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?? ?S?M? C????S?.yS??X???K" ??? ?-?? ????????L V'j¡, o 0 0 o 0 0 0 0 c ID 00,'0 0 0 0 0 oc 0 ,?uL. _??.!????????A.e?, ?2..????? m?-??M.-?j?.M. ?-——-—??-?-?-?-j?-?-??—!tm7w-rM??mm-??f?Mf)???fM??
THR!FT & PENS!ONS.
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THR!FT & PENS!ONS. Friendty Society Work ODDFELLOWS AT FOLKESTONE. Apathy of Members. iOVERNMENTPENSION SCHEME Grand Master's Criticism. The opening session of the Annual Movable Comm'ttce oi: the Manchester Unity oc Odd- fellows, held on Monday at the Dri'I Haii. Fo!ke=toBe, was -t-ttended by representatives of he Caurch, of Pariiament. and of the muni- "ipality, who joined in offering a cordial wel- :orne to the 650 deputie3 wlw have bcen tppointed to represent the districts of the Order. Grand Master J. Harford Hawking !South London) presided. The Archbishop of Canterbury, in a, short uldress oi ,velcome, said the organisation ¡'c- presented at that conference was of national importance to the iite of the British Empire. tt would not be easy to oVCl'-est:matü the iifference at home and in the Colonies if the Ianchester 'Unitv wel'e to close, An who were !or the common good fftt the debt \h.ey owed to tbf Manchester Unity, and be grayed that the blessing of Uod might rest on ilie Order. The Ma.yor and Sir Edward Sassoon. M.P., tiso welcomed the deputies to Folkestone. Sir Edward expressed the opinion that any scheme ?i.' old age pensions which did not discriminate ?etween the deserving and the undescnTing vould not be worth bhe paper it was written )n. Grand Master's Address. The Grand Master, who was received with applause, delivered his inaugural address. It pas, he said. in !\clbrdance with custom that 'e addressed them on their past year's work ,heir present position, and their future policy s tb.e leaùin;; li'riendly Society organi"ation in .be world. 1' or a, society with a membership of upwards of a million the increase of 1.980 was jtmaii. While 34,492 members \\ere admitted, 6,433 lapsed, or 77 psr cant. of the admissions. This ,vas no.; credit;:¡,blc, but was unfortunately tthe experien.cc of most of the societies, and was '\0 oe attribü.teù in a great measure to the opposition that surrounded them. First, the opposition from their own borders, the apathy Dtthe members themselves, tvho, knowing the 'l.llvantage at belonziug to a sound socity, did Bot impress that sufficiently upon other:, who were not connected with it similar association. The second ouposin? element was the existence of so-caMed Friend iy Societies of an exotic and Tmshroom-iikc growth, known as dividing societies, id eat societies, s!a):e clubs, deposit societies. Then the third opposi- tion was the constant promise of irre- sponsible patriots and a few responsible politicians of an oid age pension, which was teading many young men to think there was now no need to provide for the future, as that would be assured. The Unity Sick and Funeral Fund, h'om which valuable assistancewas being given 10 dcticifmcy lodges, haù occupied much atten- ion of the board of directors. The method at present in. force for the support of the fund in !iis opinion was as good as cou)d be devised. It was gratifying to find that some lodges with turpiu. capital at their disposal had volun- tarily assisted the poorer lodges in their dis- in':ct. In the South London district the Pride of Bermondsey Lodge had from its surplus promptly voted a sufEcient sum to liquidate the deficiency lodges in that district. Dw'ing the year -E84.'936 17's Sid of surplus capital had been appr'opria.ted. £34,264 being devoted to re- deception oi. contributions. The subject of the Manchester Unity subscribing to or Endowing Beds t.e various sanatoria throughout the King- dom was another matter that engaged atten- tion at their fast conference, and reflection apon the subject convinced him that it wa:; an impossibility to endow beds at all the Sana- toria that might be established, as the cost would be prohibitive, but if the various dis- tricts in whose locality these institutions were founded were able to contribute, the advan- tage locally would be very great. These diseases were the diseases of the poor man—the upper classes were practically Iree from them — and the immunity which fresh air, good food, and rest conferred upon the weU-to-do was a condition which Friendly Societies should combine to secure for their members rather than beating the a,ir on less important matters. The altered ''ouditions of the Workmen's Compensation l !\cb that comes into force on July 1st would, he was disposed to think, more seriousiy affect lodges in some parts of the Unity thanbitherto. n' Another important subject was that of Old Age Pensions. This was a. matter that must be dealt with by and through the medium of Friendly Societies alone, unless a system of compulsory insurance w&s adopted by the State, and that was not consistent with the liberty of the subject The Unity had a super- annuation fund, but with what success had it met ? The few who patronised it showed its unpopularity. The suggestion made by the Ipswich district of compulsory superannuation while sound in practice, could not, in his opinion, be adopted with safety, because the difficultIes of adapting it to existing members were very great, if not insuperable, and to make it applicable to new members only would stop recruiting. What was wanted was a properly devised age pension scheme to tuit aH classes of Friendly Society members as well as the community at laj*ge. A reasonable and Workable System of old age pensions could not be built up on a nucleus of two and a quarter millions, which the public was recently assured would be at the disposal of the Government for this purpose at the close of the fiscal year. This hint at the establishment of old age pensions was a sop to tHose who for years had been clamouring for it, while their 'prentice hands had never yet prepared any solution for what would be a great boon for all especially the thrifty of the lower and middle classes, from which the bulk of Friendly Society members were drawn. Out- side the great Friendly Society movement the scheme could only and administered hy a, total abolition of the piesent system of indoor and outdoor poor law relief, because universal old age pensions meant general out- door relief without the penalty of pauperism. He felt almost disposed to say that in his opinion a universal system of old age pensions was utterly impracticable. To give 5a per week to everyone at the age of 65 required a sum of £26,600,000 per annum. To give the same sum to everyone on arriving at 70 years of age required :S15,400,000 per annum. It was as much the Duty of the State to provide something other than pauperising the recipient for the aged worked who had an honourable record, as it was