Towyn, Merioneth, Painter and Glazier, deceased, who died on the 2nd day of January 1899 are requested to send particulars of such claims to Mr Rees Daniel of Church Street, Towyn the Adminis- trator. March 9th, 1892. m79 mHE Annual GENKRAL MEETING of the X CEREDIGION CRICKET CLUB will be held at the Belle Vue Hotel on Monday, the 14th March at six o'clock sharp. All interested in cricket are in- vited to attend. m58 SPECIALLY Ruled books for Tradesni"r: S Solicitors, Mines, Estates, Public _C-mpaai.68- and Manufacturers made to order. MERIONETHSHIRE COUNTY COUNCIL. TO THE ELECTORS OF THE LLANEGRYN AND LLANFIHANGEL-Y- PENNANT DIVISION. LADIES AXD GENTLEMEN, Allow me to thank you for the honour you have done me in again electing me as your representa- tive. Yours faithfully, W. R. M. WYNNE. March 7th, 1892, m60 I MONTGOMERYSHIRE COUNTY COUNCIL. TO THE ELECTORS OF THE DAROWEN DIVISION. LADIES AND GENTLEMAN, I feel highly honoured at having been re- turned unopposed, as vour representative on the County Council. Permit me to offer you my most sincere thanks lor tnus placing your connaence in me. It shall always be my chief endeavour to watch your interests, and to serve you faithfully and con- scientiously. I remain, Ladies and Gentlemen, Yours faithfully, Bronygan. Cemmaes, DAVID EDWARDS. I March 8th, 1892. m75 t Z, tiibcrs. TENDERS are invited for carrying out im- JL provements at the "Fountain Inn" and other pro- perty in Trefechan. Plans and specifications of the same can be seen at the office of Messrs George Jones and Son, Architects, 49. Portland Street, or Mr W. H Weymss' Office as below. Sealed Tenders must be sent in to the undersigned before the 26th instant. It is not to be understood that the lowest or any Tender will necessarily be accepted. (Signed) W. H. WEMYSS, Auctioneer, Valuer &c., Unices, Mary Street, Aberystwyth, 7th, March, 1892. m65 LAMPETER UNION. CONTRACTS FOR PROVISIONS, COALS, (fee. THE Guardians of this Union are desirous of JL receiving Tenders for the supply at the Work- house, Lampeter, of Flour, Butcher's. Meat, Butter, Cheese, Split Peas, Oatmeal, Mdk, Scap, Candles, Clothing, and other articles of use and consumption, for the Half-year ending Michaelmas, 1892. Tenders must be made on Printed Forms, to be obtained at my Office, or at the Union Workhouse, and the tenders, with samples, are to be sent under sealed covers, to my Office, on or before Thursday, the 17th day of March instant. Securities will be required for the performances of the Contracts. The lowest or any Tender will not necessarily be accepted. DWID LLOYD, Clerk to the Gnat dians. Lampeter, March 4th, 1892, mS2 TREGARON UNION. CONTRACTS FOR PROVISIONS, &c. ALL Persons desirous of Contracting with the Guardians of this UNION for supplying the WORKHOUSE, from the 25th day of March to the 29h day of September next, with Drapery Goods, Ready Made Clothing, Printing, Shoes and Repairing, Coffins, Coals. Meat, Flour, Oatmeal, Peas, Rice, Butter, Tea, Sugar, Salt, Milk, Vinegar, Pepper, Mc'Dougal's Soap, and other Provisions and Groceries, to be delivered at the Work house in the Slid Union, in such quantities, and at such times as the Guardians shall appoint, are re- quested to deliver Sealed Tenders (with Samples of such Articles as can be given) to me, at my Office, on or before 11 o'clock, on the morning of the 22nd day of March next. Security to be given (if required) for the due performance of the Contracts. It is -ompetent for any Person to Tender for any of the Articles separately. The Guardians do not bind themselves to accept the lowest or any tender. Forms of Tenders may be had of me on Application, or at the Workhouse. EDWIN 0 JONES, Clerk to the Board of Guardians of the said Union. Tregaron, March. 1st, 1892. m54

ABERYSTWYTH UNION.

RETRENCHMENT.

COUNTY COUNCIL COMBATS.j

WALES FOR THE WELSH.