to provide an extravagant pension for some who had served the country in other ways, and who during that servitude could hardly be regarded as underpaid. When, if ever, pensions were adopted, it must be through the medium of Friendly Societies, and those societies must see to it that there was no interference with their independent work the possession of their wealth must be jealously guarded from outside interference, and they most endeavour to adopt means for enabling the society to pay an equivalent sum to the second period of reduced sick pay to all their members on reaching the <tge of 65 without additional contribution in eases where during previous membership no sickness benefit had been claimed, provision to be made for cases where sick benefits had been paid. The idea might appear Utopian, but that some such system must be adopted in the near future he considered essential to their further development. The Grand Master. in referring to the losses by death during the paid a tribute to the work and memory the late P.G.M. T. Walton, and said it was their clear duty to provide a permanent me- <aori*J to the man who for upwards of a third of his Ufc served tb<; Unity as a director, and :n M84 with conspicuous distinction SIIed the Master's chair. (Cheers.) Story of the Year. Flower of Llynvi Lodge Reported for Expulsion. T!!e Gr3.Dd Master and Board of Directors presented their report upon the administrative '!f0fk of the society for the past year. The "ttOM't stated that the membership was 1.026.529, an increase of 3,325 members. The society had opened 15 new lodges in the United and 21 in the Colonies. The ques- tion of a fitting memorial to the late P.G.M. T. WaJtom, of Southampton, the greater por- cf whoap life was spent in the Manchester Thiity. had been considered by them. and they fetcommended that a monument be erected at a eoat not exceeding B100, and an annuity be pro- vided for the widow. They recommended that the Flower oi Llyavi Lodge. Maesteg district. ích had been a source of trouble for some years owing to its failing to carry out the re- quirements of the actuaries, be expelled from MM society. Regimental Lodges. The Barrow.in-Purne5s A.M.C. decided epon the desirability of the estab- tiahmemt of regimental lodges, and the GtMid Master and P.P.G.M. R. Rigg had ?<x?ie.<M<i?M W&E Of&ce authorities in the matter. The War OSice authorities expressed ¡ their strong desire to further in any way they could the formation of branches of the Order and of kindred societies in the Army. They were anxious the society should make provi-. sion that the soldier on enlistment c-houid be accepted by the regimenta! lodge on the Army doctor's certificate, that white the sotdier re- mained with the colours a certain reduction of contribution shouid be made. and that- he should not be entitled to sick pay. the sor being more carefully looked after and nUI.1 when ill than when in private life. and that, with few exceptions, when on sick list his pay continued that in the event of death bis funeral money should be paid as in ordinary cases by the regiment;).! lodge.and should be lea.ve the service, or on completion of his time, he should then be fully free to s'ck benefits and commence to pa the table rate of contribu tions for the age at which be enlisted. Wet Rents. The accompanying report of the actuaries shows a reduction of something like 50 per cent. in the cootribution during the neriod the memo bcr is serving in the Army. Examination of the valuation returns of lodges in the Ashton- under-Lyne district disclosed that very large sums were being paid ior rent. und the actuaries called -he attention of the board to the matter. A visit was paid to one of the lodges, and it was fonnd that !:he wet renb system prevailed, and further inquiry elicited that this practice was general throughout. the district. The directors had distinctly indicated that any future violation would l'è'sult in the lodge so oSendLng being reported for expul- sion. The Kersley di."trict was reported by the dcputation to the Miners' Glory Lodge to be continuing the system of wet rent, tnd the directors considered the offence so grave &s to justify thorn in suspendir-g relief grants until proo; was iven. tbe practice was aba,ndonel. They had considered the question of sanatoria for members suffering from tuberculosis, and being of opinion that the evil was one that called for national treatment did not feel justified in recommending a grant from the Unity funds. They reported the resignation of Mr Thomas Collins. secretary of the Order, to whom an honorarium of JS500 had been paid. The directors had forwarded £250 to the iocal lodges in relif of the distress anù suffering caused by the ea.rthqua.ke in Jamaica, and they recommended that a further grant of £250 be made from the Unity distre::s fund. Th.? directo:'s recommended that the funcrs.1 liabilities oE 648 members (and their wive-;) of deficiency lodge;; be taken over on to the Unity fund as follows :—Ashby-de-Ia-Zouch, 25 members Aahton-in-Makeruetd, 3 Bishop Auckland. 149 Bollington, ?8 D'.jry'St.- Edmunds, 42 Carmarthen. 19 Chesterfield. 16 Chowbent. 16 East Manchester, 16 Eckington. 85 Hyie, 15 Kington, 21 Merthyr. 4S Middieton, 16 Neath. ? New- port, Salop, 65 Mtanhone. 4 St. Helen's, 9 andSunderl&nd,62; a,nd in addition a, cash grant to the Crompton district of ;E89. The total cost of the relief recommended tviil be about JE9.000. The amount of relief already paid from this fund is .E2S.857. The condition and management of the Durham district had for many years caused considerable trouble and anxiety, and they recommended the temporary suspension Of relief be continued until such time as the dis- trict had comTJlied with their rc<:¡uiremcnts. The Unity insurance and endowment fund was now in working order. Tables were sub- mitted providing tor insurances of £10 and multiples thereof by payment of annual pre- miums, and allowing a penny in the shilling for management expenses. They recommended a levy of a, penny per member for management expenses. Application was made to the society by re- presentatives of the Royal Commission ou the Poor Law for information a" to the cormection between industrial conditions and pauperism and the Unity, and requesting an official re- presentative to give evidence before the Com- missioners. The directors declined to send a representative to the suggested inquiry, as, in their opinion, no useful purpose would be served. Aft er research the directors had come to the conclusion that the Unity would com- plete its centenary in October, 1910. Estimates Committee. Brothers A. \V. Daynes, Norwich W. Red- mond, Bristol Lloyd Jones, Manchester C. Key-worth, Lincoln J. O'Shea. Leicester W. Amery, Exeter -T. Andrews. Wolverhampton and Stcwart Gillcspie. Belfast., were elected an Estimates Committee. Workmen's Compensation Act. The report of the Investigation Committee raised one matter of Interest as to liability under the new Workmen's Compensation Act. Mr Hind, Chesteriield, stated that a leading barrister had given it as his opinion that a foot- ball club was responsible for the !o?s of wages of an amateur footballer who met with an accident.—The Grand Master J suppose that barrister was a footballer. (Laughter.) It was resolved that the directors should take steps to ascertain the liability, if any. The remainder of the sitting was devoted to alterations of rules, but no questions of interest were raised. In the evening the delegates had a trip across the Channel to Boulogne, where they were the guests of the Mayor and Corporation. WORSE THAN "WET RENTS." Chief Shepherd's Warning. The eighty-first annual conference of the Loyal Order of Ancient Shepherds was opened at Dunfermlinc on Tuesday morning. Bro. John Munro( Dumbarton) presided, and there were 165 delegates present, the second largest num- ber on record. The Chief Shepherd, in his address, said the 1905 valuation reports showed sound Rnancial progress in many districts a degree of sol- vency of 20s in the £ had been secured, and a few showed a surplus as a result of reforms passed by previous annual meetings. He warned districts to be carchil how they dealt with such surpluses, and to bear in mind that the whole surplus would not reaJIy have been earned until the close of the lives of all the members* In cases where the money was used he/recommended its application to the formation of a fund for the payment of a part or the whole of the older members' contribu- tion.s. Deficiencies should be dealt with imme- diately by an equitable increase in the rate of contributions. They had to remember that when a district or lodge was shown to have a degree of solvency less than 20s in the JE, every claim paid in full reduced the amount left for the remainder of the members. The Chief Shepherd expressed regret that the female lodges were not making the progress desired, and he suggested that when women members married they should be retained for funeral benefits only. He emphasised the importance of juvenile branches and Past Master lodges, and next discussed the wisdom of a safe invest- ment of funds at 5 to 3, per cent.. rather than run a risk to gain 4 or 5 per cent. He further ad- vocated the Order taking assurance business up to JE200, as they could do this business cheaper than ordinary societies. Referring to the question of old age pen- sions. the Chief Shepherd said it was utterly impossible for members of a Friendly Society to provide old age pensions for themselves. The average earnings of members did not exceed 30s per week, so that they did exceedingly well when they provided for their families as at present. Smce the Employers' Liability Act had been passed no workman would be em- ployed after be was 65 years old, and it was the duty of the Government to make provision for every man and woman to receive 5s per week at that age. The Chief Shepherd also referred to an evil greater than meeting in public- houses, that of chib rooms and institutes where intoxicating drink is supplied. It would be a thousand times better for a lodge to meet in a respectable public-bouse than practically to become publicans themselves. The General Secretary, Bro. John McNicol, of Manchester, presented his annual statistical report, in which it was explained that a slight decrease in adult membership was due to the secession of five districts rather than conform to financial reforms. Reviewing the question of decreases in kindred BYiendly Societies generally, he fett that this waa partially the eSect of a growing disposition of the country to demand from the State legislation providing more effectually for the needs of the working classes, who were justly recognised as being the backbone of the nation. In regard to old age penjsioos. be thought their attitude should be one of quiet confidence m the future, with an earnest aim to assimilate the sturdy organisa- tions created by the workers and the fostering nf schemes devised by wise statesmanship. The financial transactions for the year showed £132,000 paid in benefits and total funds amounting to £972,717. The total membership was 230,179, inclusive of 124,579 adults, 36,266 juveniles, and 65,631 wives. The decrease of adults was 447, compared with 895 the previous year, and secessions of branches accounted for 455. Of juveniles 1,057 were transferred to adult lodges. There was still an increase of 790. Bro. David John, of Swansea, will be in- stalled Chief Shepherd at the close of the ses- sion. Bro. Alexander Mackie, of Edinburgh, was elected Deputy Chief Shepherd. Hawarden district was chosen as the place of the next annual meeting. I The Executive of the Order, on the proposal of the Bristol district.were appointed final arbi- ters in cases of dispute, as against a previous I arrangement necessitating the election of a separate board. The New Chief Shepherd. I The new Chief Shepherd. Bro. David John, of Morriston. Swansea United District, whose j portrait we gave on Tuesday, is a superintend- } ent m the U ,DJ:)er Forest and Worcester Steel a ndTinplatc Works, of which another cnthu- siaBtic Shepherd, :\1r- George Rowe. is manag. ing director. Initiated into the Order more than 25 years ago, Mr John has by his conduct in the various nÜnor offices shown exceptional business capacity, and his appointment as Deputy Chief Shepherd at Pontypridd a year ago V,"¡\<; one of the most poular ever made. For six years Bro. John has been a member of the Shepherds Executive, ire has been chief of his own district, and he is w('ll known as an office bearer of several public institutions in Swansea,. ANC!ENT ORDER OF DRU!DS. !nsurance of ChHdren. The 48th Annual Movable Delegation of the Ancient Order of Druids was opened on Tues- day at Battersea Town Hall under the presi- dency of tbe reiiring Grand Master (l\Jr G. H. HalI.ofSherSeld). In the course of bis presi- dential address Mr Ea!l said that the strength of the Order had decreased numerically. He congratulated those of the brethren who had laboured earnestly in the cause, and wished they were in a majority instead of a minority, for then the decrease would not have amounted, as it had done. to 1,121 during the year. At present they had 70.121 adults and 8,550 juveniles on the roil their income from all sources !ast year was JE 119.031, and the expendi- ture £100,200, an increase of JE8.830. The prin- cipal r3,ru;e of the decrease in membership "vas leakagc. to counteract whicn he urged they! should make the lodge-rooms more attractive to young people by supplying them with papers, periodicals, <bc. He also thought that consideration should be given to cases where people were disposed to leave the Order on account of arrears of payment, whilst efforts should be made to increase the area of the Order's operations. Friendly Societies had done much to promote philanthropy they had c!cvnted the working classc3 by inculcating a spirit of thrift and self-reliance, and accord- ingly pauperism and crime had decreased, whilst the rates had been relieved. A system of.State o!d age pensions shouid, he urged, be in the nature of a well-earned pension, not in the form of n charity, and should be entirely free from all associations with poor law relict. He thought Friendly Societies lost business through not being able to accept children for in;3urance at one ycar old, whereas ordinary insurance companies could take them at birth. This unfai,rness shmlld be brought to the notice of members of Parliament. The report of the Grand Secretary on the proceeding;, of the Board of Management and the financial condition of the Order showed that nine new lodges had been opened during the year:ls compared Yv'ith 13 during the pre. vious year. The membership had decreased by 1,121. This was in some degree due to the dissolution of several old and decayed lodges, and in one district by apathy and in. difference. The total income was £299,000, and the expenditure included .E65.000 for sick benefit. The funeral and sick fund now amounted to JE190,000. The investments stood at JS198.000. HEARTS OF OAK PR08RES3. The annual meeting of delegates of the Hearts of Oak Benefit Society was opened on Tuesday in the hall of the society's oNlces, Euston-road. London. Two nominations for the presidency were submitted to the meeting, viz.. Mr George Belsten, of West Bristol dis- trict. and Mr Robert Green, of King's Lynn district. The voting resulted in Mr George Belstfn being elected by 109 votes to 99 votes received by Mr Robert Green. The President, m addressing the delegates, on taking the chair, said alt they had achieved had depended solely upon the exertions of the members themselves, and it was due to the efforts of the members that the society was now the premier cf*ntralised.society in the world. (Loud ap- plause.) From the year 1842 when, in a public bou.() in Long Acre, the society was started by 12 working mf'n without capital, it had gone on increasing in strength and influence until last quarter it had a total membership of 295,253. with accumulated capital amounting to Jb5,400.717. The annual income had for many year's been upwards of half a million. Last yea" it was £689,439. Of that sum £541.825 was expended in benefits and management ex- penses, leaving a balance of S]47,614 which was carried to the reserve. Since its establish- ment in 1842 the society had paid the sum of '.ES.694,300 in benefits, and last year alone no less a sum than .E365.658 was distributed solely in sick benefit. Funeral claims paid amounted to £60,588, of which sum JE14,OOOwas paid mem- bers in respect of their wives' deaths. It was a matter for regret that the mortality was so high a.s it bad been recently amongst members' wives. H Mr W. H'. Palmer, of the Southampton West district, was elected vice-president. The dele- gates proceeded to discuss the various reports. i.O.G.T. WELSH GRAND LODGE. We!sh M.P.'s Criticised. On Tuesday ths Welsh Gr11.nd Lodge of the Independent Order of Good Templars opened )ts 36th annual session at Tabernacle Schoolroom, Morriston. The Grand Lodge was called to order by Right Worthy Chief Templar Reea Rvans, of Hanwrtyd. who was supported by the oiYicers of the Order, ar.d there were also present 80 delegates from the \Ve!sh lodges. A letter was read from Grand Worthy Chief Templar Joseph Malins, stating that owing to iU-healtb he was unable to attend. Referring to the prospect of temperance measures in the present Parlia- ment, the Right Worthy Chief Templar re- marked that in the Scottish Temperance Bit! recently before Parliament only 17 Welsh members voted in favour of it" the othec 17 members either voting against it or being ab- sent. Re expressed regret at thia, a.nd said that in view of what had taken pl&ce, the Scottish people could well point to the in- difference of Welsh members to Scottish tem- perance legislation, and might retaliate with regard to measures affecting Wales. The morning proceedings were largely re- stricted to consideration of the reports of the various committees. In the afternoon depu- tations from other societies and Orders were received. The Engltsh Grand Lodge was re- presented by Bro. J. W. Hopkins Bro. J. H. Jenkins represented the English Grand Lodge of Wales, the Rev. Morris Morgan the South Whales and Monmouthshire Temperance Asso- ciation and Mrs Linley, Mrs Shaw, and Mrs Simmons the British Women's Temperance Association. Under the auspices of the Grand Lodge, public meetings were held in the evening at Abercrave, A-Utwen, Uansamlet, Landore, Zoa.r. Swansea, and Zion, Morriston, and reso- lutions bearing upon temperance legislation were adopted. The action of Welsh members of Parliament with regard to the Scotttish Veto Bill came in for considerable criticism, and a resolution was passed expressing gratitude to the members who voted fcr the Bill, and deep disappoint- ment a-t the absence of others. A resolution was carried expressing bitter disappointment that no eHbrt had been made bv the present Government to promote an emeient and com- prehensive temperance measure. Strong condemnation was uttered of the disinterested management of public-hoase proposal. A resolution was also passed calling upon the Minister of Education to introduce a Bill dealing with juvenile smoking. NATIONAL ODDFELLOWS. The National Independent Order of Odd- fellows opened their annual conference at Leeds on Monday, about 170 delegates attend ing. Grandmaster James Ha.rdma.n in hia address referred to the keen competition of un- sound societies, a.nd s&id it was quite time young men recognised the difference between unsound societies a.nd legitim&te societies. This constituted a grave menacs to the inde- pendence and wellbeing of the working classes, and threatened serious loss to the community. The totaJ membership of the Order was 78,755. being an increase of only 72, while the tottt funds reached JE3&2.591. CO-OPERATIVE CONGRESS. Nearly 1,800 delegates are attending the 39th annual Co-operative Congress at Preston. In his inaugural address the president. Councillor W. Lauder. of Bolton. said that it was in the direction of developing co-operative produc- tion that they must look for the realisation of their greatest hopes. The forces of capitalism were combining, and the necessity for more progressive action being taken to control industrial undertakings on co-operative lines was never more apparent than now. The President complained of the evils of sweating, and said that in large centres of population industrial conditions prevail which were a modern form of slavery All places used as workshops should be subject to Government inspection. He also spoke in favour of housing reform. A resolution was adopted expressing the earnest hope that measures giving definite and practicaJ encouragement to co-operative agri- cultural societies, co-operative dairies, and co- operative Focietiea for the sale of produce, manures, seeds, and implements, the erection of homesteads, &c.. would be embodied in the proposed Smalt Holdings Bill. A deputation was appointed to submit the resolution to the President of the Board of Agriculture and the Chief Commissioner of Works. GROCERS' ASS!STANTS. The ninth annuaJ conference of the National Grocers' Assistants opened at Birming- ham on Monday, when the delegates were welcomed by the Deputy Lord Mayor. A letter was read from Mrs Chamber! am convey- ing the good wishes of her husband ior the success of the conference. Mr Steele. of Brighton, the president, re- ferred in his inaugural addre&s to the progress made by the movement, particularly in he direction of technical education.and said a e;ood feature was the decline of the living-in system. Resolutions were passed condemning the living-in system, regretting that the evils of long hours remained practically unmitigated, and catling for legislation for the suppression of Sunday trading. COMMERCIAL TRAVELLERS. The annual conference of commercial travel- lers opened in York on Monday. Delegates were welcomed by the Lord Mayor of York. Mr F. H. Rowntree. York. was elected presdent. The retiring Chairman (Mr Alfred 8iief<rd, Leeds) said the Pa.6t year had been one uf great. com. merical prosperity. The secretary's report stated that there were signs that railway com- panies were likely to have to conform to the requirements of the public, and to become little less cast-iron in their methods. UNtVERSAL PENStONS OPPOSED. The annual conference of the Ancient Order of Shepherds was held at Norwich on Monday. The High Pastor. Mr G. F. Howard, in his presidential address, expressed himself opposed to a. system of old age pensions* which would be applicable to Peer and peasant alike. <he cost of providing the needy with pensions being sufficiently burdensome.
--EXCITING SCENE AT CARDIFF.
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EXCITING SCENE AT CARDIFF. A"NECK-AND-CROP" EVICTION. From Mr Lewis Morgan's description to the Card iQ magistrates onWednesday, there appears to have been an exciting time at Mr Greader's shop in Caroline-street at nine o'clock that morning. Mr Morgan appeared on behalf of Mr Owen. the manager of the shop. who charged A. Winstone with assaulting him at the shop. AskedifhewasguUty, defendant replied in a loud voice, I am not guilty, sir. Mr Lewis Morgan ptoceedcd to tell bow defendant (who says lie owns the premises), with four other men, came to the shr<p. took bold of the manager and turned him out, neck and crop, tore his cost, and fastened the door inside with chain and stapled." Damage wns done to the extent of a sovereign, and 1\1r Morgan said that summonses had been taken out against the four other persons, to be heard next Wednesday. At this point the Bench asked Mr Morgan if it was not possible for some arrangement to be come to between the parties. This is the second time we have bad this happen." said Mr Morgan. We have released him before on his promising not to repeat the offence. Two years ago this man did tne same tiling, and he has also taken proceedings for which there is no excuse." After further consultation with the Bench Mr Morgan agreed not to carry the case further if he could have an undertaking that the offence would not be repeated. Asked if he would do this, defendant replied, No, sir. The caae must go on." The Bench Then you refuse to give an undertaking." Defendant: I do sir, I want nothing but justice." It was pointed out that if this case was remanded for a week it could be decided with the other summonses. The defendant was very unwilling to promise to keep away from what he allegea is his pro- perty, even for a, week, but when he waa ftnid thathe would go to gaol in the meantime unless be give his promise, he grudgingly assented, saying. I will leave it alone until then." Replying to the Bench Mr Lewis Morgan said, I am quite satisfied if he keeps away." The case will therefore be heard on Wcdnes day next.
HECTOR MACDONALD MEMORIAL.
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HECTOR MACDONALD MEMORIAL. The magnificent memorial at Dingwall. Ross-shire, which is the outcome of an appeal initiated by the Cl.in Macdonald Society in Glasgow, and responded to from all qu?rters of the globe, was opened this week by the Mar- quess of Tullibardiiae, who was associated with Sir Hector in the Egyptian and South African campaigns. The memorial takes the form of an imposing tower in the old Scottish baronial style of architecture, 100 feet in height and 350 feet above the sea level. It forms con- spicuous landmark, whilst the view from the topmost balcony embraces half a dozen of the northern counties. The memorial, which was designed by Mr J. Sandford Kay. of Glasgow, was selected from over 160 competitive plans.
"8!T LIKE A D06."
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"8!T LIKE A D06." Pontypridd Woman and Sergeant. "She was biting like a dog." Such was the description given to the Pontypridd magis- trates of the conduct of Louisa. George, a native of Cardiff, who has a long Police Court history. Sergeant Stibbs said that he was hurriedly called to the Railway Inn. where the defendant was throwing stones at the win- dow. Witness said be saw the defendant near the TaS Vale House, cursing and swearing, with half a dozen young fellows around her. She took off her hat, and said, Lotus have the ——pin." Anticipating an attack upon him Tt ith a hat pin, witness knocked the hat out of defendant's hand, and a struggle ensued, both falling to the ground. P.C. Lucas then came on the scene,and Louisa caught him tightly by the legs, and was biting him like a dog. Superintendent Cole handed in a medical cer- tificate, and stated that P.C. Lucas was to attend court owing to having been bitten in several places by the prisoner. The Stipendiary ordered prisoner to be re- manded in custody for a week. The too tree indulgence in drink was respon- sible for the presence of Michael Sullivan, Forth, in the dock at Pontypridd onWednesday. Owing to the use of bad language by Sullivan on Whit-Monday Sergeant Church had to in- terfere, with the result that the omcer received violent kicks about the le;s and chest, and Inspector Saltpr and Sergeant Rees had to lend assistance before the defendant could be locked up.—The Defend&nt: I was drunk, sir. I suppose ?—The Stipendiary Yes. I should think. probably- —For being drunk defendant was fined 10s, andJE2 for the assault.
"UKE FLASH OF L!GHTN!NG."
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"UKE FLASH OF L!GHTN!NG." At Newport on Wednesday H. Ryall. hawker, Mendalgief-road. was summoned for being drunk and furiously driving a horse and cart in Commercial-street, also with assaulting Map- som T. Williams, sen. and jun. According to the evidence of P.C. Cottrell. defendant was going at from 10 to 12 miles an hour, and he refused to give his name and address when they caught him. The horse was covered with Frank BubT?. a tramcar driver, said if he had not stopped his car there would have been a terrible accident. He passed me like flash of lightning." he added. RyaM was fined 20s. With regard to the alleged assault, accotdins to complainants' evidence the defendant had a number of horses in witnesses' field, and when the latter caught them there defendant used threats, but did not strike him, though he struck witness's son on the hand with a stick. A fine of 20s was imposed in the case of assault on Williams, jun.
SHEEP WORRYING.
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SHEEP WORRYING. Some serious casea of sheep worrying a.re re- ported from Robeston, near Milford Haven. On Monday Mr J. Morris, a farmer, on entering one of his fields found his sheep rushing madly about in all directions chased by a dog. Six were killed outright and 15 or 20 have been badly mauled. The cheep had apparently all been caught by the throat and bled to death. This is only one of a series of serious damage done to sheep flocks in the neighbourhood during the last few months. Mr Morris caught the dog, but up to the present the ownership of the animal has not been established.
CATARRH AND CONSUMPTION.
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CATARRH AND CONSUMPTION. RESULT OF MR CHAMBERLAIN'S ADVICE. Mr Chamberlain's advice to millionaires to devote their wealth to stamping out consump- tioh is bearing frnit at last. Tne well-known medical millionaire, Mr Munyon, has just sent a letter to the Press saying. One of the first steps towards lowering the death-rate of Con- sumption is to convince the public that catarrhal constitutions have a tendency to this fatal lung disease. That everyone may under- stand catarrh, and bow to cure it at home, and prevent consumption, I have published for free distribution a million Home Doctor Books. describing this disease of the nose and throat. as well as other ailments." Anyone interested can obtain this Home Doctor Book post free (if this paper is mentioned), by addressing Munron, 272, Oxiord-circus, London, W. 19069
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) .-?,?.??-???????? ? 1????? ???>" 17/ r 4 r I 4 <, 'i:' 'c t-t" l'. The t S I N the homes of England there are thousands and thousands of ? SJ ? women toiling, slaving, drudging, so incessantly that they ? js never have time to discover that half their labour is wasted, gj S It only they knew about WATSON'S MATCHLESS CLEANSER! If, ? B instead of wearing and worrying all the joy out of their lives, they ? ? would just let WATSON'S MATCHLESS CLEANSER help them. ? B It only YOU would use it what a marvellous help you would ? jjj find it. Think-your home spotless from attic to cellar-a home to g B be proud of-floors, walls, tables, everything clean as a new pin your g B! clothes like driven snow (not a thing spoilt or damaged) and ? S YOU yourself fresh and fit and lively as when you first started. ? Then the PRIZES 531,992 Gifts worth S-126,198 are being given in two sections this year 'T/2 to those who save Watson's Matchless Cleanser wrappers.The ist section has already closed. tSa The 2nd section closes Dec. 3 ist, and even 30 wrappers secure a prize. Particulars free from ??? jjj JOSEPH WATSON & SONS, LTD., Whitehall Soap Works, LEEDS. ?
MOTOR DISASTERS.
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MOTOR DISASTERS. RUMNEY HILL CRASH. At 8.30 on Tuesday evening John Tobin. 17, Bertram-street. Cardiff, was cycling down Rumney Hill when he was knocked down by a motor car driven by Herbert Warren. Gloucester-street. Cardiff. To bin, who was badly injured, was picked up in an unconscious state and conveyed in the motor-car to CardiS Infirmary. The motor-car, which was being driven from the direction of Newport, contained Mrs Morgan Crowther and a lady friend. Warren, the driver of the car, which con- tained Mrs Morgan Crowther and a lady friend, state? that coming down the hill be had to uass a brake, but there was still plenty of room left to pass the cyclist if he had kept fairly close to the side. But instead of doing that he swerved in front of the car ar.d there was no time then to avoid the accident. I pulled up the car in its own length." added Warren, and we did everything we could for the poor feDow. We took him to the Infirmary as soon as possibtc." Conservative Candidate injured. Mr Hamilton Hulse, the Conservative can- didate for the New Forest division, and his sister, Mrs Creighton, met with a serious motor accident near Ringwooi on Tuesday morning. Mr Hulse was driving from Fordingbridgc to Ringwood, and shortly after passing Hurst Bri(!ge a trap, drawn by a young horse, ap- proacheJ. In trying to give the trap plenty of room, Mr Hutseranthecarup the bank by the road-ide, and it was overturned. Mr Huise and his sister were thrown out. Mr Hulse had his shoulder dislocated, while Mrs Creighton concussion of the brain, a deep wound in the forehead, and other injuries. Anglesey Woman Killed. A car belonging to Mr Davidson, Heaton Chapel, near Stockport, was on Tuesday pro- ceeding frcm Holyhead at moderate speed, and when near Llanfairpwilgwyngyl) the driver saw an old woman named i'.lizabeth Williams, a villager, driving cows in the road. He sounded V'n his horn, but the old woman stepped right in front of the car. Instantly the driver applied all the brakes, and so sudden was the stoppage that the car turned a complete somersault, and the rear part, in descending, struck the woman on the head, inflicting such serious injuries that she died in an hour. She was aged 79. An Upset at Killay. Mr John GIashrook, J.P., of Sketty. near Swansea, had a narrow escape while motoring in Gower yesterday. It appears that he was driving his motor-car to Gower, and when near the Killay Hotel a trap which he was over- taking had suddenly to drive out into the middle of the road to avoid some vehictcs which were pulled up near the hotel. In trying to make sure of avoiding the trap, Mr Gtas- brook, who was driving, brought the right wheels of the car in contact with the hedge, and then the reverse action caused the car to bound off and eventual iy to land over on the side of the hedge, where it completely over- turned. Mr GIasbrook appeared to be pinned under the car, but except for receiving a bad shaking was unhurt. Fortunately, the car was being driven slowly at the time. Run Over at Bridgend. Stanley Rees, aged seven, of Maesteg, who was on a visit to some relatives at Bridgend, was on Tuesday knocked down on the Cow- bridge road, Bridgend, at a rather dangerous corner, by a motor-car, and seriously injured. At the time the boy was wheeling a box on soms old perambulator wheels, and in it was a little girl named Gwen Richards, of Chapel- street, Bridgend. She was considerably shaken, and one of her teeth was knocked out, but she was not badly injured. The motor-car belong? to Mr George Rye, of Ferndale, who was driv- ing in it with his wife, daughter, and two sons. He immediately stopped the car and took the injured boy to Dr. Simons, who found that the child's skull had been fractured. Motor Cyclist Thrown. While Percy Honour, chauffeur in the em. ploy of Mr J. S. Brown, was on Monday riding a motor cycle in Cromwell-street. Swansea, the machine got out of control and dashed against a wall, with the result that Honour was thrown to the ground and rendered un- conscious for some time. Chitd Struck by Electric Car. A child named Harold Liodon, of the Hafod, Swansea., ran across the road in front of an electric car. He was struck by the cow- catcher before the car could be brought to a standstill, and thrown off the line, escaping with severe bruises.
TRA6)C AFFAIR AT MAESTEG.
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TRA6)C AFFAIR AT MAESTEG. A young man, named Edward Carey, while on his way home on Monday night, found a man lying dead on the Oakwood level crossing. Maesteg. The police, upon going to the spot, found the man tying near the rails. Dr. Gabe examined the body and found that he had received injuries to his head. and a fractured skuH. He was identified as James White, tramping labourer, of no fixed abode. aged about 35 years. H(-, is supposed to have been going to the Oakwood Colliery coke ovens to sleep for the night, and to have been knocked down by one of the many excursion trams to and from Maesteg The body was taken to the Model Lodging House, as there is no mortuary in the Maesteg district. Found Dead in Bed. Mr Coroner Leeder on Tuesday held an in- quiry into the circumstances attending the death of Mrs Catherine Muir Morgan, the wife of Mr Job W. Morgan, accountant, of Bruns- wick-street, Swansea, who was found dead in bed on Saturday morning. Mr Morgan said deceased had been conQned to her bed practic- ally a.U the winter, suffering from chronic valvular disease of the heart, and the doctors had warned him that she might pass away suddenly. Dr. Hanson wrote a letter to the coroner stating that deceased was suffering from chronic heart disease, and a verdict of death from this cause was returned. Fell Overboard. An inquiry was held at Swansea on Tuesday into the circumstances attending the death of John Nicholas, aged 70, mate of the fishing smack Elizabeth and Mary, who fell overboard last Friday night while trying to board his ama<ck, and did not recover from the eSects of his immersion. A verdict of Death from pneumonia due to the immersion" was re- turned. Lockgateman Harris was commended the Coroner saying he was the right man in the right place at the docks. Knocked Down by a Cart. On Tuesday a little child named Sydney Charles House, of Danygrtig-terrtee, was knocked dowu by a baker's cart:, sustain- ing fractures of the ribs and other internal in- juries. The child has since succumbed to his injuries at the hospital. A Fractured Antde. William Kift, a National Teiephone Co.'s employee, while walking along a path at St. Thom", Swansea, fEll and fractured his ankle. Sun Accident at Mitford Haven. A serious gun accident occurred at Newton Noyes Pier, Milford Haven, on Tuesday. Two lads, Frank Cfeevely, sou of the caretaker and a playmate, Willie Lloyd, were practising with a small gun when the latter accidentally shot Cleevely in the side. The bu!iet passed almost through his body, and has been located on the otherside. Dr. Nelson was imrnediateJv sent for, and arrived on the engine, of which the injured lad's father is the driver. Later m the day Dr. GrifHfbs atso visited the patient, whose condition until the buDeb is removed is dangerous. The gun belonged to Cleevely. and was only purchased last week against his wishe3. Both lads are pupils at the County Intermediate School, are fast friends, and about 15 years of age.
A PORTSMOUTH BARRACK TRAGEDY.
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A PORTSMOUTH BARRACK TRAGEDY. A tragic shooting affair has occurred at Cam- bridge Barracks, Portsmouth. Late on Friday night two young privates of the 1st Middlesex Regiment went into a storeroom, and shortly afterwards the report of firearms was heard' One of the young men rushed out, remarking, it is stated, I have shot my pat through the heart." Other soldiers entered the room and saw a second young man tying on the floor, but his injuries were not considered serious. the wound being apparently a slight one on the right side of the neck from a Morris tube butiet. Dangerous symptoms, however, devetoped, and the young man, name is died in hospital. The other man was brought before a military court of inquiry, I'nd subsequently banded over to the civi) police. At Portsmouth on Tuesday William Em. berson (21), private in the 2nd Battalion Middlesex Regiment, was charged with the murder of Charles Frederick Beard, a private in the same regiment. Evidence was given that when placed under military nrrest pris- oner said he bad shot a man. It was also stated that Emberson was very excited and suffering from the effects of drink. Accused was re- manded.
THE K!NG'S WHITSUNTIDE.
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THE K!NG'S WHITSUNTIDE. The house p1,rty staving with Captain and Mra Ronald Crevilte at Reigate Priory wa.s 9' practically their usual Whitsuntide assem- '5 blage, with the addition of the King, who has generally gone there later in the summer. Those bidden to meet his Majesty included Count Albert. MensdoriT. Prince Francis of Teck, Lady Sarah Wilson, Lord and Lady Brougham, Lady Norreys, Sir Ernest Cassel, and Major Holford, who was in attendance on the King. The present mansion occupies a portion of the site of the monastery which was dissolved in the sixteenth century. It Mrs Ronald Greville. I was built by Mr Richard Ireland in 1779. when an earlier structure, built by Lord WiUiam Howard was, to a. large extent, demolished. The bouse is surrounded by beautiful weU- wooded grounds, which extend to about seventy-six acres. Early in the nineteenth century the Priory was bought by the Somers family, and it was left by the late Earl Somers to his eldest daughter,. Lady Henry Somerset, the well-known temperance advocate. Part of the original Priory grounds were thrown open to the public many years ago, and are now knowu as South Park.
SEAStDE BELLE AS PARACHUTIST.
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SEAStDE BELLE AS PARACHUTIST. New York, Tuesday.—Miss Lomisa Smith, the reigning belle of New Haven, has furmshed the world with fresh proof of the courage of the American woman. She was wtacbmg the preparations for a balloon ascent at HeMevfJJc yesterday, when one of her friends dared her to accompany the parachutist, without a second's hesitation she approached the profes- sional with a request to accompany h)m. Go ahead, if you have the nerve, was the unex- pected reply.. Miss Smith borrowed a piece of elastic trf fasten her daintv skirts just above her tan shoes, and stepped promptly into the bal!oon basket beside the aeronaut. Frtends screamed their alarm, but the daring young ]adycool!y remarked. I take dare from no one. Be- sides, ballooning is fashionable, and I'll now be in the aerial swim." Mack, the parachutist, swiftly imparted to her a few words of necessary instruction. The balloon ruse rapidly in a lively breeze.to 1,300 feet. Then began the fall. Mi.ss Smith's friends below shed bitter tears of grief. Sud- denly the young lady was observed to cut loose from the balloon and to grasp the bar of the big parachute, which immediately spread out and descended slow!y like a bird choosing a place to alight. Friends sprang on a motor-car and droff at breakneck speed towards the spot. to find the belle lying senseless beside the parachute on a railway track. At tbp completion of her ad- venture she had fainted. The Aero Club. it is understood, intends to reward her bravery by electing her as the first lady member.
The Arbuthnot Case.
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The Arbuthnot Case. I ADDmONAL CHARGE. Madras. Wednesday.—An additional charge has been filed against Sir George Arbuthnot as follows :—That Sir Ceorgc Arbnthnot, as tb<* chief and only working partner of Arbuthnot and Company of India, and the firm as managing agents of Arbuthnot's Industrials, Ltd., did, in violation of their duty, discharge a trust dishonestly and convert to Arbuthnot and Company's use the property of Arbutb- not's Industrials, Ltd., by fraudulently and dishonestly disposing of property in favour of Arbuthnot and Company by creating a mort- gage of ten lakhs of rupees in the form of de- benture, and by issuing the same to Arbuth- n:- t and Co. when such loan was not wanted for .the purposes of Arbuthnot's Industrials, Ltd. At that time Arbuthnot and Co. were indebted to Arbuthnot's Industrials to the ex- tent of about five lakhs of rupees, and the de- bentures were created soleb with the object of enabling Arbuthnot and c'à. to raise money thereon for their own purpose- It is charged that they u\ Used the deben- tures to the value of about ter 'takhs of rupees and deposited them as a sccr.? y with Arbuth- not. Lathom and Co. ior adva?'?s ma?ic by tha latter to Arbuthnot and Co. t" the extent of about nine ]akh.s of rupees, and that by re- ceiving such advances from Arbuthnot, Lathom and Co. 1'or their own use, and by otherwise disposing of the remainder of the debentures, did benefit Sir George Arbuthnot by a transfer of the same to his sister.—Press Association Special Telegram.
SEAWEED IN KIDNEY DISEASES.
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SEAWEED IN KIDNEY DISEASES. Dr. James Walker, Kidney and Urinary Specialist 1,ew York. I never treat a case where the kidneys, urinary organs, or stomach are involved with- out seaweed. 1 rcsard it as indispensable." The species of seaweed used by Dr. Walker is the same as tlmt in Vcno's Seaweed Tonic. N'efi" Seaweed i7, used byrnary prominent 0' doctors in all forms of kidney and diseases be of its great strengthening. licaling, and purifYing ettect. It cnreg nephritjs. Bright's diseMC, uric acid dropsy, and espceiaUy successful in constipation. Pleasant to take. Cures permanently. No return. Ask for Veno's Seaweed Tonic, at chemists every- where, Is Hd and 2s 9d.
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nfwb?f)? i. W WM4<liU.tj Oil I FOR THE HAtR Is the Best Preparation you can use. WHY? BECAUSE without it the Hair becomes dry, thin, and brittle, and this is the nearest approach to the natural oil in the Hair, the loss of which causes baldness. BECAUSE you must keep the Hair well nourished and not too dry, or you wilt soon lose it. I.a.d ¡es require it to keep the Hair soft and silky. m la" require it to prevent baldness. ChSttifGM require it to lay the foundation of a LuxUri.-Ant Growth. 0/ Stores, Chemists. and ROWLANDS. 67. H&tton Garden. Sizes. 3/8. 7/ 10/S. Sold In a Gotden Cotour for Fair Hatr — ?NS MM tfTt ??? ? 9B ?? ?? ?? SAUCE The right way to please those 1 for whom you cater is to I have Hoe's Sauce at hand. Their pleasure gives yon j satisfaction. [ .J ??????[N NOBLE'S??? ??NEW 56-Page CATALOGUE?? ?? JOHN NOBLE?LY?, ?? ?S!??? "M a N c H E S TEB???????